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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

The Benefits of Green Washing

By Sabado Domingo

Did you know that your home appliances make up a third of your water and energy consumption? Many washing machines are designed to be largely energy and water efficient, so you can rest assured you're helping the environment while reducing your ...

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June 30, 2021

9 Important Money Tips Every Dad Should Teach His Kids

By Len Penzo

Kids, with Father's Day right around the corner, I hope you don't mind if your dear old dad takes a few minutes to give you a little bit of fatherly financial advice. Despite what your mom says, I don't profess to know everything -- okay, I guess ...

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June 14, 2021

Why Pastry Chefs Are Financially Savvier Than the Common Man

By Len Penzo

If you ask me there are few things in life better than a warm chocolate chip cookie, fresh from the oven and accompanied with a little cold milk for dunking purposes. As far as I'm concerned, the bar-none gold standard of chocolate chip cookies is ...

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June 7, 2021

Why You Should Always Haggle When Comparing Money Transfer Firms

By Enero Febrero

A good website and a recognizable brand name does not a great money transfer company make. With so many options to choose from, there is no reason for consumers not to investigate many different firms when trying to figure out who to transfer their ...

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June 3, 2021

3 Eco-Friendly Home Improvements That Will Actually Save You Money

By Corazon Gritar

Many people seem to be under the impression that most products intended to be energy-efficient actually cost more money to purchase than the product saves over time. However, if shoppers want to genuinely save some money on their eco-friendly ...

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June 2, 2021

Are You Prepared for Long-Term Care?

By Sabado Domingo

Statistics show that more than 75% of individuals age 65 and older will need some sort of long-term care as they age. Furthermore, there are a lot of misconceptions and a general lack of understanding and education about long-term care. Consider ...

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May 26, 2021

7 Modest Wedding Gifts that I’m Still Enjoying 25 Years Later

By Len Penzo

This week the Honeybee and I will celebrate our 25th wedding anniversary. All things considered, our wedding day was a very frugal affair -- but that didn't affect our celebration by any means. And while we were married in May, it turns out that ...

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May 17, 2021

The Pros and Cons of Do It Yourself Appliance Repair

By Sabado Domingo

Let's face it: Home ownership has its share of ups and downs. One minute you're flying high as you kick back with your feet up on the porch swing and the next minute youre covered in muck that your dishwasher just spewed all over you in an angry, ...

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May 13, 2021

How to Select the Best Home Security Company

By Sabado Domingo

My wife gets on my case because I am terrible at engaging our burglar alarm system every night before bed. Rightfully so; a burglar alarm is a smart precautionary initiative toward protecting your home and the valuables within. In my opinion, ...

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May 12, 2021

Money Issues Ruining Your Relationship? Here Are 5 Ways To Fix Them

By Aaron Leak

The COVID-19 pandemic has played havoc with family finances through lost jobs, squeezed budgets, increased debt, and missed payments. Money and the decisions spouses make with it are one of the main sources of stress among couples, and sometimes ...

Continue reading Money Issues Ruining Your Relationship? Here Are 5 Ways To Fix Them

April 16, 2021

Grandfather Says: Eulogy for a Friend

By RD Blakeslee

Grandfather says he has seen most of his friends buried in recent years. Here is a eulogy that Grandfather delivered for a very dear friend at his memorial service, shortly after the attack on the World Trade Center in NYC: Wayne Cowder leaves ...

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April 15, 2021

5 Investment Strategies To Help You Save For Retirement

By Sabado Domingo

Although you're still of good working age, you should already be preparing for your retirement. However, this topic is often brushed off by most people since they don't know how to start planning for it and what investment strategies will lead to a ...

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April 13, 2021

Here’s How Solar Power Can Save You Money

By Sabado Domingo

Over the last decade, the price of solar power has dropped 82% worldwide. Now is the best time to get solar panels put on your home to save money and help the environment. If you would like to know more about how solar can save you money in the ...

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April 8, 2021

9 Ways to Use Your Money After the Mortgage is Paid Off

By Len Penzo

The afterlife; it's one of mankind's greatest mysteries. In the world of personal finance, we "crossover" the moment our last mortgage payment is made, and for many folks, what lies on the other side is no less perplexing. Last month I received ...

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April 5, 2021

The 10 Most Common Types of Personal Injuries

By Sabado Domingo

A personal injury is classified as a wound that a person suffers from that is either emotional, physical or a combination of both. A personal injury case is a lawsuit that is filed as a result of that negligence or reckless conduct. But what exactly ...

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April 2, 2021

Grandfather Says: Spelling Bee

By RD Blakeslee

Grandfather says he is blessed with a good memory and enough self-assurance that it's not a curse; little things from long ago come to mind. When he was six years old, Grandfather learned to read by the phonic method: "sound it out." Well, ...

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April 1, 2021

My Son’s ‘Free’ Car: What We’ve Got Here Is a Failure to Communicate

By Len Penzo

My teenage son, Matthew, turned 14-years-old last month, so I probably shouldn't have been surprised when he recently broached the topic of getting a driver's license on his 16th birthday while I was driving us to the golf course to play a round with ...

Continue reading My Son’s ‘Free’ Car: What We’ve Got Here Is a Failure to Communicate

March 29, 2021

Why You Need a Household Strategic Plan (and How to Create One)

By Len Penzo

"Always have a plan." That's one of the most important pieces of advice I've ever received, if only because it applies to so many things in life -- and it's especially true with our personal finances. The household CEO is not only responsible ...

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March 22, 2021

6 Ways to Secure Your Home on a Budget

By Tex Freitag

Securing your home is essential for your safety, but you may be finding it difficult to get started. Some systems can be expensive, and while they are worth it, not everyone has that kind of money upfront. Luckily, there are some other affordable ...

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March 17, 2021

How to Save Money On DIY Home Improvement Projects

By Enero Febrero

When making home improvements, savvy household CEOs employ an effective year-round strategy to help beautify their home and increase its value by using coupons, promo codes, and cash-back sites to help save money. Whether it's weather-stripping a ...

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March 10, 2021

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