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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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15 Organic Fruits & Veggies That Aren’t Worth Paying More For

By Len Penzo

I love tomatoes. I don't think many people will argue with me when I say there is nothing better than a fresh-picked home-grown 'mater. I love them so much I usually grow tomatoes in my backyard every summer. Unfortunately for me, the pesky ...

Continue reading 15 Organic Fruits & Veggies That Aren’t Worth Paying More For

May 11, 2020

Check Out These 5 Savvy Investments for New Homeowners

By Tex Freitag

Buying a house is one of the most exciting and often one of the biggest purchases a person will ever make. However, this doesn't mean that homeowners should put away their checkbook after the sale is complete. The reality is that individuals can ...

Continue reading Check Out These 5 Savvy Investments for New Homeowners

May 1, 2020

Grandfather Says: Some Thoughts on Building a Life-Long Homestead

By RD Blakeslee

Grandfather would like, first off, to do his best to convince young people that they can put their life, fortune and sacred honor into their life-long homestead. It's a state of mind which was the norm as the settlers expanded West in the 19th ...

Continue reading Grandfather Says: Some Thoughts on Building a Life-Long Homestead

April 30, 2020

How to Properly Plan and Prepare for a Potential Layoff

By Len Penzo

One of my favorite fables attributed to Aesop is The Ant and the Grasshopper. You know the story; the grasshopper spends all summer long partying it up like a rock star while the ant prepares for the coming winter by building a shelter and storing ...

Continue reading How to Properly Plan and Prepare for a Potential Layoff

April 27, 2020

7 Ways to Save Money on Your Monthly House Expenses

By Sabado Domingo

A mortgage alone can easily devour a third of your monthly income after taxes. But owning a home or other property comes with many additional expenses that, if left unchecked, can push your housing costs into unsustainable territory. The good news ...

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April 24, 2020

Grandfather Says: Remembering Grandfather’s Father

By RD Blakeslee

Grandfather says his father has been departed for more than 60 years now (may God rest his soul), but Grandfather well remembers him. He was an honor student in high school and continued that way later, at the Southern Baptist Theological Seminary in ...

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April 16, 2020

Pinpoint Your Home Energy Hogs and Replace Them with These

By Jennifer Tuohy

Keeping it cool or warm used to be far and away the biggest energy expense a home could claim. However, according to the U.S. Energy Information Administration over the last 25 years, the percentage of energy the average household uses on heating and ...

Continue reading Pinpoint Your Home Energy Hogs and Replace Them with These

March 31, 2020

How to Manage Your Finances During a Depression

By Enero Febrero

By all measures, it has been a bad month for the American economy. Whether or not we're about to enter a deep full-scale recession -- or possibly even a depression -- isn't quite clear yet. However, it's fairly obvious that the coronavirus pandemic ...

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March 26, 2020

Grandfather Says: A Few Words on Our Nation’s Travails

By RD Blakeslee

Len has asked me to write about what I see as the prospects for our nation. If I were a believer in "credentials" I would desist, but I'm not. What I am is a man who has lived his life as independently of current fashion as possible and does not care ...

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March 19, 2020

Economic Collapse 101: Ten Ways to Prepare for the Unknown

By Len Penzo

Most folks are really good about making sure they have the proper amount of insurance for their home and automobiles. But when it comes to ensuring the survival of their family in rough economic times, well ... not so much. It's no secret that ...

Continue reading Economic Collapse 101: Ten Ways to Prepare for the Unknown

March 9, 2020

The 15 vs. 30 Year Mortgage Debate: Why a 30-Year Loan Is Better

By Len Penzo

According to Freddie Mac's most recent survey, there is currently a spread of about 0.5% between the 15- and 30-year fixed rate mortgage benchmarks. I think most people naturally assume that, when it comes to choosing between a 15- or 30-year fixed ...

Continue reading The 15 vs. 30 Year Mortgage Debate: Why a 30-Year Loan Is Better

February 24, 2020

Grandfather Says: The Boy Is ‘Just Who He Is’

By RD Blakeslee

Grandfather says his preparing for retirement boiled down to supporting and, to the extent needed, enabling the family members (particularly the wife -- permanent fixture -- kids, temporary) to live the lives they wanted to live in their best ...

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February 6, 2020

5 Lessons From My Italian Father on Love, Marriage and Money

By Vince Scordo

I talk about my Italian parents so much that most of my friends think Mamma and Papa are paying their firstborn son to say nice things about them. In fact, I often tell my readers at Scordo.com that if it weren't for my parents I'd be lost in terms ...

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February 5, 2020

Grandfather Says: Grandfather’s Puppy

By RD Blakeslee

About a year and a half ago, Grandfather got himself a puppy! A companion for him as he enters his dotage. The little guy is a Maltese. Clyde is a great little guy. Maltese are very small; four to seven pounds is the normal weight in ...

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January 23, 2020

The 50 Biggest Money Mistakes Household CEOs Make

By Len Penzo

I'm not ashamed to admit I make mistakes. After all, everybody screws up occasionally; for us humans, mistakes come with the territory. For example, I remember the time I decided it would be great fun to play Wii golf for eight consecutive hours. ...

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January 20, 2020

4 Tips for Making Your Daily Budget Planning Easier

By Sabado Domingo

It's easy to get caught up in a busy schedule and forget to manage your finances. Even if you have a budget plan for the month, sticking to it is tricky. But not to worry, as there are a few simple tips and tricks available that can help make the ...

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January 10, 2020

19 Things Your Millionaire Neighbor Won’t Tell You

By Len Penzo

Although having a million bucks isn't as impressive as it once was, most people still consider it as a sign of financial success. And judging by the number of actual millionaires enjoying life in the world today, there are apparently quite a lot of ...

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January 6, 2020

Grandfather Says: Twas a Time When Coal Was Used to Heat Houses

By RD Blakeslee

In 1930's Detroit, coal was the predominant fuel used for heating in the winter. The coal was delivered at grandfather's house by a chute from a coal delivery truck. The coal went through a basement window into a small room called the "coal bin." The ...

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December 26, 2019

4 Ways to Save Money On Long-Term Care Insurance

By Sabado Domingo

If you're like most other people, you're probably looking for a way to save money. If you're looking more closely at your budget, you're probably wondering about where costs can be cut, and where savings can be made. Cutting anything that isn't an ...

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December 25, 2019

Merry Christmas, Everyone!

By Len Penzo

Well, folks, I need to get my Christmas dinner in the oven today. I'm looking forward to enjoying a peaceful day with my family -- and maybe a football game or two! In the meantime, I just want to thank everyone who has taken the time to stop by ...

Continue reading Merry Christmas, Everyone!

December 25, 2019

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