Do you dream of someday owning a home of your own? Are you concerned that you'll never be able to swing it financially? Lack of money for a down payment, closing costs, inspections, and other expenses related to purchasing a home can definitely ...
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Yes, You Can Afford It!
Do you ever ask yourself, when considering a major purchase: "Can I afford that?" It's a relevant question in an era when inflation is taking its toll on household income and people are finding it harder to get good jobs. However, the good news is ...
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100 Words On: Why It’s Not Poor Etiquette to Put Ketchup on a Hot Dog
There are plenty of food snobs out there who insist that it is sacrilegious to put ketchup on a hot dog. That assessment is echoed by The National Hot Dog Council which proclaims that ketchup should never be put on a hot dog by anyone over the age of ...
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6 Responsible Ways to Use Your Emergency Funds
Opening a savings account for emergency funds helps individuals and families weather uncertain financial times. Without careful planning and a personal savings account dedicated to saving for life events, it can be difficult to manage a significant ...
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5 Affordable Ways to Upgrade an Outdated Bathroom
A wise man once said, "You go to take a shower with the bathroom you have -- not the bathroom you might want or wish to have at a later time." Perhaps we're paraphrasing, but how happy are you with your current master bathroom? This should be your ...
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The 6 Most Valuable Grocery Store Products
When it comes to utility, not all grocery items are created equal.
If value can be defined by versatility then, some grocery items offer a lot more bang for your buck than others.
Sure, everybody knows about the incredible and legendary versatility ...
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Black Coffee: Out to Lunch
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
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How to Set Up a Proper Gambling Budget
When it comes to online gambling, there is usually only one goal in mind: to win money. Yes; it's possible to win thousands of dollars in a single session of online gaming. But if you don't have a solid financial plan in place, things could quickly ...
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How to Guarantee a Social Security Disability Claim
Having an accident at work can be life-changing in all the wrong ways. A once-friendly employer can start heaping the blame on you to save themselves, and dealing with the physical repercussions can leave you heartbroken and exhausted. Not to ...
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Grandfather Says: Croc Hunting in Mindanao
When he was in the army, Grandfather was detailed to the island of Mindanao, serving as cadre for a Filipino surveying company contracted by the US Government to survey and map the Philippines. The Southern part of Mindanao was Moro (Muslim) ...
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How to Save Money on Dental Care So You Won’t Go Broke at the Dentist
The Great Len Penzo has asked me - nay, compelled me - to write a post on how to save money at the dentist. Of course, he came to the right guy because I use things like dental forceps and dental wire bending pliers on a regular basis. Yes; I'm a ...
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7 Big Reasons Why a Roth IRA Isn’t the Best Way to Save for Retirement
Are you trying to decide whether or not you should be building your retirement savings with a Roth IRA?
It's true; using a Roth IRA has its advantages -- but there are also more than a few reasons that may make you think twice before getting one. ...
Continue reading 7 Big Reasons Why a Roth IRA Isn’t the Best Way to Save for Retirement
3 Ways That Great Sleep Helps You Get Richer
The healthier you are, the richer you get. And the richer you are, the healthier you get. You've certainly heard about vicious cycles - but what about healthy ones? The truth is, getting a great night's sleep can help you reach your financial goals, ...
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Black Coffee: Are You Not Entertained?
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
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100 Words On: What You Should Always Do Before Buying Stuff Online
It's estimated that online sales in the United States was $870 billion in 2021 -- that's a lot of people clicking on website "Buy Now" buttons.
I recently saved $25 on a $100 online purchase simply because I spent two minutes searching the ...
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5 Pointers to Help You Pick the Right Home Loan
Home loans are the only way that most people around the world today can afford to buy homes. This is especially true for real estate in expensive locales from San Francisco to New York -- and even homes in a city like Mumbai.
With the high prices ...
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What Is a Home Warranty and Do You Need One?
Taking care of your home can be tough and many things can go wrong. Home appliances are the first to go and can take large amounts of money to repair and replace. This is where home warranties come in! Home warranties can provide you with the funds ...
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8 Ways to Tame Your Credit Card Debt Fast!
Somebody printed this on a T-shirt: "The holidays are over and all I got was a mountain of debt!"
Sound familiar? Don't feel bad; you're not alone.
According to Wallet Hub, the average credit card balance per US household is now $8590. And with ...
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How A Gold Backed IRA Can Help Protect Your Retirement Nest Egg
The stock market made great gains over the last several years. But that trend is clearly changing. As a result, if you have a traditional IRA or 401k, your retirement funds could be at risk. In fact, there is now plenty of evidence to at least ...
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Black Coffee: A Fistful of Dollars
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Another busy week is crossed off the ...
Continue reading Black Coffee: A Fistful of Dollars
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