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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

How to Tell If an Online Car Review Is Trustworthy

By Tex Freitag

When you're shopping for a new car, it's important to do your research. One of the best places to start is by reading online car reviews. But how can you tell if these reviews are trustworthy? Today we will discuss some tips for determining ...

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July 18, 2022

How to Retire Five Years Earlier Than You May Think You Can

By Joel Larsgaard

Who wants to work 'til they're 75? Not me. That's why I'm constantly thinking of ways to make a little more or spend a little less in order to save more for the future. If you have the same priority, then there is one change that you can make in ...

Continue reading How to Retire Five Years Earlier Than You May Think You Can

July 6, 2022

How to Avoid Car Ownership Financial Pitfalls

By Jeanne Davis

Car ownership is one of the many adult milestones that plenty of people look forward to. It represents freedom and independence, a chance to see the world through an entirely new lens. Unfortunately, car ownership isn't exactly the cheapest ...

Continue reading How to Avoid Car Ownership Financial Pitfalls

June 10, 2022

Buying a New Car? Here Are 4 Ways to Stay in Control of Your Cash

By Sabado Domingo

If you're wondering whether or not you should buy a new car, one of the biggest concerns on your mind will likely be money. This is because, as the old saying goes, "money makes the world go round." It really does! In this day and age, it's ...

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June 9, 2022

7 Money Saving Tips for Owners of Mini Coopers (and Other Cars Too)

By Tex Freitag

Of all the vehicles that have been manufactured over the years, there is an elite group that is regarded as iconic and those are instantly recognizable by their nameplates: Mustang, Cobra, Beetle, and Corvette likely come to mind. However, a brand ...

Continue reading 7 Money Saving Tips for Owners of Mini Coopers (and Other Cars Too)

June 8, 2022

8 Ways to Make Money on Your Morning Commute

By Mikey Rox

If you want to get ahead in life, you have to work for it -- even on the way to your job. That's right; one way to stack additional cash is to find an alternative income source -- and a great way to do that is by earning additional money during your ...

Continue reading 8 Ways to Make Money on Your Morning Commute

June 7, 2022

5 Ways to Ensure You’ll Always Have Enough Money for Auto Repairs

By Enero Febrero

Preparing for possible car repairs is part of owning a vehicle. But with rising costs, this part of car ownership can become stressful. Even so, it is still possible to cut down on your auto repair expenses. With that in mind, here are some helpful ...

Continue reading 5 Ways to Ensure You’ll Always Have Enough Money for Auto Repairs

April 18, 2022

3 Tips for Getting the Best Price On a Used Car

By Corazon Gritar

When your car starts costing you more money than it's worth, it's probably time to get a new one. You don't necessarily have to get a new car, but it will definitely be new to you. Buying a used car can be a great way to save money and find a ...

Continue reading 3 Tips for Getting the Best Price On a Used Car

April 12, 2022

Why Premium Gasoline Is a Lot Like Male-Enhancement Drugs

By Len Penzo

The things I do for this blog in the name of personal finance. One day last month I got into a lunchtime conversation at work with a contractor who tried to convince me he had good reasons for putting premium gasoline in his Toyota Corolla, the ...

Continue reading Why Premium Gasoline Is a Lot Like Male-Enhancement Drugs

April 4, 2022

4 Ways to Purchase Your Dream Car While Being Financially Responsible

By Sabado Domingo

A dream car can be a great way to show off your success, and it's a fun perk of being successful. There's no doubt about it; cars are a major expense. In addition to the car's purchase price, there are also costs for registration, insurance, and ...

Continue reading 4 Ways to Purchase Your Dream Car While Being Financially Responsible

April 1, 2022

The Top 10 Car Maintenance Tips Everyone Should Know

By Tex Freitag

Nearly everyone knows how to drive a car. However, not everyone knows how to take care of their car. If you're one of those who don't know how to properly take care of their vehicle, don't worry - it's not too late to take that route. Luckily for ...

Continue reading The Top 10 Car Maintenance Tips Everyone Should Know

March 11, 2022

4 Ways to Financially Prepare for a New Car

By Sabado Domingo

Buying a new car is an exciting time in anyone's life, but there's no denying that along with that excitement comes a lot of stress. Most of this stress is because a car is a big expense, which means it will severely impact your finances. However, ...

Continue reading 4 Ways to Financially Prepare for a New Car

February 9, 2022

Grandfather Says: The Correct Way to Cope with Adversity

By RD Blakeslee

Grandfather says someone close to the past disastrous wildfires in California got him to thinking. "Older people know that everything heals," the man said. "Everything gets better if you just keep plugging away. But there are young people who are ...

Continue reading Grandfather Says: The Correct Way to Cope with Adversity

January 6, 2022

Shocking! 10 Everyday Items That Are More Expensive Than Gasoline

By Len Penzo

I drove by the corner gas station today, as I do everyday on my way home from work, and I couldn't help but notice that the price of gasoline rose another few cents over the weekend. This time the sign was unapologetically advertising a price of ...

Continue reading Shocking! 10 Everyday Items That Are More Expensive Than Gasoline

December 27, 2021

Thinking of Getting a New Car? Keep These Things in Mind

By Corazon Gritar

Getting a new car is an exciting part of life for many people because of the convenience it offers. So it's important to know how to go about it in order make sure you get the most for your money while still sticking to a budget. With that in mind, ...

Continue reading Thinking of Getting a New Car? Keep These Things in Mind

November 19, 2021

Grandfather Says: A Lesson on the Benefits of Working Smartly

By RD Blakeslee

Grandfather says he has some experience working hard and working smart. In 1949, he worked for the Ford Motor Company on the 8N farm tractor assembly line. The 8N had a transmission cover that a hoist operator lowered onto the transmission as the ...

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November 11, 2021

Car Insurance: How to Find the Best Offer

By Sabado Domingo

Finding the best auto insurance provider can be a daunting process. After all, insurance companies seem to always make generous claims that don't always match the reality. When checking offers and policies, you may feel overwhelmed by the number of ...

Continue reading Car Insurance: How to Find the Best Offer

October 6, 2021

What Is an Extended Auto Warranty and How Does It Work?

By Enero Febrero

With every new car, you get something called a standard factory warranty. This warranty acts as a guarantee that all repairs that are caused by mechanical failure and defects will be covered. Basically, the standard factory warranty promises that ...

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August 24, 2021

How Much Will a Ticket Increase Your Auto Insurance Rates?

By Len Penzo

Not too long ago I was speaking with someone who told me she got pulled over by a cop on her way to work. Of course, I offered up the obligatory sympathy. "Bummer," I said. "What did he write you up for?" "Oh, I didn't get a ticket," she said ...

Continue reading How Much Will a Ticket Increase Your Auto Insurance Rates?

August 23, 2021

How Different Types of Tickets Affect Auto Insurance Quotes

By Sabado Domingo

Getting a ticket while driving always has an impact on car insurance rates, but the significance of the impact that is made to car insurance rates differs according to the violation. While it is important to avoid breaking laws while driving, knowing ...

Continue reading How Different Types of Tickets Affect Auto Insurance Quotes

July 28, 2021

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