Grandfather would like, first off, to do his best to convince young people that they can put their life, fortune and sacred honor into their life-long homestead. It's a state of mind which was the norm as the settlers expanded West in the 19th ...
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7 Ways to Save Money on Your Monthly House Expenses
A mortgage alone can easily devour a third of your monthly income after taxes. But owning a home or other property comes with many additional expenses that, if left unchecked, can push your housing costs into unsustainable territory.
The good news ...
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Grandfather Says: Remembering Grandfather’s Father
Grandfather says his father has been departed for more than 60 years now (may God rest his soul), but Grandfather well remembers him. He was an honor student in high school and continued that way later, at the Southern Baptist Theological Seminary in ...
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Pinpoint Your Home Energy Hogs and Replace Them with These
Keeping it cool or warm used to be far and away the biggest energy expense a home could claim. However, according to the U.S. Energy Information Administration over the last 25 years, the percentage of energy the average household uses on heating and ...
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How to Manage Your Finances During a Depression
By all measures, it has been a bad month for the American economy. Whether or not we're about to enter a deep full-scale recession -- or possibly even a depression -- isn't quite clear yet. However, it's fairly obvious that the coronavirus pandemic ...
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Grandfather Says: A Few Words on Our Nation’s Travails
Len has asked me to write about what I see as the prospects for our nation. If I were a believer in "credentials" I would desist, but I'm not. What I am is a man who has lived his life as independently of current fashion as possible and does not care ...
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Economic Collapse 101: Ten Ways to Prepare for the Unknown
Most folks are really good about making sure they have the proper amount of insurance for their home and automobiles. But when it comes to ensuring the survival of their family in rough economic times, well ... not so much.
It's no secret that ...
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Grandfather Says: The Boy Is ‘Just Who He Is’
Grandfather says his preparing for retirement boiled down to supporting and, to the extent needed, enabling the family members (particularly the wife -- permanent fixture -- kids, temporary) to live the lives they wanted to live in their best ...
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Grandfather Says: Grandfather’s Puppy
About a year and a half ago, Grandfather got himself a puppy! A companion for him as he enters his dotage.
The little guy is a Maltese.
Clyde is a great little guy. Maltese are very small; four to seven pounds is the normal weight in ...
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4 Tips for Making Your Daily Budget Planning Easier
It's easy to get caught up in a busy schedule and forget to manage your finances. Even if you have a budget plan for the month, sticking to it is tricky. But not to worry, as there are a few simple tips and tricks available that can help make the ...
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Grandfather Says: Twas a Time When Coal Was Used to Heat Houses
In 1930's Detroit, coal was the predominant fuel used for heating in the winter. The coal was delivered at grandfather's house by a chute from a coal delivery truck. The coal went through a basement window into a small room called the "coal bin." The ...
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4 Ways to Save Money On Long-Term Care Insurance
If you're like most other people, you're probably looking for a way to save money. If you're looking more closely at your budget, you're probably wondering about where costs can be cut, and where savings can be made.
Cutting anything that isn't an ...
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Merry Christmas, Everyone!
Well, folks, I need to get my Christmas dinner in the oven today. I'm looking forward to enjoying a peaceful day with my family -- and maybe a football game or two!
In the meantime, I just want to thank everyone who has taken the time to stop by ...
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7 Car Maintenance Tips Every Parent Should Share With Their Teenagers
There comes a time in most parents' lives when they're pinning themselves against the passenger seat, hand firmly clutched around the grip handle, foot planted against the floorboard, as their beloved teenage driver takes to the road. In between ...
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Great Tips and Strategies for Successful Mortgage Refinancing
Whenever interest rates are rising, it's essential to be aware that the sooner you make the decision to refinance your mortgage, the better price you can expect to get. But this doesn't mean mortgage refinancing should be taken lightly, as it's a ...
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5 Tips for Saving on Your Pet Expenses
Pets are anything but a cheap investment today. In fact, the true cost of owning a dog or cat probably greatly exceeds what you previously thought.
Of course, not all pets are created equally when it comes to expenses. Research shows that dog ...
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Grandfather Says: The Ghost of Major Alvah L. Miller
Grandfather remembers in awe his uncle, Alvah L. Miller.
Major Miller died January 31, 1944, while in command of Darby's Rangers second battalion. The first, second and forth Ranger battalions successfully landed on the beach at Anzio, Italy, but ...
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Should You Buy a Diamond Engagement Ring from a Retailer or Wholesale?
So you've finally decided to take that next big step and get engaged -- but if you think making that decision was hard, then you're in for a ride, because the most common question that pops into the mind of someone getting engaged is what type of ...
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6 House Upgrades That Increase Property Values
The US home improvement market is strong at about $400 billion dollars per year. Many homes and rentals that once sat empty are now filling burgeoning housing needs.
Those homes are often in need of renovation and house upgrades.
Did you invest ...
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Grandfather Says: Great Grandfather’s Stained Glass Bullseye Windows
One of the most influential people in Grandfather's life as he was growing up was his maternal grandfather, Mr. James F. Miller.
He lived for many years in an elegant old home in Saginaw, Michigan; a relic from the days when Michigan's virgin ...
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