Digital money, cybercash, space bucks - whatever you call it, virtual currency is here to disrupt finances for good! While cryptos confuse some and enthuse others, ignorance won't inoculate average folks from emerging econo-realities. As blockchain ...
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6 Giant Ads That Can Be Seen from the Sky
Remember when daredevil skydiver Felix Baumgartner jumped from a perfectly good balloon more than 128,000 feet above Earth -- and lived to tell about it?
To give you an idea of just how high that is, commercial jet airplanes typically fly at an ...
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Black Coffee: The Gaslighters
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
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Tips for Budgeting for Surrogacy
It's not a secret that the process of surrogacy can be a costly one, but it's well worth it for people who want to be parents. That said, you can budget for the surrogacy process so that you get it done with minimal hassle from start to finish. Here ...
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Why Inflation Is Taxation Without Representation
Inflation is a tax that doesn't require legislative approval. In other words, inflation is taxation without representation. Let's look at an example. Assume your savings account earns a very modest 3% interest. Whether that interest is taxed at 100% ...
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7 Ways to Save on a Wedding Without Busting Your Bank Account
How much have you budgeted for your upcoming nuptials? Hopefully, you've set aside about $30,119 because that's the average cost of a wedding in the US. Yep! The total cost to get hitched has grown steadily over the years -- and that's without even ...
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14 Cooking Hacks for People Who Can’t Boil Water
Being dependent on fast food and other restaurant meals can lead to all kinds of issues, like obesity and an empty wallet, respectively. Unfortunately, feeding yourself hot, healthy, delicious meals that you've made with your own two hands isn't ...
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Teaching Kids Money Management Skills
Before my kids, Matthew and Nina, became teenagers I conducted a little experiment in order to ascertain their sophistication level regarding money by conducting a loan interview with the Bank of Dad. Not surprisingly, I learned that my kids were ...
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Black Coffee: Time to Pedal Harder
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Another busy week is crossed off the ...
Continue reading Black Coffee: Time to Pedal Harder
Grandfather Says: The Continuing Chronicles of Elaine, Part 37
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
All the doors in this house, except the front door - which came from Grandpa Miller’s home in Saginaw, Michigan - came from ...
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4 Good Reasons to Own Business Insurance
There are many good reasons to own business insurance. For example, if you want your business to be successful, it's important that you have adequate insurance. Even if you're a small business that's just starting out, you still need it. And while ...
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10 Tips for Making Your First Budget
Landing your first real job and bringing in a steady paycheck each month is an exciting time. However, if you're like most people, that's shortly followed by a myriad of expenses. It's difficult to keep track of all your bills and expenses -- and if ...
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Mailbag: Should I Contribute to the 401k or Save for a Home?
I have been doing financial research and would love your opinion. I'm a young stay-at-home mom, and my husband just graduated from college. He got a great job within a few months of graduating, and we are looking toward buying a home. His job, also ...
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Black Coffee: Look Who’s Manning Their Battle Stations
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
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Don’t Feel Guilty: Getting a Tax Refund Is OK
Getting a tax refund is OK, right? Well ... from a financial perspective, there's no doubt that it's better to maximize the withholding exemptions on your W-4 form. Why? Because the resulting additional take-home pay can be invested or placed in an ...
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4 Coupon Survey Results that May Change Your Thoughts About Them
Despite the widespread use of coupons today, they came from very humble beginnings. In 1887, Coca-Cola offered a free glass of coke as part of a paper-based promotion; that paper scrip was the first known coupon!
That led to the creation of the ...
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6 Ways to Save Money on a Basement Remodel
Basements have a knack for being that eerie place in the house where old toys and outdated hand-me-downs live. However, basements have the potential to become anything you want them to be. A spare bedroom, a laundry room, or perhaps even a wine ...
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Gas or Charcoal Grill: Which Is More Cost Effective?
With warmer weather finally here and the recent demise of my old grill, I once again find myself considering one of the great debates of all time: Is a gas or charcoal grill better?
When it comes to the question of grilling with propane or ...
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Black Coffee: Double Indemnity
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
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Embracing Mindful Spending
In the age of consumerism, where advertisements bombard us from every angle and the allure of instant gratification is ever-present, the concept of mindful spending emerges as a beacon of clarity amid the chaos. Beyond mere budgeting techniques, ...
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