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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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21 Reasons Why Corner Lots Are For Suckers

By Len Penzo

For the six people left in America who are still looking to buy a home, I thought I'd pass on a little advice and save you a serious case of buyer's remorse. Don't be fooled by real estate agents who try to tell you that a corner lot is highly ...

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May 18, 2020

Black Coffee: America’s Dirty Little Secret

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. And so it goes ... we're almost two ...

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May 16, 2020

9 Legitimate Ways to Get Fast Cash If You Need Money Now

By Sabado Domingo

Now more than ever, millions of people are in need of quick cash to pay for emergencies, cover their bills, or even buy food. While that is pretty bleak, there are also now more ways to make quick money than ever before. With that in mind, here ...

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May 15, 2020

Grandfather Says: There Is No Escape From the Present

By RD Blakeslee

It's highly unfashionable -- if not downright politically incorrect -- to live in the past, but Grandfather doesn't think so. He believes US civilization reached its zenith in the third quarter of the twentieth century, when the nation was unified ...

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May 14, 2020

How to Trade the EUR/USD

By Enero Febrero

The foreign exchange market is the most liquid of the capital markets with approximately $5 trillion in notional value traded every day. Currency trading occurs around the clock, active 24 hours a day, six days a week. The most liquid currency pairs ...

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May 14, 2020

How Your Credit Report Can Help Raise Your Credit Score

By Enero Febrero

There are many advantages that come from tracking your credit report. If you're wondering, "How can get my free credit report?" the answer is simple: There are many online resources you can use to get a current copy of your report. This can be one of ...

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May 13, 2020

Is It Time to Begin Investing in eSports?

By Tex Freitag

Video games are seen by many as a flippant, childish matter, a pastime for youngsters. The gaming industry is, in turn, a massive business generating multi-billion dollar revenues. And one of its branches -- competitive gaming or eSports -- is ...

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May 13, 2020

What to Consider When Trying to Get a Car Loan with Bad Credit

By Sabado Domingo

Anyone who has ever had a bad credit history and low credit score will know just what a serious impact it can have on their futures. When your credit is damaged, you may struggle to get any form of finance from mainstream lenders, and this includes ...

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May 13, 2020

Personal Computer Requirements: How to Make Sure You Don’t Overpay

By Tex Freitag

Depending on where you live, as many as 92% of your neighbors own at least one computer. Unfortunately, many people who are in the market for a laptop or desktop computer find themselves overwhelmed by the sheer volume of computer configurations on ...

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May 12, 2020

How Much Does it Cost to Hire Good Lawyers for Car Accidents?

By Enero Febrero

Did you know that 1.35 million people die in road crashes every year - and many more are injured? If you are injured when you're on the road, you might be looking for good lawyers for car accidents. Finding the right lawyer to help you get the ...

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May 12, 2020

If You Want to Organize Your Life Then Focus on These 7 Tips

By Sabado Domingo

Being disorganized isn't just annoying, it's expensive and bad for your health. Over 90% of workers report they would get more done if they were organized. If you spend a chunk of your day looking for something or can't seem to remember important ...

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May 11, 2020

15 Organic Fruits & Veggies That Aren’t Worth Paying More For

By Len Penzo

I love tomatoes. I don't think many people will argue with me when I say there is nothing better than a fresh-picked home-grown 'mater. I love them so much I usually grow tomatoes in my backyard every summer. Unfortunately for me, the pesky ...

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May 11, 2020

Black Coffee: A Growing Hole In the US Treasury’s Wallet …

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. For most people on Main Street, the ...

Continue reading Black Coffee: A Growing Hole In the US Treasury’s Wallet …

May 9, 2020

Great Tips for Seniors Who Want to Live Frugally

By Sabado Domingo

Frugal living means different things to us at various stages in our lives. When we're young or have kids, we may think living frugally is more about scoring discounts and clipping coupons so we can save money. As we get older, living frugally as a ...

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May 8, 2020

How the Supply Chain and Logistics Are Vital to Your Business

By Sabado Domingo

There are two things that are the biggest pain-points for just about every business: their supply chain and cash flow. Without the proper logistics, your cash flow is usually not looking good. And the contrary is the same. There are a lot of moving ...

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May 8, 2020

A Startup’s Guide to Working Capital Loans: Everything to Know

By Tex Freitag

business statements with pen and calculator

According to data by the Federal Reserve, 40% of businesses have a hard time paying their operational expenses. For such business, failure to access working capital financing can lead to low or no investment in other critical operational areas for ...

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May 7, 2020

10 Things Every Entrepreneur Should Do Before Starting a New Business

By Enero Febrero

Starting a business is no walk in the park. It requires a lot of time, sacrifices, and money. However, once you succeed in laying down the foundation of your business, you'll enjoy the fruits for a very long time. Of course, starting your ...

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May 6, 2020

5 Finance Management Tips Everyone Wishes They Had Known Sooner

By Enero Febrero

Nowadays, money is everything; it pays the bills, secures a future, and makes life more comfortable. But, if we want to live the dream and never stress about finances, we need to know how to manage them. Of course, if you are in a pinch and need ...

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May 5, 2020

5 Steps to Better Money Management

By Tex Freitag

Millions of Americans are out of work, oil prices are at record lows, and we're only at the beginning of the coronavirus crisis. While you're working on protecting your physical health in the face of this pandemic, there's never been a better time to ...

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May 4, 2020

10 Thankless Low-Paying Jobs That People Often Accept Anyway

By Len Penzo

Almost everybody thinks they're underpaid for what they do. But in reality, there are a handful of select jobs where this claim is especially true. Many years ago, I compiled a list of the 10 most underpaid jobs. The provocative list was a ...

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May 4, 2020

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