When parents think of the important talks they'll have with their children, they usually think about subjects like sex, death, and religion. However, very few consider financial responsibility and money. Why not?
Children don't really understand ...
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How Smart Menu Planning Can Reduce Your Annual Grocery Bill by $1000
If you google the term "world's toughest question" you'll come across a panoply of potential candidates:
What is the meaning of life?
What is the secret of happiness?
How can I get rich quickly?
Why does the line you're in always move ...
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How Spending Money Can Help Your House Fetch a Higher Sale Price
Putting a house up for sale is a lot more complicated than putting a 'For Sale' sign outside your house and phoning up a few real estate agents to manage the property. For one, there's the task of finding another place to stay while the house is ...
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Why I Prefer a Spreadsheet to Track Expenses & Manage My Finances
I've been diligently managing my personal finances and tracking household expenses for more than 20 years.
How diligent, you ask?
Well, I can tell you that my cable bill in February 1998 was $8.03, and that I spent $141.16 in 2006 for an annual ...
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6 Factors to Consider When Finding a Suitable Apartment to Rent
Many of us contemplate renting an apartment at some point in our lives. Perhaps you're moving out of your parents' home, you're taking a job in a new city, or you need a short-term rental until your home remodeling project has been completed. What ...
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4 Home Financing Options for People with Poor Credit
We've all heard the countless horror stories from our friends with poor credit. A poor credit score can absolutely ruin your finances and any future plans you may have had; this includes your ability to buy a new home or car, and can even affect your ...
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How to Maintain Financial Security as a Homeowner
It's no secret that owning a home is an expensive investment. Not only will you have to secure its purchase, you also need to shoulder overhead costs and other expenses that will keep its value high.
During these times, it's important to be wise ...
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How to Pick the Perfect Christmas Tree
When I was growing up I had a friend whose family used to put up an artificial aluminum Christmas tree every year; pink.
I remember one particular Christmas that same family had an ornament of a smiling Elvis Presley hanging on their pink tree -- ...
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When Is the Best Age to Buy Your First Home?
While there really isn't a "best age" to buy your first home, according to a study by Bankrate.com, everyone except the oldest Americans said the best time to buy your first home is at the age of 28. As a point of reference, the median age for ...
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How to Improve Your Marriage By Getting Out of Debt
When a couple gets married, they typically share their personal finances; this remains true of both assets and liabilities.
When you got married, your significant other should have been made aware of any debts that you had in your name. If you did ...
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What You Need to Know Before Hiring a Concrete Contractor
If you're like most people, you may have the perception that a contractor may be expensive. You may be thinking that it would be nice to not have to do something yourself, but is it actually worth the money to pay the contractor? Thankfully, there ...
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Grandfather Says: Recipes, Recipes, Recipes!
Approximately two hours of his day (mealtime) are hostage to food preparation recipes.
That's mostly good; cooks like to do well for their diners.
But Grandfather says just look at how many vittles mixer-upper publications are in his ...
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A Few Thoughts from Aunt Doris: The Gift of Laughter
I do love to laugh. Even as a kid, any crying always ended in laughing.
In this day and age of complaining, protesting and general worry, it's what we all need. It can help in the most dire of times.
In World War II, during the bombing of ...
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Here’s a Look at Two Ways to Secure Home Financing
If you're thinking of buying a home, you will have to make sure you consider different financing options. This is one aspect you shouldn't take lightly, as homes aren't cheap. In fact, as the property market continues to reel from the effects of a ...
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5 Affordable Yet Elegant Bathroom Designs
Bathroom design and remodeling is trending on the Internet these days. Believe it or not, the bathroom is actually a part of the home that says more about your lifestyle and personality than what a living room decor or new car can tell people. With ...
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3 Surprises To Watch Out For When Paying for Long-Term Care
More than 70% of Americans over the age of 65 will need long-term health care services, according to the US Department of Health and Human Services. Yet, according to the Employee Benefit Research Institute, only 13% of those who received ...
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How to Save Money When Popping The Big Question
When it comes to engagement rings, making a choice on where to buy can be an extremely tough decision. With so many companies out there, the first step of the diamond buying experience can seem more daunting than the actual proposal. Not to mention, ...
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7 Tips for Safely Storing Valuables In Your Home
Many people struggle with keeping their personal items safe while they're on vacation. And, believe it or not, there are just as many people out there who are uncomfortable hiding valuables in their home. Although this may seem like a tricky ...
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How to Make Your Dreams Come True — Even on a Tight Budget
Do you have a plan for the future? How about a set of goals? If you could do anything at all, what would it be?
Many of us are so busy with day-to-day life that we don't have time to think about what we really want for the future. In fact, even if ...
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How to Financially Recover From a Car Accident
Car accidents are always bad; the most minor accidents usually result in outsized costs, as even replacing paint is expensive. But, of course, you're very fortunate if scraped paint is all you need to worry about because accidents can easily result ...
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