Ever since the Great Depression, central bankers have, curiously, striven to avoid deflation at all costs. But benign price deflation caused by increases in productivity -- as opposed to "bad" deflation caused by a reduction in money supply -- leads ...
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How to Save Money By Living Like You’re Broke
There are blogging websites dedicated to showing people how to save money and live frugally.
Housing costs usually take up a large chunk of the expenditure for most individuals and families and so it makes sense to check a mortgage calculator to ...
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Expecting the Unexpected: Managing Finances With a Disability
When it comes to finances, most people know how to manage their daily expenses fairly well. However, once saving for the future is brought into question, things become a bit trickier. How much should you save? How should you be saving it?
One ...
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6 Good Financial Habits That Will Improve Your Bottom Line
Did you make a New Year's resolution to improve your bottom line? Fortunately, it only takes a few good financial habits to meet that noble goal. Even better, most good financial habits are so easy to implement that it's just a matter of getting ...
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How to Save Money: It Starts with the Right Mindset
Do you find yourself running into financial problems and falling into debt? Do you wish you could save more money but find that you have nothing left of your paycheck to save? Overspending can cause a lot of financial problems including consumer debt ...
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How 6 Tiny Money Leaks Cost Me $2802 Annually
I hate it when I see people waste food. I'm not sure why, but I've always been that way. Another pet peeve of mine is carelessly wasting money on things that can be easily prevented. And while I am very diligent about not wasting food, I still have a ...
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How Thinking Outside the Box Can Save You a Fortune
A fellow walked into a New York City bank asking for a $4000 loan. "Okay," the teller said, "But we're going to need collateral." The man responded: "My black Porsche is in your parking lot. Here are the keys."
Several weeks later, the man returned ...
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I’m Not Rich, But I’m Financially Free; Here’s How I Got There
Let's face it, the more choices we have in life, the richer and more rewarding it becomes. Fortunately, I'm currently in that coveted sweet spot of financial freedom where I can do pretty much whatever the heck I please, whenever I want.
Don't get ...
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Is It OK to Borrow from Your 401k?
Roughly 3 in 10 people now borrow money from their 401k retirement plans. Generally, you can borrow half your account balance -- up to $50,000 -- for as long as five years. But is it okay to borrow from your 401k? True, it's among the cheapest loans ...
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A Summer Budget Plan for Building a Healthy Christmas Fund
Although the development of excellent budgeting skills is important throughout the year, utilizing restraint and prudence with respect to personal finance is particularly important during the months that proceed the Christmas season. As the summer ...
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Do You Have Unclaimed Money? Here’s How to Find Out
I love finding unclaimed money.
The other day I was in the mood for a couple of chili cheese dogs, so I decided to stop by my local Wienerschnitzel and satisfy my craving.
As I got to the counter to pay for my food I realized that I still had ...
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Savings Tips for High School Grads: 6 Ways to Kick-Start Your Savings
Congratulations! If you haven't graduated already, it won't be long before you can finally say that you've passed every subject, and survived countless teachers from hell. And maybe even a pretty wild campus life! But you're now entering a new era: ...
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The Most Important Insurance We Never Buy
It's ironic, but bankers and fiscally irresponsible governments despise gold and silver. Why? Because precious metals demand accountability, that's why.
In short, gold-backed currencies force responsible governments to live within their ...
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Why Coffee Drinkers Waste More Than Just Money at Starbucks
It's a common refrain: buying coffee at Starbucks is a waste of money. Now, I don't mean to make you uncomfortable, but I think it's high-time we had a deeper, more serious, conversation about the wildly popular coffee house chain.
I want to start ...
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5 Proactive Budgeting Tips for Single Homeowners
Balancing finances at home can be a challenge for many single homeowners. The budget is crucial, but being able to manage personal and business finances will help make things easier to work from. In this post, you'll learn about budgeting tips for ...
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What Defines Financial Success?
What defines financial success? Of course, many people believe that all their financial problems would disappear if they made more money. But high incomes can't guarantee financial freedom; there are countless examples of people who earn millions and ...
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Wondering How to Teach Your Kids About Taxes? Consider the ‘Parent Tax’
Paying taxes is something your kids will have to deal with as adults. So why wait to teach your kids about taxation and earning money until after they get their first job?
You shouldn't. Teach your kids by charging them the "Parent Tax."
The Parent ...
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Why Paying Off the Mortgage Early May Be a Big Mistake
Should you pay off the mortgage early? That question is, without any doubt, the most popular question posed by my readers. And sure enough, the other day I received this note from Lauren regarding the wisdom of paying down the mortgage early:
Len: ...
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Tips for Budgeting a Wedding
Budgeting for a wedding can seem like an overwhelming task. Most people need help figuring out where to begin. However, it doesn't have to be stressful.
This article will help you break down every part of budgeting a wedding into manageable parts. ...
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I Bonds Are Now Paying 6.89%; Here Are Those I Bond Pros and Cons
Many people are eager to learn about I bond pros and cons. The Honeybee and I bought $20,000 worth of United States' Series I savings bonds in May 2022 - known colloquially as "I bonds" - in order to take advantage of their current "risk free" ...
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