Merry Christmas my a$$. If this means I'm going to be coughing up $750 per month for the next 7 years, I would rather have gotten a nice tie … or some underwear and socks.
I remember the worst gift I ever received. It was a vacation to the Bahamas that an old girlfriend of mine gave to me. It was one of those too-good-to-be-true ultra-low-cost package “deals” that was
Continue reading Gee, Thanks: 4 Presumptuous Gifts That Can Strain A Budget
Sometimes people buy things that they eventually end up regretting. I know I’ve got a long list.
I’ve already explained why corner lots and whirlpool tubs are for suckers.
Today, I’ve got two words for anybody out there who is currently considering spending $1000 or more of their hard-earned money on a waterbed: buyer beware. That’s because, when you add it all up, there are far more disadvantages than advantages.
Believe me. After
Continue reading 15 Reasons Why Waterbeds Are For Suckers
Don't laugh; after running the numbers he most likely decided it made little sense to attend a traditional American college.
Some things in life are painfully overrated.
Take camping, for instance. Or iPhones.
I’ve never understood the allure of luxury cars or the Baby Boomer generation’s collective fascination with Bob Dylan either.
And although it pains me to say this — because it will probably ruin any chance I’ll ever have of scoring
Continue reading 4 Smart Reasons Why College Isn’t for Everyone
It seems like every time I go to Hawaii, I always learn a valuable financial lesson.
I already shared how, during my recent summer vacation there, I was reminded of why folks should always be on their toes when shopping, as illustrated by two sizes of the same detergent being sold at a local supermarket — and the jaw-dropping price-difference between them.
And although you’d think I’d know better, that wasn’t the
Continue reading Are You Smarter Than a 5th Grader? Guess My Rental Car Bill.
One of the most popular financial tips that people routinely dispense to others is, “You get what you pay for.” Perhaps that’s why many folks erroneously believe they can’t go wrong by paying more for something — whether it’s a fancy meal, designer jeans, bottled water, or a host of other products and services. That’s not always true. There are plenty of examples — education and gasoline are two of
Continue reading 100 Words On: Why You Don’t Always Get What You Pay For
Cosigning for a loan is one of the dumbest financial moves you could ever make. By cosigning, you not only assume liability for the borrowed money, but you also make it tougher on yourself to qualify for large loans — regardless of your payment history — because lenders still include cosigned loans as part of your overall debt load.
The bottom line: If a lender refuses to loan money to somebody
Continue reading 100 Words On: Why You Should Never Cosign A Loan for Anyone
Last week my boss and I were sitting in a conference room when he spied a pack of gum that someone had left on the table.
“Hey, Len! You want some gum?”
“Well, that depends,” I said. “What flavor is it?”
“Five? What the heck does that mean?”
“Beats me, but that’s what it says!”
The whole thing was so odd, I took this picture of the package for posterity:
Anyway, after looking at the box
Continue reading What Does ‘Flare’ Taste Like? When Swanky Marketing Goes Too Far.
No matter what that slick salesman tells you, vacation timeshares aren’t a good deal. Surprised? Don’t be. Many timeshares owners lose the freedom to vacation wherever and whenever they choose — or even skip one, considering annual maintenance fees currently average $731. Timeshares are also notoriously overpriced to cover sales commissions approaching 35 percent and marketing expenses for prizes used to lure potential buyers suckers. Maybe that’s why timeshares depreciate
Continue reading 100 Words On: Why You Should Never Buy a Timeshare
Summer is just around the corner and people are eagerly gearing up for another vacation season full of fabulous food and frolicking fun in the sun with friends and family.
With that in mind, I thought it would be a kick to relive the worst vacation of my entire life. It’s certainly a vacation I’ll never forget.
In fact, even though it was 20 long years ago, I still remember it like
Continue reading What I Learned from the Worst Vacation of My Life
This weekend I was pouring a little half-and-half into my cup of coffee (no, not Folgers) when I noticed something extremely disturbing: the creamer was 34 days beyond the expiration date printed on the carton top.
Yes, 34 days. I know.
Of course, the first thought that immediately crossed my mind was: You idiot!
Considering that I was on my third cup of the day, the next thought that popped into my head
Continue reading Is It Okay to Eat Foods Past Their Expiration Dates?