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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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7 Tips for Finding a Reliable Used Car at the Lowest Price

By Anum Yoon

It used to be if you wanted a new vehicle for cheap, the best option was to buy a reliable used car - but that's no longer a slam dunk today. Even so, used cars are still subject to lower taxes, registration fees and dealer fees. You also can't ...

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April 29, 2025

Is It Better to Lease a New Car?

By Enero Febrero

'Buying a brand new car is one of the bigger purchases we make -- not quite as big as buying a house, but significant none the less. But many people insist that it's actually better to lease a new car. But is it really? For many of us, money is ...

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February 19, 2025

What Is GAP Insurance for Cars and When Should You Buy It?

By Len Penzo

Many years ago, I worked with an old engineer who always wore a belt and suspenders. Always. One day I pointed out that fashion snobs consider a belt and suspenders to be a serious sartorial faux pas. He was unimpressed. "I know," he said, "But ...

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February 3, 2025

Why Your Expensive Car Doesn’t Impress Smart People

By Len Penzo

expensive car cheap house

A reader named Jennifer left a comment on my blog lamenting expensive cars and the sense of entitlement she saw in many people. Here is an excerpt: I know a woman who is a single mother and hit up her friends for money to replace the engine in her ...

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January 27, 2025

9 Preventative Car Maintenance Tips That Will Save You Money

By Corazon Gritar

We've all been there. You're perfectly sticking to your budget, staying away from extra purchases, and then out of nowhere, your car stops working. All of a sudden you have hundreds -- or even thousands -- of dollars' worth of work to do on your car ...

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January 21, 2025

Hidden Fees to Watch Out for When Financing Your Next Car

By Sabado Domingo

hidden fees to watch out for

Buying a new or used car is an exciting experience, but financing it can be a complex process filled with potential pitfalls. After all, there are plenty of hidden fees to watch out for! While focusing on the interest rate and loan term is essential, ...

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November 8, 2024

10 More Financial Old Wives’ Tales Masquerading As Rules of Thumb

By Len Penzo

There are people out there who swear that if you're lucky enough to see the first flower of springtime on a Friday, it's a sign of impending wealth. I know. I don't buy it either. Still, let's assume these folks know what they're talking about; ...

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October 21, 2024

Understanding the Lengthy Car Accident Settlement Process

By Enero Febrero

There were 40,990 fatal car accidents in 2023, which is a decrease of 3.6% from the previous year. Injured victims may file a car accident claim to provide financial support for medical expenses, property damage, and other losses after an accident. ...

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August 2, 2024

Car Accident Procedures Involving Tourist Drivers

By Sabado Domingo

In Texas, unsafe lane changes contributed to approximately 8% of car accidents last year, underscoring the complexities that can arise in collisions, particularly those involving tourists who may be unfamiliar with local driving conditions and ...

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June 25, 2024

Understanding Liability in Truck Accident Cases

By Tex Freitag

Did you know that California boasts America’s largest freight movement system? Millions of tons of cargo is transported along a network of highways in just a single day. The state is also one of the few states without limitations on truck access ...

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June 21, 2024

4 Ways to Save Money on Commercial Vehicle Insurance Premiums

By Sabado Domingo

Expense management is a key part of running any business, and commercial vehicle insurance can be an area where costs grow quickly. On average, businesses spend between $150 and $175 on commercial vehicle insurance. So whether you operate a small ...

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June 19, 2024

Justice Through Representation: The Impact Lawyers Have on Car Accident Claims

By Sabado Domingo

Thousands of car accident victims file claims annually, and their success depends on their legal representation. True to that, the average pay for a car accident claim is an impressive $25,000, while minor crashes or personal injury cases range ...

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May 24, 2024

4 Money Saving Tactics for Buying Your Next Car

By Delan Cooper

If you're ready to buy a new car instead of a used one, you may want to be privy to several different ways to save money on that big purchase. For example, you'll want to research the type of car that you'd like to purchase, look online for deals or ...

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May 1, 2024

Are Used Cars Better Than New Cars?

By Len Penzo

Are used cars better than new cars? Everybody would love to have a new automobile every couple of years but, for most, that's an extremely expensive proposition -- nor does it make much sense. You can't beat a used vehicle purchased from a private ...

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April 18, 2024

9 Ways to Save Money When Buying a Car

By Sabado Domingo

If you desperately need transportation but are low on cash, there are many ways to save money when buying a car. And some in particular that you may not have considered. In fact, saving money on your next car purchase is easier than you probably ...

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November 29, 2023

Cut Winter Car Maintenance Costs with These 5 Essential Tips

By Sabado Domingo

Driving in the winter can be a delightful experience. But it also brings unique challenges for your car, from the salt and grime on the roads to the extreme cold temperatures. Making sure your car is well-cared for during the winter months is ...

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November 22, 2023

How Much Should You Spend on a New or Used Car?

By Corazon Gritar

It's no secret that buying a car is an important decision, largely because of just how expensive cars can be. The costs don't end once you drive off the lot, either. Maintenance, insurance, gas, repairs, and more can translate to major expenses over ...

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October 24, 2023

How to Know If a Car Lease Is Your Most Cost-Effective Option

By Emily Hanson

If you're looking for a new car, you've probably been weighing up all of your options, whether it's buying outright, a finance deal, or leasing. Unlike the first two options, with leasing, you won't ever own the car. But is that such a bad thing? ...

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October 4, 2023

3 Major Money Mistakes People Make When Financing Their Car

By Corazon Gritar

For most Americans, having a car is a necessity. Whether you take concrete highways -- which represent roughly 30% of all US interstate highways -- or unpaved pathways to get to work or school, the majority of people agree that it's better to rely on ...

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August 29, 2023

Slow Drivers in the Left Lane: A Vexing Problem

By Len Penzo

In North America the left lane is designated for passing and the highway's fastest traffic. Unfortunately, there are too many slow drivers in the left lane who feel entitled to cruise there as long as they're traveling the speed limit. This selfish ...

Continue reading Slow Drivers in the Left Lane: A Vexing Problem

July 13, 2023

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