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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Why Hyundais Make Good Family Cars

By Enero Febrero

You may be surprised to learn that Hyundai is a Korean car company that has been around since the late 1960s. Before becoming known as a company that makes dependable cars, it was a parts manufacturer for other companies. Hyundai's first car was ...

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October 31, 2022

How I Fought My Parking Ticket and Beat City Hall

By Len Penzo

Usually, the only warm-blooded creature in the house that ever bothers to get up and acknowledge me when I come through the front door is my dog, Jack. So I knew something was wrong when I walked through the door and the Honeybee greeted me with a ...

Continue reading How I Fought My Parking Ticket and Beat City Hall

October 31, 2022

Black Coffee: A Nightmare on Wall Street

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another busy week is crossed off the ...

Continue reading Black Coffee: A Nightmare on Wall Street

October 29, 2022

The Thin Green Line Between Frugal and Cheap

By Len Penzo

Frugal or cheap? There's absolutely nothing wrong with trying to stretch your dollar. But like anything else in life, sometimes that philosophy can be taken to its extreme. When making a purchase, frugal folk always consider additional factors ...

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October 27, 2022

An Overview of the Different Forex Trading Methods

By Tex Freitag

When it comes to the financial markets, there are a whole host of different ways of getting involved. Trading foreign currencies on the foreign exchange (forex) market is one of the most popular with part-time traders who have other jobs - and even ...

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October 26, 2022

5 Easy Ways to Increase Your Home’s Energy Efficiency This Winter

By Corazon Gritar

The time of year for cozy sweaters, sheepskin slippers, nights by the fireplace, and big mugs of hot cocoa is fast approaching. However, that means the time of year for all of the warm air in your home trying to escape and cold air from the outdoors ...

Continue reading 5 Easy Ways to Increase Your Home’s Energy Efficiency This Winter

October 25, 2022

The Pros and Cons of 5 Legal (and Illegal) Cash Advance Options

By Len Penzo

Let's get one thing straight; no matter how you slice it, when you're short on money, looking for a quick cash advance is the Hail Mary pass of personal finance. So a cash advance should always be the option of last resort. In an ideal world, ...

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October 24, 2022

Black Coffee: Something Evil Is Stirring

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Something Evil Is Stirring

October 22, 2022

5 Tips for Cutting Car Insurance Costs

By Sabado Domingo

Our vehicles are probably our most prized possession and that's why we don't feel bad about spending so much time and money to maintain and protect them. One such exorbitant expense that comes each month are insurance premiums - which is why ...

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October 20, 2022

Grandfather Says: Signs of the Time

By RD Blakeslee

While awaiting his turn to be drafted into the Army during the UN's "Korean Police action," Grandfather took advantage of a friend's neon sign business. The friend pumped and sealed leaking neon sign tubing Grandfather took off defunct signs for ...

Continue reading Grandfather Says: Signs of the Time

October 20, 2022

3 Tips for Growing an Online Business Fast

By Sabado Domingo

The Internet offers dozens of unique opportunities to generate income. Anyone with an Internet connection and basic tech literacy can start an online business. However, only those willing to learn new digital skills experience consistent success. ...

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October 19, 2022

3 Tips for Starting a Successful Small Business

By Sabado Domingo

Thousands of people strive to become successful at opening and operating their own small businesses each year. However, according to the Small Business Administration, over 50% of small businesses fail within their first year. Regardless of the type ...

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October 19, 2022

3 Easy Ways to Reduce Your Water Bill This Winter

By Corazon Gritar

Winter is when many homeowners see their heating bills spike. Fortunately, there are a few simple ways to save money on your water bills - and stop wasting water in the process. The key is figuring out how to reduce your water bill in the most ...

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October 18, 2022

Aftermarket Car Parts: Are They Really Worth the Money You Save?

By Len Penzo

Do men or women make better drivers? It's a question that I suspect has been debated ever since Henry Ford started mass-producing his Model T at the turn of the twentieth century. One thing is certain: I know the question has always been a hot topic ...

Continue reading Aftermarket Car Parts: Are They Really Worth the Money You Save?

October 17, 2022

Black Coffee: Orgies of Excess

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another busy week is behind ...

Continue reading Black Coffee: Orgies of Excess

October 15, 2022

Why Creating a Budget Is So Important (for Most People)

By Len Penzo

Creating a budget isn't the answer for everyone. After all, there are many people without budgets who have minimal debt. They also pay off their credit cards monthly and save money. Even so, there are just as many who need a budget to track expenses, ...

Continue reading Why Creating a Budget Is So Important (for Most People)

October 13, 2022

Cheap Holidays: How to Travel Abroad During the Economic Downturn

By Sabado Domingo

It should be no surprise to anyone that an economic downturn has affected most of the Western world. In Europe some have been hit harder than others. This, in turn, has had a knock-on effect on the travel and tourism industries in these countries. ...

Continue reading Cheap Holidays: How to Travel Abroad During the Economic Downturn

October 12, 2022

Always Be Sure To Avoid These Common Personal Finance Mistakes

By Sabado Domingo

It is time to give yourself a personal finance audit. After all, when it comes to eliminating common personal finance mistakes, you have to take a long, hard look from time to time to be sure you haven't fallen into one of the many critical errors ...

Continue reading Always Be Sure To Avoid These Common Personal Finance Mistakes

October 11, 2022

More Than Half of All Americans Delay Medical Care Due to Costs

By Corazon Gritar

When we become ill or get injured, it seems only natural to seek out medical treatment. But as recent research shows, more than half of Americans choose to delay - or totally refrain from getting - medical care due to one factor: overwhelming ...

Continue reading More Than Half of All Americans Delay Medical Care Due to Costs

October 11, 2022

Trying to Save Money on Gas? Driving Out of Your Way Rarely Helps

By Len Penzo

As inflation continues to wreak havoc on household budgets, people are looking to save money wherever they can. For example, I know people who will drive five miles out of their way, ten miles round trip, just to save a nickel per gallon. Then there ...

Continue reading Trying to Save Money on Gas? Driving Out of Your Way Rarely Helps

October 10, 2022

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