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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

5 Investment Strategies To Help You Save For Retirement

By Sabado Domingo

Although you're still of good working age, you should already be preparing for your retirement. However, this topic is often brushed off by most people since they don't know how to start planning for it and what investment strategies will lead to a ...

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April 13, 2021

Here’s How Solar Power Can Save You Money

By Sabado Domingo

Over the last decade, the price of solar power has dropped 82% worldwide. Now is the best time to get solar panels put on your home to save money and help the environment. If you would like to know more about how solar can save you money in the ...

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April 8, 2021

8 Smart Alternatives to Wasting Your Money on a Lavish Wedding

By Mikey Rox

I don't like weddings. Call me cold-hearted, but I don't find anything enjoyable about having to put on a suit and tie in the middle of a heat wave in August while two people profess their undying love for one another outdoors. Meanwhile, I'm over ...

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April 6, 2021

9 Ways to Use Your Money After the Mortgage is Paid Off

By Len Penzo

The afterlife; it's one of mankind's greatest mysteries. In the world of personal finance, we "crossover" the moment our last mortgage payment is made, and for many folks, what lies on the other side is no less perplexing. Last month I received ...

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April 5, 2021

The 10 Most Common Types of Personal Injuries

By Sabado Domingo

A personal injury is classified as a wound that a person suffers from that is either emotional, physical or a combination of both. A personal injury case is a lawsuit that is filed as a result of that negligence or reckless conduct. But what exactly ...

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April 2, 2021

Grandfather Says: Spelling Bee

By RD Blakeslee

Grandfather says he is blessed with a good memory and enough self-assurance that it's not a curse; little things from long ago come to mind. When he was six years old, Grandfather learned to read by the phonic method: "sound it out." Well, ...

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April 1, 2021

My Son’s ‘Free’ Car: What We’ve Got Here Is a Failure to Communicate

By Len Penzo

My teenage son, Matthew, turned 14-years-old last month, so I probably shouldn't have been surprised when he recently broached the topic of getting a driver's license on his 16th birthday while I was driving us to the golf course to play a round with ...

Continue reading My Son’s ‘Free’ Car: What We’ve Got Here Is a Failure to Communicate

March 29, 2021

Why You Need a Household Strategic Plan (and How to Create One)

By Len Penzo

"Always have a plan." That's one of the most important pieces of advice I've ever received, if only because it applies to so many things in life -- and it's especially true with our personal finances. The household CEO is not only responsible ...

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March 22, 2021

6 Ways to Secure Your Home on a Budget

By Tex Freitag

Securing your home is essential for your safety, but you may be finding it difficult to get started. Some systems can be expensive, and while they are worth it, not everyone has that kind of money upfront. Luckily, there are some other affordable ...

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March 17, 2021

How to Save Money On DIY Home Improvement Projects

By Enero Febrero

When making home improvements, savvy household CEOs employ an effective year-round strategy to help beautify their home and increase its value by using coupons, promo codes, and cash-back sites to help save money. Whether it's weather-stripping a ...

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March 10, 2021

A Few Thoughts from Aunt Doris: How to Make Ends Meet

By Aunt Doris

This is a reposted article in an occasional series from my dear Aunt Doris, who passed away in 2015 at the age of 94. When it comes to staying out of debt and making ends meet, I can only tell you what's worked for me. I was left a young ...

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March 5, 2021

Grandfather Says: A Chicken Run for the Henhouse

By RD Blakeslee

Grandfather says when he got engaged to be married in 2008, his bride-to-be insisted on bringing her cat and chickens with her. Well, housing the cat required no special arrangement, but the chickens were another matter. Grandfather says he ...

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February 18, 2021

6 Basic Steps to Help You Achieve Financial Freedom

By Tex Freitag

Financial freedom can be a difficult term to define, but at a very basic level it simply means controlling your own finances entirely. In order to gain financial freedom, you not only have to be free of debt, but also be able to provide for yourself ...

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February 17, 2021

The 10 Worst Things I Ever Bought

By Len Penzo

Most of us have no trouble remembering the best things we ever bought. The worst things are another matter. Anyway, here's my list. How does it compare to yours? 1. My first house Purchase Date: 1990 Purchase Price: $114,000 Inflation ...

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February 8, 2021

I’m Stumped: 7 Perplexing Money Questions Without a Good Answer

By Len Penzo

Did you know that back in 2013, then British Prime Minister David Cameron offered $1.54 million to the first person who could solve mankind's greatest challenge? He did. However, before the challenge could officially begin, he had to wait for an ...

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January 25, 2021

Economic Collapse 101: How to Prepare for Water Supply Disruptions

By Len Penzo

Clean running water is something we all take for granted. After all, there's nothing easier than going to the nearest tap, turning the handle, and being instantly greeted with as much potable water as you can drink. Water is ridiculously cheap ...

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January 18, 2021

How to Determine How Much Rent You Can Really Afford

By Len Penzo

  Moving to a new home is almost always an exciting time. And when it comes to finding a new place to live, affordability is usually one of the top considerations for any renter. Frankly, when you stop to think about it, "How much rent can I ...

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January 12, 2021

My Cola Taste Test: Is Coke Really Better Than Pepsi?

By Len Penzo

People have been enjoying cola-flavored soft drinks ever since 1886 when the first glasses of Coca-Cola were being served up for five cents each (about $1.44 in today's dollars) at a local Atlanta pharmacy. Today, soft drinks are a key part of a ...

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January 4, 2021

How to Get the Most from Your Gym Membership and Avoid Burning Out

By Mr. Credit Card

The missus and I joined a sports club many years ago and we have absolutely no regrets about it. So I want to share my thoughts on how we get the most from our gym membership every year. While it's true you can get fit for little or no money, the ...

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December 30, 2020

5 Ideas for Tackling Debt If You Retire with a Mortgage

By Delan Cooper

According to the Employee Benefit Research Institute, outstanding mortgage balances among the elderly have risen by 142% in the last 20 years. Even if you're not yet elderly and thinking about retiring, this is alarming news. If you're considering ...

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December 29, 2020

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