The other day I was fueling up my car at the local gas station. While I was waiting for the tank to fill, I thought it would be a good idea to get rid of the remains of a ridiculously large bug that was splattered on the windshield.
Unfortunately, ...
Continue reading Why Cutting Expenses to the Bone Isn’t Always Enough
Black Coffee: Exceptions to the Rule
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: Exceptions to the Rule
What Is an FHA Loan?
An FHA loan is a government-backed mortgage that is insured by the Federal Housing Administration. Although anyone can apply for an FHA loan, they were designed to help people with lower incomes qualify for a mortgage.
Because FHA loans protect ...
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12 Affordable Ways to Upgrade a Kitchen That’s Outdated
iIf your house is anything like ours, the kitchen is the most popular room in your home. However, the room is looking a bit dated and inflation has left a major dent in your wallet. But now is not the time for despair, because there are many easy and ...
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Top Tips for Discussing Finances With Your Significant Other
Did you know that in the US and other Western countries, over 90% of people get married before the age of 50? Regardless of age, marriage often entails merging lives, and with it, merging finances. Despite the commonality of marriage, the intricacies ...
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4 Traditional Banking Alternatives Many People Overlook
You might be one of many people who is getting tired of increasing and tricky bank fees. Perhaps you're at the point where you're even looking at switching to a "new" way of banking that's different from the typical big-name bank you've used for ...
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My 16th Annual Cost Survey of 10 Popular Brown Bag Sandwiches
If you're like most people, it's been hard not to notice the increase in your monthly grocery bill over the past three years. After a huge run-up in prices for everything from gasoline to food - and despite the latest consumer price index showing ...
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Black Coffee: It’s a Tax!
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: It’s a Tax!
Understanding the Lengthy Car Accident Settlement Process
There were 40,990 fatal car accidents in 2023, which is a decrease of 3.6% from the previous year. Injured victims may file a car accident claim to provide financial support for medical expenses, property damage, and other losses after an accident. ...
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Harness the Power of Expert Advisors for Smarter Trading: A Financial Guide
For centuries, traders have studied the technical patterns of the markets, from candlestick formations to oscillating indicators, seeking an edge to profitably navigate fluctuating prices. Yet deciphering the deluge of daily data for clues has proven ...
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Smart Budgeting Tips for First-Time Homebuyers in Florida
Purchasing a home is one of the most significant financial decisions you'll make in your life. To ensure that you make an informed and sustainable choice, it's essential to understand and manage your finances effectively. This guide provides you with ...
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Grandfather Says: The Continuing Chronicles of Elaine, Part 46
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
After we were settled in the new house and there was more time, I thought about piano teaching again. I had found out that ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 46
Meet Pete Briger: A Titan in the Investment and Finance World
A titan in the world of finance, Pete Briger is part of the elite Forbes 400 top business professionals worldwide. Briger currently serves as the President and the Co-Chairman of the Board of Directors at the Fortress Investment Group. Formerly a ...
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Overwhelmed? Here’s How to Downsize Your Life in 9 Easy Steps
When you're feeling stressed out, overwhelmed, and can't seem to strike the right balance, it might be time to downsize your life. But that doesn't just mean getting rid of tangible things. Sometimes you need to eliminate other variables that are ...
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My Dumbest Money Mistakes
Money mistakes; we've all made them.
Today I'm not going to talk about everyday money leaks or niggling oversights we all make from time to time, like leaving the lights on or buying a burger at a fast food joint and then forgetting to use the ...
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Black Coffee: Going for Gold
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: Going for Gold
Should I Get a Fixed-Rate Mortgage or an ARM?
One of the biggest decisions a homebuyer makes when purchasing a home is whether to get an adjustable rate mortgage (ARM) or a fixed-rate mortgage. Of course, the big difference between the two types of home loans is the interest rate; unlike a ...
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Voice Filter Software: Accents and the Paradox of Perception
Accent bias is a form of discrimination where individuals are judged unfairly based on how they speak a language. This bias is widespread and often subconscious, affecting how people perceive and interact with each other. Interestingly, the ...
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Creative Financing Options for Start-ups and Other Investments
With a tightening of lending regulations and eligibility criteria it can be a challenge to get a mortgage in your own country, so when it comes to creative financing options to start a new business or fund the purchase of international real estate, ...
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Money Saving Home Improvement Projects
Summer is here, but that doesn't mean you don't have any more time to improve your home. In fact, this time of year is one of the best to make some serious home improvements. But if you don't want to break the bank, here are a few money saving home ...
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