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As the economy continues its struggle to emerge from its seemingly never-ending malaise, many folks are working hard to find additional and more creative ways to save a buck or two. I recently had lunch with a friend of mine who called me a cheapskate because I dared to bring home a healthy handful of extra napkins that an overzealous fast-food server had placed on the tray with my meal. “I’m not Continue reading You Can Call Me Almost Anything – But Please Don’t Call Me Cheap Teaching kids about personal finance is not an easy job. Even so, as a parent I believe it is my responsibility to ensure that my kids have a thorough understanding of good personal finance practices before they leave the nest. Ultimately it will be up to them to decide if they want to heed the stories and lessons I have been tirelessly passing on to them ad nauseum since they were Continue reading A Small Victory in My Quest to Raise Financially Literate Kids
The Honeybee will tell you that this guy and I have at least one thing in common. Not too long ago I was preparing a recipe from an old cookbook that called for a couple of 7-ounce cans of tuna. After looking in the pantry, I was happy to see that I had exactly two cans of tuna — until I remembered that tuna was one of the many products affected Continue reading Why Sneaky Package Size Reductions are No Longer Fooling Consumers Congratulations if you can figure out the connection between this picture and the story. There are those who steadfastly insist that credit cards are evil, and that credit card companies are greedy heartless scallywags that care only about one thing: making a profit. I’ve got news for them: Credit card companies aren’t evil. Neither are profits. Besides, when it comes to profits, credit card companies are no more heartless or greedy than, Continue reading A Simple Trick for Getting Credit Card Interest Charges Waived Internationally-known daredevil Karl Wallenda earned his fame by performing acrobatic acts high above the ground — without a safety net. For years, Wallenda had performed his dangerous stunts countless times without incident, but on March 22, 1978, his luck finally ran out. While walking 121 feet above the pavement on a high-wire stretched between two towers of a Puerto Rico hotel, an unfortunate combination of improper rigging and strong wind gusts Continue reading 9 Important Tips for Managing Financial Risk Most folks are really good about making sure they have the proper amount of insurance for their home and automobiles. But when it comes to ensuring the survival of their family in rough economic times, well … not so much. I recently explained why I believe an economic collapse is inevitable and what it would look like. If history is any guide, the good news is that economic collapse won’t result in Continue reading Economic Collapse 101: Ten Ways to Prepare for the Unknown Readers: Awhile back I received a message in my inbox from Steven, who lives in the United Kingdom. He agreed to share his story with you. I hope you find it as inspiring as I did. — Len Last November my washing machine died. Because I make decent money (the equivalent of about $35,000 US dollars), that should have been a trivial event. However, it turned out to be much more Continue reading True Story: How a Broken Washing Machine Fixed My Finances
I think it was the Quaker Oats guy who famously declared that a penny saved is a penny earned. However, because of taxes, a penny saved is actually worth more than a penny earned. To illustrate, if you happen to be in the 10% tax bracket, every taxed dollar you earn is worth only $0.90; tack on FICA, state and other taxes and it’s worth even less. The bottom Continue reading 100 Words On: Why a Penny Saved Is More Than a Penny Earned I’m not a plumber. In fact, I’m not very handy around the house at all. If I can’t fix something with a hammer or screwdriver I prefer to pay somebody else to do the work. That’s why I decided to get a professional to reroute and install new plumbing hardware during our kitchen remodel. Of course, we needed estimates. After making a few calls to local plumbers, the Honeybee presented me with Continue reading How to Find A Low-Priced Plumber That Won’t Rip You Off |
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Economic Collapse 101: What It Will Look Like, and How It May Start
It takes courage to face the bogeyman.
I bet many of the good folks in Great Falls, Montana, were more than a little worried earlier this month after a local television station there sent out an ominous message warning viewers that the dead were “rising from their graves and attacking the living.”
Hold on, hold on. Before you grab your shotgun and hunker down in the basement, consider this: It turns out
Continue reading Economic Collapse 101: What It Will Look Like, and How It May Start