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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Black Coffee: All Work and No Play

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got another busy weekend ahead of ...

Continue reading Black Coffee: All Work and No Play

September 3, 2022

100 Words On: The Importance of a Balanced Investment Portfolio

By Len Penzo

Conventional wisdom says it's unwise to put all your eggs in one basket. Likewise, having a large portion of your portfolio in any single asset class -- be it stocks, bonds, commodities, or cash equivalents -- is financial suicide. Maintaining a ...

Continue reading 100 Words On: The Importance of a Balanced Investment Portfolio

September 1, 2022

What All Businesses Need to Remember When Renting Warehouse Storage

By Sabado Domingo

Warehouses are important for many businesses. Unfortunately, the running cost is also high which means that your profit is decreased to a bare minimum level. Of course, developing your own will take many thousands of dollars and renting warehouse ...

Continue reading What All Businesses Need to Remember When Renting Warehouse Storage

August 31, 2022

Multi-Currency Bank Accounts: Do You Need One?

By Sabado Domingo

Owning a personal or business multi-currency account has become the best option to conduct business worldwide because it enables you to transact using different currencies depending on the nature of your business or preference without worrying about ...

Continue reading Multi-Currency Bank Accounts: Do You Need One?

August 30, 2022

5 Surprising Things Your Auto Insurance Policy Doesn’t Cover

By Tex Freitag

If you're like most people, you probably think that your auto insurance policy covers everything. After all, it's called "auto" insurance, right? Well, unfortunately, that isn't always the case. Believe it or not, there are a number of things that ...

Continue reading 5 Surprising Things Your Auto Insurance Policy Doesn’t Cover

August 30, 2022

Why Insurance Companies Don’t Want You to Know About Concierge Doctors

By Mikey Rox

Healthcare and how it's provided in the United States has been a hot-button issue for years. At times, people are left with few options or, worse, options they can't afford. But there may be a solution out there that you haven't heard of -- and you ...

Continue reading Why Insurance Companies Don’t Want You to Know About Concierge Doctors

August 30, 2022

3 Driving Tips that Will Help You Avoid an Accident with a Big Rig

By Sabado Domingo

Any accident is potentially very serious regardless of what kind of vehicles are involved. The physical toll in addition to the financial recovery can take years. Accidents involving tractor-trailers can take on a much more serious consequence due ...

Continue reading 3 Driving Tips that Will Help You Avoid an Accident with a Big Rig

August 29, 2022

How I Survived Two Armed Robberies (and How You Can Too)

By Len Penzo

We tend to take for granted that the terrible misfortunes we see on the nightly news befalling people every day will never ever happen to us. Perhaps that is so for the majority of folks. But it is not certain by any means. By the time I was 30 I ...

Continue reading How I Survived Two Armed Robberies (and How You Can Too)

August 29, 2022

Black Coffee: More Sticker Shock

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: More Sticker Shock

August 27, 2022

Do Real Estate Licensing Requirements Vary By State?

By Sabado Domingo

When it comes to real estate licensing requirements, there can be a lot of variation from state to state. For example, in some states, you only need to take a basic course and pass an exam to become a licensed real estate agent. However, in other ...

Continue reading Do Real Estate Licensing Requirements Vary By State?

August 26, 2022

Grandfather Says: A Lesson on Real Estate Development

By RD Blakeslee

Do real estate developers necessarily build a whole subdivision of houses or something like Donald Trump's tower? Well, Grandfather says ... "No." When integration came to America's public schools, a "colored" school in Union, West Virginia, ...

Continue reading Grandfather Says: A Lesson on Real Estate Development

August 25, 2022

How to Leverage the Internet to Earn Extra Income

By Sabado Domingo

Do your weekend adventures leave you with little balance to survive the month? Do you always find yourself looking for your calculator whenever an expense stares you in the eye? Then maybe you could start exploring the option of working part time to ...

Continue reading How to Leverage the Internet to Earn Extra Income

August 24, 2022

Reverse Mortgage Pros and Cons That Every Homeowner Needs to Know

By Anum Yoon

The reverse mortgage is a financial option that has been around for decades, but relatively few people ever use them. However, the truth is, many people in their sixties and older end up with a majority of their wealth tied up in their home, while ...

Continue reading Reverse Mortgage Pros and Cons That Every Homeowner Needs to Know

August 23, 2022

Mailbag: What Happens to My Mortgage If the Dollar Hyperinflates?

By Len Penzo

Love your blog, Len. Let's just say it has opened my eyes, and for that I thank you. I've not been able to get a reasonable answer as to what happens when the dollar fails and mortgage holders are saddled with a house they can't pay for. Also, if the ...

Continue reading Mailbag: What Happens to My Mortgage If the Dollar Hyperinflates?

August 22, 2022

Black Coffee: The Long Slow Grind Continues

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another busy week is behind ...

Continue reading Black Coffee: The Long Slow Grind Continues

August 20, 2022

How to Save Money for Your Mortgage Deposit

By Sabado Domingo

Getting onto the property ladder is an important step that many individuals strive for. Having your own home isn't just about having a place to sleep at night, it's also about preparing for the future and building equity. With your own place, you'll ...

Continue reading How to Save Money for Your Mortgage Deposit

August 18, 2022

100 Words On: Why the Most Valuable Monopoly Property Isn’t Boardwalk

By Len Penzo

When playing Monopoly, the conventional wisdom is that the best property to own is Boardwalk because it commands the highest rent. However, savvy players know the most valuable property is actually Illinois Avenue. How can that be? Well, one of the ...

Continue reading 100 Words On: Why the Most Valuable Monopoly Property Isn’t Boardwalk

August 18, 2022

Why Millennials Are Struggling Financially And What They Can Do About It

By Sabado Domingo

It is no secret that millennials are struggling financially. A recent study by the Federal Reserve revealed that 44% of millennials have nothing saved for retirement. This is a major problem, and it is something that millennials need to address if ...

Continue reading Why Millennials Are Struggling Financially And What They Can Do About It

August 17, 2022

Do OEM Printer Ink Cartridges Actually Save Money In the Long Run?

By Sabado Domingo

Most people are well aware that buying printer ink can be extremely expensive. As the name suggests, original equipment manufacturer (OEM) cartridges are replacement cartridges that are manufactured by the original printer ...

Continue reading Do OEM Printer Ink Cartridges Actually Save Money In the Long Run?

August 17, 2022

8 Ways to Save More on Back-to-School Shopping This Year

By Mikey Rox

If you've got kids, then the odds are you'll be participating in that annual ritual known as back-to-school shopping. Unfortunately, it's an expense that can take a big bite out of your budget. So why not dig a little deeper when looking for extra ...

Continue reading 8 Ways to Save More on Back-to-School Shopping This Year

August 16, 2022

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