When it comes to anything related to money, being financially responsible is always a good thing. This is because it will allow you to not just ensure that everything you need is taken care of, but it will also allow you to set aside some money for emergencies and unexpected events.
However, achieving this can be difficult without some help. With the more advanced technology we have these days, being more financially ready and saving money has become easier and more convenient.
With that said, here are some of the best mobile apps for saving money that’s available for download these days. Check them out below.
Available on both Android and iOS platforms, Qapital is a handy little tool that can help you save up to meet your financial goals. For example, saving up to buy a new car can be daunting but this large goal can be met with the help of this mobile app.
Qapital includes educational materials on how to become more financially responsible such as how to set your goals and how setting aside a small amount each time can contribute to meeting your financial goals.
With it, you can customize your saving rules and you can do so for just about any kind of purchase. This way, even the smallest actions you take in your life can contribute to your savings.
It also uses a round up rule in which it rounds up all of your purchases — which typically ends in an uneven amount — and transfers the difference to your assigned bank account. That way, for every purchase, you’re saving a bit towards your goal.
Clarity Money is another mobile app that’s available for both platforms, Android and iOS. It’s a free budgeting and savings app that allows you to set rules on how much and how often the app will set aside money for your financial goals.
Aside from this, it can also help analyze your total expenses and help you discover what aspects of your expenses you can cut back on. For example, it can help you cut back on that subscription that you barely use.
Moreover, it has a feature that shows you your spending habits and alerts you whenever you’re about to go over your set budget. That way, you can adjust your behavior accordingly before you overspend.
You Need a Budget
If you’re the type to go beyond your established budget, then this app can be helpful for you. This app allows you to customize your preferred budget interface and enables you to learn more about the value of money.
This will enable you to budget your expenses more carefully, prioritizing only those you deem important as well as discover more ways on how to save more for future expenses like retirement and emergencies.
It’s also a handy app that teaches you to live more within your means and reduce your reliance on credit.
You Need a Budget is available on both iOS and Android as well as Mac, Windows, Amazon’s Alexa, and Apple Watch.
Owning a credit card can be helpful, especially in times of emergencies when you don’t have enough cash on-hand. However, using credit cards can easily get out of hand, especially if you’re not as careful with your spending.
With Walla.by, it enables you to become more careful when using credit cards such as what cards to avail of, how to use them properly, and how to make the most out of the rewards offered by these cards.
Aside from telling you which credit card you can save the most on, it also tracks how much you have spent and how much of your overall credit limit has been used.
Walla.by is available for Android, iOS, Windows, and even for wearables and as a browser extension.
Part of being able to manage your finances is being able to pay your bills on time. As such, Mint helps you to keep track of your bills so you can pay them on time and reduce the risk of paying penalties and late fees.
Moreover, it helps you create a budget that will allow you to maximize your money while setting aside an amount for your savings, emergencies, and even retirement.
It also provides you with a free credit score reading that will allow you to monitor your savings and even your good spending habits. This can eventually help you get better rates on loans in the future.
Being financially responsible and being able to handle your finances well can be difficult and overwhelming without help. Thankfully, there are plenty of mobile apps that make the most out of the available technology to allow you to budget your finances appropriately and save money at the same time.
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