I think it was the Quaker Oats guy who famously declared that a penny saved is a penny earned. However, because of taxes, a penny saved is actually worth more than a penny earned. To illustrate, if you happen to be in the 10% tax bracket, every taxed ...
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How to Know When It’s Time to Cut and Run On an Investment
Nobody ever likes to admit when they are wrong, but sometimes it really is best to just cut your losses and run. This can apply to many different things in life, from relationships to money, but since this blog primarily focuses on good personal ...
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Black Coffee: Mayor McCheese and the Rise of the McMillionaires
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, off we go ...
Credits and ...
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How to Get a Car Loan If You Have Terrible or No Credit
Getting a car loan is very easy if you have a good credit score that meets the lending criteria of the financier, but when you have a poor credit report or no credit at all, the exercise can become really difficult. If that's your hard reality, then ...
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Black Coffee: The Happy Thanksgiving Edition
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to it this week ...
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12 Deadly Foods to Keep Away from Your Pets During the Holidays
The holidays are a time for delicious food and a lot of sharing. But while it may seem harmless to give your pet a little bit of Grandma's chocolate cake, it can actually make him really sick. In fact, there are a number of holiday treats for humans ...
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Black Coffee: He Who Panics First, Panics Best
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Off we go ...
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An Overview of Ameritech Financial
This is a sponsored post from Ameritech Financial.
Ameritech Financial is a company that helps people with one of the biggest problems that currently exists: student loan debt. Student loan debt in the United States equals more than has grown to ...
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5 Signs You’re Ready to Quit Signing Leases
Calling all renters! Let's take a look at all of your previous living situations. By now, I'm sure you have dealt with your fair share of landlords, both extremely accommodating as well as a few uncooperative. You've forked over several down ...
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Why Getting Cash During the Next Crisis May Be Impossible
As time goes on, it will become increasingly more difficult to get your cash out of the financial system. There are several reasons for this:
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Black Coffee: The Repo Man Edition
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
And away we go ...
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12 ‘Sharing Economy’ Companies That Can Help You Earn Extra Income
If you're like some Americans, you may be struggling to make ends meet, living paycheck to paycheck without much savings to speak of. When you're in that kind of situation, every little extra bit of income helps.
Thankfully, there are ways to ...
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Here’s Proof of Skyrocketing Inflation in Our Most Basic Necessities
The way that economic data is presented, we often think of inflation as a singular number representing a general increase in prices.
For example, it might be reported that nominal GDP growth was 3%, and that inflation was 2%. Since the inflation ...
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Black Coffee: Smart Money, Dumb Economists, and the Gold Standard
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to it this week ...
Continue reading Black Coffee: Smart Money, Dumb Economists, and the Gold Standard
How Economic Events Influence the Forex Market
Just like commodities, currency exchange prices are also influenced by the forces of demand and supply. These forces are triggered by several aspects, which cause increase or decrease of demand or supply suddenly, thereby causing the fluctuation of ...
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Is It Better to Be Prequalified or Preapproved for a Mortgage?
Readers: This is article 23 of 25 from my no-nonsense "Mortgage Basics" quick-reference series.
The difference between being prequalified or preapproved for a home loan can be a critical factor in determining whether or not you'll get the home of ...
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4 Things Everyone Needs to Know Before Pitching a Client
It doesn't matter what line of work you're in; if it comes down to working with clients, making sales, or even getting everyone on board, then you need to know how to manage your clients. That's exactly why you should take the time to study and ...
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12 Painless Ways to Save $2000 Before the Holidays (Part 2)
While I always recommend having a second source of income to cover increased holiday spending, you can also cut back your budget. In Part 1 of this article, I showed you six painless ways to do this. Here are six more:
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Black Coffee: The Lunatics Are Running the Asylum
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, off we go ...
Credits and ...
Continue reading Black Coffee: The Lunatics Are Running the Asylum
How to Take Control and Manage Your Money When You’re Deep in Debt
If you're lost in financial debt, getting back in control can seem like an uphill struggle.
With the high cost of living and stagnant wages, it's not always easy to pay what you owe -- especially if you've been borrowing from multiple creditors ...
Continue reading How to Take Control and Manage Your Money When You’re Deep in Debt
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