Let's face it, the more choices we have in life, the richer and more rewarding it becomes. Fortunately, I'm currently in that coveted sweet spot of financial freedom where I can do pretty much whatever the heck I please, whenever I want.
Don't get ...
Continue reading I’m Not Rich, But I’m Financially Free; Here’s How I Got There
Is It OK to Borrow from Your 401k?
Roughly 3 in 10 people now borrow money from their 401k retirement plans. Generally, you can borrow half your account balance -- up to $50,000 -- for as long as five years. But is it okay to borrow from your 401k? True, it's among the cheapest loans ...
Continue reading Is It OK to Borrow from Your 401k?
A Summer Budget Plan for Building a Healthy Christmas Fund
Although the development of excellent budgeting skills is important throughout the year, utilizing restraint and prudence with respect to personal finance is particularly important during the months that proceed the Christmas season. As the summer ...
Continue reading A Summer Budget Plan for Building a Healthy Christmas Fund
Do You Have Unclaimed Money? Here’s How to Find Out
I love finding unclaimed money.
The other day I was in the mood for a couple of chili cheese dogs, so I decided to stop by my local Wienerschnitzel and satisfy my craving.
As I got to the counter to pay for my food I realized that I still had ...
Continue reading Do You Have Unclaimed Money? Here’s How to Find Out
Savings Tips for High School Grads: 6 Ways to Kick-Start Your Savings
Congratulations! If you haven't graduated already, it won't be long before you can finally say that you've passed every subject, and survived countless teachers from hell. And maybe even a pretty wild campus life! But you're now entering a new era: ...
Continue reading Savings Tips for High School Grads: 6 Ways to Kick-Start Your Savings
The Most Important Insurance We Never Buy
It's ironic, but bankers and fiscally irresponsible governments despise gold and silver. Why? Because precious metals demand accountability, that's why.
In short, gold-backed currencies force responsible governments to live within their ...
Continue reading The Most Important Insurance We Never Buy
Why Coffee Drinkers Waste More Than Just Money at Starbucks
It's a common refrain: buying coffee at Starbucks is a waste of money. Now, I don't mean to make you uncomfortable, but I think it's high-time we had a deeper, more serious, conversation about the wildly popular coffee house chain.
I want to start ...
Continue reading Why Coffee Drinkers Waste More Than Just Money at Starbucks
5 Proactive Budgeting Tips for Single Homeowners
Balancing finances at home can be a challenge for many single homeowners. The budget is crucial, but being able to manage personal and business finances will help make things easier to work from. In this post, you'll learn about budgeting tips for ...
Continue reading 5 Proactive Budgeting Tips for Single Homeowners
What Defines Financial Success?
What defines financial success? Of course, many people believe that all their financial problems would disappear if they made more money. But high incomes can't guarantee financial freedom; there are countless examples of people who earn millions and ...
Continue reading What Defines Financial Success?
Wondering How to Teach Your Kids About Taxes? Consider the ‘Parent Tax’
Paying taxes is something your kids will have to deal with as adults. So why wait to teach your kids about taxation and earning money until after they get their first job?
You shouldn't. Teach your kids by charging them the "Parent Tax."
The Parent ...
Continue reading Wondering How to Teach Your Kids About Taxes? Consider the ‘Parent Tax’
Why Paying Off the Mortgage Early May Be a Big Mistake
Should you pay off the mortgage early? That question is, without any doubt, the most popular question posed by my readers. And sure enough, the other day I received this note from Lauren regarding the wisdom of paying down the mortgage early:
Len: ...
Continue reading Why Paying Off the Mortgage Early May Be a Big Mistake
Tips for Budgeting a Wedding
Budgeting for a wedding can seem like an overwhelming task. Most people need help figuring out where to begin. However, it doesn't have to be stressful.
This article will help you break down every part of budgeting a wedding into manageable parts. ...
Continue reading Tips for Budgeting a Wedding
I Bonds Are Now Paying 6.89%; Here Are Those I Bond Pros and Cons
Many people are eager to learn about I bond pros and cons. The Honeybee and I bought $20,000 worth of United States' Series I savings bonds in May 2022 - known colloquially as "I bonds" - in order to take advantage of their current "risk free" ...
Continue reading I Bonds Are Now Paying 6.89%; Here Are Those I Bond Pros and Cons
Why Creating a Budget Is So Important (for Most People)
Creating a budget isn't the answer for everyone. After all, there are many people without budgets who have minimal debt. They also pay off their credit cards monthly and save money. Even so, there are just as many who need a budget to track expenses, ...
Continue reading Why Creating a Budget Is So Important (for Most People)
Is a Roth IRA Conversion Wise for You?
Unless Congress passes new tax laws during the next three years, the tax brackets from 2017 will be back in 2026, resulting in higher taxes for many people. For people in high tax brackets, wise tax planning is essential. One strategy to counteract ...
Continue reading Is a Roth IRA Conversion Wise for You?
Stretch Your Paycheck: Money-Saving Advice for First-Time Employees
One factor that employees consider when looking for a new job is their compensation. Before accepting any offer, you should strive to stretch your first paycheck during negotiations so it's as big as possible. At a minimum you should always ensure ...
Continue reading Stretch Your Paycheck: Money-Saving Advice for First-Time Employees
What Is the Difference Between Cheap and Frugal?
Depending on who you talk to, the economy may or may not be booming -- but it seems like there are always more than a few people who are looking to find additional and more creative ways to save a buck or two. The trouble starts when they cross the ...
Continue reading What Is the Difference Between Cheap and Frugal?
Why Millennials Are Struggling Financially And What They Can Do About It
It is no secret that millennials are struggling financially. A recent study by the Federal Reserve revealed that 44% of millennials have nothing saved for retirement. This is a major problem, and it is something that millennials need to address if ...
Continue reading Why Millennials Are Struggling Financially And What They Can Do About It
5 Expert Tips for Saving Money with a Credit Card
For many people, a credit card offers a flexible way to access funds when they're needed. However, credit cards can do much more than this when they're used properly -- and can in fact end up saving you money in the long run.
Selecting the right ...
Continue reading 5 Expert Tips for Saving Money with a Credit Card
100 Words On: Why You Need Emergency Savings AND a Rainy Day Fund
People often use the terms "rainy day fund" and "emergency savings" interchangeably when they are really two completely different forms of personal finance insurance. A rainy day fund is meant to help you weather short-term, relatively low-impact ...
Continue reading 100 Words On: Why You Need Emergency Savings AND a Rainy Day Fund
- « Previous Page
- 1
- 2
- 3
- 4
- 5
- …
- 7
- Next Page »