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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

4 Sneaky Car Dealer Tricks (and How to Avoid Them)

By Sabado Domingo

hidden fees to watch out for

The majority of car dealers are scrupulous professionals who simply want to sell you the vehicle of your choice. So why is it that taking a trip to the dealership often fills car buyers with dread? It's an unfortunate fact that many car buyers ...

Continue reading 4 Sneaky Car Dealer Tricks (and How to Avoid Them)

July 7, 2021

16 Reasons Why Electric Vehicles Are For Suckers

By Len Penzo

For everybody out there who is thinking about buying an electric vehicle, I want to save some of you from a lifetime of regret. Oh, sure; electric automobiles are perfectly fine if your travels keep you close to home. And there is a seemingly ...

Continue reading 16 Reasons Why Electric Vehicles Are For Suckers

June 28, 2021

3 Ways to Avoid Wasting Money When Buying a Used Car

By Sabado Domingo

The last year was big on financial uncertainty, mass layoffs among a global economic slowdown and the world is still recovering from it. Despite a recession, automakers still reported over 14 million new sales, which suggest that although many ...

Continue reading 3 Ways to Avoid Wasting Money When Buying a Used Car

April 30, 2021

My Son’s ‘Free’ Car: What We’ve Got Here Is a Failure to Communicate

By Len Penzo

My teenage son, Matthew, turned 14-years-old last month, so I probably shouldn't have been surprised when he recently broached the topic of getting a driver's license on his 16th birthday while I was driving us to the golf course to play a round with ...

Continue reading My Son’s ‘Free’ Car: What We’ve Got Here Is a Failure to Communicate

March 29, 2021

10 Tips to Consider Before Getting Your Auto Insurance

By Tex Freitag

While choosing auto insurance might not seem like a big deal, it could be if you opt for the wrong type of policy or end up with inadequate coverage. Although everyone should learn the basics, understanding this kind of insurance is especially ...

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December 3, 2020

14 Unconventional Money Moves That Are Smarter Than You Think

By Len Penzo

Life doesn't always turn out as you might expect it to. The truth is, many things in life often defy all sense of logic. For example, there was a time when a reasonable person watching Justin Bieber sing on a city sidewalk for spare change would ...

Continue reading 14 Unconventional Money Moves That Are Smarter Than You Think

October 5, 2020

How to Save Money on Your Next Vehicle Upgrade

By Sabado Domingo

In these difficult economic times, you may feel that you have to delay getting any upgrades for your vehicle. If you're struggling to pay the bills or set aside savings, then you're right. You should put off getting upgrades or add-ons until the ...

Continue reading How to Save Money on Your Next Vehicle Upgrade

September 16, 2020

What to Consider When Trying to Get a Car Loan with Bad Credit

By Sabado Domingo

Anyone who has ever had a bad credit history and low credit score will know just what a serious impact it can have on their futures. When your credit is damaged, you may struggle to get any form of finance from mainstream lenders, and this includes ...

Continue reading What to Consider When Trying to Get a Car Loan with Bad Credit

May 13, 2020

How Much Does it Cost to Hire Good Lawyers for Car Accidents?

By Enero Febrero

Did you know that 1.35 million people die in road crashes every year - and many more are injured? If you are injured when you're on the road, you might be looking for good lawyers for car accidents. Finding the right lawyer to help you get the ...

Continue reading How Much Does it Cost to Hire Good Lawyers for Car Accidents?

May 12, 2020

The 6 Most Common Ways to Finance a New Car

By Sabado Domingo

There are multiple ways to finance your new vehicle, but be careful: Some are riskier than others and all of them require some discipline and financial planning. So consider these tips and strategies to memory before you think about buying your next ...

Continue reading The 6 Most Common Ways to Finance a New Car

April 15, 2020

Can I Get an ATV Loan with Bad Credit?

By Sabado Domingo

Having bad credit will impact your ability to be approved for financing, or otherwise affect the loan terms that you're able to receive. In fact, you may find that you won't be eligible for any kind of loan from any lenders. The lower your credit ...

Continue reading Can I Get an ATV Loan with Bad Credit?

April 8, 2020

How to Get Monetary Compensation For a Car Accident

By Enero Febrero

After you get into a car accident, there are a few very important things that will likely be on your mind: how can you recover from your injuries, and how can you get compensated for the medical costs and employment losses that you have incurred as a ...

Continue reading How to Get Monetary Compensation For a Car Accident

January 30, 2020

7 Car Maintenance Tips Every Parent Should Share With Their Teenagers

By Tex Freitag

There comes a time in most parents' lives when they're pinning themselves against the passenger seat, hand firmly clutched around the grip handle, foot planted against the floorboard, as their beloved teenage driver takes to the road. In between ...

Continue reading 7 Car Maintenance Tips Every Parent Should Share With Their Teenagers

December 20, 2019

Should You Really Buy a Car Online?

By Sabado Domingo

The answer in many ways to a consumer's prayers, buying a car online can circumvent many of the unpleasant aspects of purchasing a new vehicle. On the other hand, this method also bypasses a number of factors key to getting the car you need. Thus, ...

Continue reading Should You Really Buy a Car Online?

December 18, 2019

4 Proven Solutions to Help Cut Your Car Insurance Costs

By Enero Febrero

Motorists all across the United States are increasingly complaining about the high costs of insurance. After all, any honest analysis clearly shows that a big chunk of car ownership costs goes towards insurance premiums that have to be paid monthly ...

Continue reading 4 Proven Solutions to Help Cut Your Car Insurance Costs

November 22, 2019

Reasons Why You Should Hire a Motor Vehicle Accident Lawyer

By Tex Freitag

I wanted to race cars. I didn't like school, and all I wanted to do was work on cars. But right before I graduated, I got into a really bad car accident, and I spent that summer in the hospital thinking about where I was heading. I decided to take ...

Continue reading Reasons Why You Should Hire a Motor Vehicle Accident Lawyer

September 6, 2019

What is Gap Insurance and How Does it Work?

By Tex Freitag

You know that there are different types of car insurance policies that are available. It will be a bit complicated to make a choice especially when you do not know what you are looking for. One of the things that you may have heard about is gap ...

Continue reading What is Gap Insurance and How Does it Work?

August 14, 2019

Full- vs. Limited-Tort Car Insurance: Are the Savings Worth the Risk?

By Sabado Domingo

Insurance. Guarantee. Protection. These are things that we want to have when we're talking about big investments like a house or a car. It's only right to think that way, especially because these things are the fruits of our labor. After all, we toil ...

Continue reading Full- vs. Limited-Tort Car Insurance: Are the Savings Worth the Risk?

May 24, 2019

How to Save Money By Choosing the Right Car Insurance Company

By Sabado Domingo

If you own a vehicle it's crucial that you have car insurance. If you're like most people, you're probably struggling to decide on which company to purchase a policy from. The problem is there are hundreds of car insurance companies offering ...

Continue reading How to Save Money By Choosing the Right Car Insurance Company

April 30, 2019

What Are The Benefits Of Regularly Maintaining Your Vehicle?

By Enero Febrero

Some people believe maintaining their vehicles consists of filling up the fuel tank, occasionally changing the oil, running it through the car wash, and replacing the air freshener. However, there is a whole list of tasks you should perform in order ...

Continue reading What Are The Benefits Of Regularly Maintaining Your Vehicle?

April 12, 2019

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