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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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If You’re Thinking About a Honeymoon in Australia, Here Are 7 Fun Ideas

By Tex Freitag

Wine, beaches or rugged terrain? Or maybe something more exotic? If you're looking for great Australia honeymoon ideas, then you've come to the right place. Of course, that's because the natural diversity of Australia offers a range of choices for ...

Continue reading If You’re Thinking About a Honeymoon in Australia, Here Are 7 Fun Ideas

November 9, 2022

How the Recent Surge In E-Commerce Is Affecting Businesses & Consumers

By Corazon Gritar

In years past, the Internet was simply a tool. If you wanted to know the answer to a question or to keep up on current events as they were happening, the World Wide Web was there to help. Now, it's more of an appendage; from social media to ...

Continue reading How the Recent Surge In E-Commerce Is Affecting Businesses & Consumers

November 8, 2022

The End of the Dollar: Exponential Curves and the Illusion of Safety

By Len Penzo

Perhaps the most deceiving force in the entire universe is the exponential function. It's not surprising when people insist that my warnings about the end of the debt-based dollar monetary system are nonsense. Usually they argue that it's because ...

Continue reading The End of the Dollar: Exponential Curves and the Illusion of Safety

November 7, 2022

Black Coffee: Rich Man, Poor Man, Beggar Man, Thief

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got another busy weekend ahead of ...

Continue reading Black Coffee: Rich Man, Poor Man, Beggar Man, Thief

November 5, 2022

Grandfather Says: The Saint & The Money Man

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage. It is of note because of the astonishing contrast between the narcissistic, determined abortion-minded young radical women today ...

Continue reading Grandfather Says: The Saint & The Money Man

November 3, 2022

I Bonds Are Now Paying 6.89%; Here Are Those I Bond Pros and Cons

By Len Penzo

Many people are eager to learn about I bond pros and cons. The Honeybee and I bought $20,000 worth of United States' Series I savings bonds in May 2022 - known colloquially as "I bonds" - in order to take advantage of their current "risk free" ...

Continue reading I Bonds Are Now Paying 6.89%; Here Are Those I Bond Pros and Cons

November 2, 2022

Why Do Forex Traders Need Brokers?

By Sabado Domingo

Being an online trader gives an investor a lot of freedom. So it's understandable that some online traders balk at the notion of having to go through a broker to get into the forex market; but there are important reasons why you must go with a broker ...

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November 2, 2022

3 Ways to Save Money on Your Next Dental Visit

By Corazon Gritar

Going to the dentist is an important - but sometimes expensive - visit. Dental health is crucial and can have an impact on your overall health, so you shouldn't skip going to the dentist because you can't afford it. But there are some procedures that ...

Continue reading 3 Ways to Save Money on Your Next Dental Visit

November 1, 2022

What You Need to Know About Payday Loans

By Sabado Domingo

If you're still wondering what to know about payday loans, perhaps the most important thing is that they're a high-interest short-term option. Payday loans fall under the unsecured loan category because they don't need collateral. Payday loans ...

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October 31, 2022

Why Hyundais Make Good Family Cars

By Enero Febrero

You may be surprised to learn that Hyundai is a Korean car company that has been around since the late 1960s. Before becoming known as a company that makes dependable cars, it was a parts manufacturer for other companies. Hyundai's first car was ...

Continue reading Why Hyundais Make Good Family Cars

October 31, 2022

How I Fought My Parking Ticket and Beat City Hall

By Len Penzo

Usually, the only warm-blooded creature in the house that ever bothers to get up and acknowledge me when I come through the front door is my dog, Jack. So I knew something was wrong when I walked through the door and the Honeybee greeted me with a ...

Continue reading How I Fought My Parking Ticket and Beat City Hall

October 31, 2022

Black Coffee: A Nightmare on Wall Street

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another busy week is crossed off the ...

Continue reading Black Coffee: A Nightmare on Wall Street

October 29, 2022

The Thin Green Line Between Frugal and Cheap

By Len Penzo

Frugal or cheap? There's absolutely nothing wrong with trying to stretch your dollar. But like anything else in life, sometimes that philosophy can be taken to its extreme. When making a purchase, frugal folk always consider additional factors ...

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October 27, 2022

An Overview of the Different Forex Trading Methods

By Tex Freitag

When it comes to the financial markets, there are a whole host of different ways of getting involved. Trading foreign currencies on the foreign exchange (forex) market is one of the most popular with part-time traders who have other jobs - and even ...

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October 26, 2022

5 Easy Ways to Increase Your Home’s Energy Efficiency This Winter

By Corazon Gritar

The time of year for cozy sweaters, sheepskin slippers, nights by the fireplace, and big mugs of hot cocoa is fast approaching. However, that means the time of year for all of the warm air in your home trying to escape and cold air from the outdoors ...

Continue reading 5 Easy Ways to Increase Your Home’s Energy Efficiency This Winter

October 25, 2022

The Pros and Cons of 5 Legal (and Illegal) Cash Advance Options

By Len Penzo

Let's get one thing straight; no matter how you slice it, when you're short on money, looking for a quick cash advance is the Hail Mary pass of personal finance. So a cash advance should always be the option of last resort. In an ideal world, ...

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October 24, 2022

Black Coffee: Something Evil Is Stirring

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Something Evil Is Stirring

October 22, 2022

5 Tips for Cutting Car Insurance Costs

By Sabado Domingo

Our vehicles are probably our most prized possession and that's why we don't feel bad about spending so much time and money to maintain and protect them. One such exorbitant expense that comes each month are insurance premiums - which is why ...

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October 20, 2022

Grandfather Says: Signs of the Time

By RD Blakeslee

While awaiting his turn to be drafted into the Army during the UN's "Korean Police action," Grandfather took advantage of a friend's neon sign business. The friend pumped and sealed leaking neon sign tubing Grandfather took off defunct signs for ...

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October 20, 2022

3 Tips for Growing an Online Business Fast

By Sabado Domingo

The Internet offers dozens of unique opportunities to generate income. Anyone with an Internet connection and basic tech literacy can start an online business. However, only those willing to learn new digital skills experience consistent success. ...

Continue reading 3 Tips for Growing an Online Business Fast

October 19, 2022

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