In the case of a financial emergency, you might have to dip into your 401k plan to find the money you need. This is never an ideal scenario, as taking money out of such accounts can severely set back progress you've made in saving for ...
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Why Don’t You Ever Have As Much Money As You Think You Do?
It's a common experience for millions of people to take a peek at the bank account balance, only to learn that there isn't nearly as much money available as anticipated. What happened to it? Perhaps you immediately implicate your spouse or ...
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3 Financial Building Blocks That All Parents Should Teach Their Kids
No one is born knowing about money, and some people don't figure it out at any point during adulthood. Readers of Len's blog have taken it upon themselves to do that learning, and have likely reached a strong level of financial knowledge and skill. ...
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6 Ways to Save Money When You’re Living Paycheck to Paycheck
If you've been living paycheck to paycheck, starting a savings account might seem like an impossible feat. However, there are things you can do to save money, even if it's only a little bit at a time. For example:
Shop Smarter
One major reason ...
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6 Ways Soon-to-Be Grads Can Kick-Start Their Savings
Congratulations! It won't be long before you can finally say that you've passed every subject, and survived countless teachers from hell and maybe even a pretty wild campus life. You're now entering a new era: life after graduation.
Of course, the ...
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How to Manage Bills and Save for a New Home When Your Income Is Spotty
Some of the most important things in life are always taken for granted. After all, most of us drawing a steady salary never consider how fortunate we are to get a regular monthly or semi-monthly paycheck. On the other hand, those who work on ...
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The 50 Biggest Money Mistakes Household CEOs Make
I'm not ashamed to admit I make mistakes. After all, everybody screws up occasionally; for us humans, mistakes come with the territory.
For example, I remember the time I decided it would be great fun to play Wii golf for eight consecutive ...
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I’m Not Rich, But I Am Financially Free — And Here’s How I Got There
Let's face it, the more choices we have in life, the richer and more rewarding it becomes.
Fortunately, I'm currently in that coveted sweet spot where I can do pretty much whatever the heck I please, whenever I want.
Don't get me wrong. I'm not ...
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How to Jump Start Your College Savings by Using a Credit Card
(The following is a sponsored post from Upromise. All opinions expressed below are the author's, based upon personal experience with Upromise.)
College may not be for everyone -- but for many people, college will turn out to be an important and ...
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Economic Collapse 101: Ten Ways to Prepare for the Unknown
Most folks are really good about making sure they have the proper amount of insurance for their home and automobiles. But when it comes to ensuring the survival of their family in rough economic times, well ... not so much.
It's no secret that ...
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When Good Personal Finance Practices Go Too Far
If a little is good, then it follows that more must be better. Well, okay, maybe not all the time.
Take coupons, for instance. Clipping coupons to save money on groceries is a sensible idea. But so-called extreme couponing takes this otherwise ...
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How Eating Donuts Can Help You Stay on Budget
Occasionally, my hubby picks up a donut for a breakfast treat. I usually refrain from this particular indulgence; too fattening, too many calories, etc. Yesterday, since it was such a lean sweet day, I decided to join him for a donut.
I selected a ...
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5 Ideas for Encouraging Your Kids to Save
As a parent of two children, I realized early on that trying to teach them the importance of saving money is a tall order. Let's face it, how many 9-year-olds care about stuff like the importance of spending less than you earn, or effective methods ...
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7 Big Lies About Gold that Wall Street Doesn’t Want You to Know
From GoldSilverWorlds.
It's hard to say which lie about gold is the biggest whopper.
Many widely held beliefs about gold are lies -- propaganda hammered home to have us believe the only true measure of wealth is government-issued debt.
Big ...
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5 Expert Tips for Saving Money with a Credit Card
For many people, a credit card offers a flexible way to access funds when they're needed. However, credit cards can do much more than this when they're used properly -- and can in fact end up saving you money in the long run.
Selecting the right ...
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My 12-Year-Old Daughter Shares Her Secrets for Saving Money
Hello! It's me, Nina, again! My dad asked me to write another post for him. He let me pick the picture too!
He paid me $15 for this, by the way. (Thank you, Dad!)
That money's going to come in handy too because lately I've been trying to save ...
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Behold the $100,000 Hamburger!
"I think I'll have the combo meal, two candy bars and a triple mocha latte."
"Very good, sir. That'll be $400,000."
WTF?!?!?
No, not really. At least not at one time.
Now that I have your attention, I want to discuss the importance of ...
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How I Saved $36,000 in 12 Years by Doing This Simple Trick
Pull up a chair and get comfortable because I'm about to tell you a story that may seem hard to believe -- but it is the absolute truth. Around 12 years ago, I made a decision that forever changed my relationship to money: instead of spending every ...
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How to Save Money By Living Like You’re Broke
There are blogging websites dedicated to showing people how to save money and live frugally.
Housing costs usually take up a large chunk of the expenditure for most individuals and families and so it makes sense to check a mortgage calculator to ...
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How to Save Money: It Starts with the Right Mindset
Do you find yourself running into financial problems and falling into debt? Do you wish you could save more money but find that you have nothing left of your paycheck to save? Overspending can cause a lot of financial problems including consumer debt ...
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