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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

My Nonagenarian Aunt Doris Shares Her Thoughts On Growing Old

By Aunt Doris

This article was originally written on October 19, 2011 by my dear Aunt Doris, who passed away in 2015 at the age of 94. When you buy a refrigerator, or a car, or even a teakettle, you get a booklet that tells you what to expect, how it works, ...

Continue reading My Nonagenarian Aunt Doris Shares Her Thoughts On Growing Old

July 15, 2020

How Greenhouses Are Changing the Way We Eat

By Sabado Domingo

Whether you believe it is just due to natural cycles or not, the ever-changing climate will continue to transform our world. In some locations, crops may become harder to grow. The good news is, there are many people hedging their bets by turning to ...

Continue reading How Greenhouses Are Changing the Way We Eat

July 14, 2020

A Fun Way to Teach Your Toddler How to Save Money

By Leif Kristjansen

Teaching your kids about finance is important, but take a lesson from me: it's easier the earlier you start. My 3-year-old has been telling me I need to save more. And I write about saving money for a living! In fact, I told her that I needed to ...

Continue reading A Fun Way to Teach Your Toddler How to Save Money

July 1, 2020

6 Valuable Improvements You Should Make Before Selling Your Home

By Sabado Domingo

Making improvements to your home is an exciting venture, you can experiment with different things and unleash your creativity. However, it's important to remember that any home improvements not only increase your home's value for you, but they also ...

Continue reading 6 Valuable Improvements You Should Make Before Selling Your Home

June 24, 2020

4 Financial Tips to Consider Before Becoming a Stay-at-Home Parent

By Len Penzo

Sometimes you just can't put a price on things -- and the intangible benefits of a stay-at-home parent is certainly one of them. At least it is to me. According to the latest data from the US Census Bureau, there are approximately 11 million ...

Continue reading 4 Financial Tips to Consider Before Becoming a Stay-at-Home Parent

June 22, 2020

4 Reasons Why Electricity Prices Are Rising in Australia

By Tex Freitag

It has been more than a century since Australia began supplying electricity to its local populace. Melbourne was the first city to build a power station, illuminating the city's streets. At the turn of the century, nearly all streets in Australia ...

Continue reading 4 Reasons Why Electricity Prices Are Rising in Australia

June 3, 2020

Don’t Go Chasing Waterfalls: Is Flood Insurance Worth It?

By Tex Freitag

The entire cost of natural disasters in the US in 2019 was estimated at over $40 billion. Floods are one of the biggest contributors to this -- especially in areas prone to flooding. If you live in such an area, flood insurance is certainly something ...

Continue reading Don’t Go Chasing Waterfalls: Is Flood Insurance Worth It?

May 21, 2020

100 Words On: Why It Pays to Sleep on It Prior to a Big Decision

By Len Penzo

When youre facing an important financial decision, theres something to be said about taking a night to think it over. That's because, when it comes right down to it, most financial decisions aren't emergencies -- although a lot of folks might think ...

Continue reading 100 Words On: Why It Pays to Sleep on It Prior to a Big Decision

May 21, 2020

How Do Solar Loans Work? Here’s a Simple Guide

By Tex Freitag

Are you passionate about the environment? Do you yearn to make your home even greener, utilizing renewable sources of energy to not only lower your energy bill but also reduce your carbon footprint? If so, then you need to consider installing ...

Continue reading How Do Solar Loans Work? Here’s a Simple Guide

May 21, 2020

21 Reasons Why Corner Lots Are For Suckers

By Len Penzo

For the six people left in America who are still looking to buy a home, I thought I'd pass on a little advice and save you a serious case of buyer's remorse. Don't be fooled by real estate agents who try to tell you that a corner lot is highly ...

Continue reading 21 Reasons Why Corner Lots Are For Suckers

May 18, 2020

How Much Does it Cost to Hire Good Lawyers for Car Accidents?

By Enero Febrero

Did you know that 1.35 million people die in road crashes every year - and many more are injured? If you are injured when you're on the road, you might be looking for good lawyers for car accidents. Finding the right lawyer to help you get the ...

Continue reading How Much Does it Cost to Hire Good Lawyers for Car Accidents?

May 12, 2020

15 Organic Fruits & Veggies That Aren’t Worth Paying More For

By Len Penzo

I love tomatoes. I don't think many people will argue with me when I say there is nothing better than a fresh-picked home-grown 'mater. I love them so much I usually grow tomatoes in my backyard every summer. Unfortunately for me, the pesky ...

Continue reading 15 Organic Fruits & Veggies That Aren’t Worth Paying More For

May 11, 2020

Check Out These 5 Savvy Investments for New Homeowners

By Tex Freitag

Buying a house is one of the most exciting and often one of the biggest purchases a person will ever make. However, this doesn't mean that homeowners should put away their checkbook after the sale is complete. The reality is that individuals can ...

Continue reading Check Out These 5 Savvy Investments for New Homeowners

May 1, 2020

Grandfather Says: Some Thoughts on Building a Life-Long Homestead

By RD Blakeslee

Grandfather would like, first off, to do his best to convince young people that they can put their life, fortune and sacred honor into their life-long homestead. It's a state of mind which was the norm as the settlers expanded West in the 19th ...

Continue reading Grandfather Says: Some Thoughts on Building a Life-Long Homestead

April 30, 2020

How to Properly Plan and Prepare for a Potential Layoff

By Len Penzo

One of my favorite fables attributed to Aesop is The Ant and the Grasshopper. You know the story; the grasshopper spends all summer long partying it up like a rock star while the ant prepares for the coming winter by building a shelter and storing ...

Continue reading How to Properly Plan and Prepare for a Potential Layoff

April 27, 2020

7 Ways to Save Money on Your Monthly House Expenses

By Sabado Domingo

A mortgage alone can easily devour a third of your monthly income after taxes. But owning a home or other property comes with many additional expenses that, if left unchecked, can push your housing costs into unsustainable territory. The good news ...

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April 24, 2020

Grandfather Says: Remembering Grandfather’s Father

By RD Blakeslee

Grandfather says his father has been departed for more than 60 years now (may God rest his soul), but Grandfather well remembers him. He was an honor student in high school and continued that way later, at the Southern Baptist Theological Seminary in ...

Continue reading Grandfather Says: Remembering Grandfather’s Father

April 16, 2020

Pinpoint Your Home Energy Hogs and Replace Them with These

By Jennifer Tuohy

Keeping it cool or warm used to be far and away the biggest energy expense a home could claim. However, according to the U.S. Energy Information Administration over the last 25 years, the percentage of energy the average household uses on heating and ...

Continue reading Pinpoint Your Home Energy Hogs and Replace Them with These

March 31, 2020

How to Manage Your Finances During a Depression

By Enero Febrero

By all measures, it has been a bad month for the American economy. Whether or not we're about to enter a deep full-scale recession -- or possibly even a depression -- isn't quite clear yet. However, it's fairly obvious that the coronavirus pandemic ...

Continue reading How to Manage Your Finances During a Depression

March 26, 2020

Grandfather Says: A Few Words on Our Nation’s Travails

By RD Blakeslee

Len has asked me to write about what I see as the prospects for our nation. If I were a believer in "credentials" I would desist, but I'm not. What I am is a man who has lived his life as independently of current fashion as possible and does not care ...

Continue reading Grandfather Says: A Few Words on Our Nation’s Travails

March 19, 2020

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