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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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The Best Reasons to Fund Your Business With a Personal Loan

By Sabado Domingo

Having sufficient working capital is essential for every business. But for many business owners, taking out loans is the best way to build enough working capital, buy necessary equipment for daily operations, or cover customer orders and supplier ...

Continue reading The Best Reasons to Fund Your Business With a Personal Loan

October 8, 2021

100 Words On: How to Quit Dreaming and Start Doing

By Len Penzo

Robert Louis Stevenson said that there can be no fairer ambition than to excel in talk. And while that may be true for the dreamers in life, successful people know the world will always depend on doers -- folks who are motivated to follow through and ...

Continue reading 100 Words On: How to Quit Dreaming and Start Doing

October 7, 2021

Why Is Vaping Popularity on the Rise?

By Enero Febrero

Vaping is having a major moment right now. With millions of people accustomed to this habit, the manufacturers and distributors are getting the most out of their investment. Particularly where the US and UK are concerned, vaping generates a strong ...

Continue reading Why Is Vaping Popularity on the Rise?

October 6, 2021

Car Insurance: How to Find the Best Offer

By Sabado Domingo

Finding the best auto insurance provider can be a daunting process. After all, insurance companies seem to always make generous claims that don't always match the reality. When checking offers and policies, you may feel overwhelmed by the number of ...

Continue reading Car Insurance: How to Find the Best Offer

October 6, 2021

5 Tips for Achieving Financial Success Online

By Enero Febrero

Over the past few decades, technological advancements especially in communication technology have brought about numerous changes. These changes have not only affected business and communication, but life in general. A growing number of transactions ...

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October 6, 2021

Top Career Opportunities for Accountants

By Sabado Domingo

Accounting is a pretty competitive career choice; the field is generally associated with high annual incomes, substantial job security, and, of course, a particular level of prestige. But not just that; we all know accountants earn their keep with ...

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October 5, 2021

How to Use Bitcoin While Traveling

By Sabado Domingo

We all love to travel, but exploring a new country with fiat currency can take a lot of effort. Coins and cash weigh down your pockets and on top of that, you need to convert your money. That's why traveling with bitcoin (BTC) is a great option. You ...

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October 4, 2021

23 Easy and Creative Ways to Earn Extra Money

By Joel Ohman

No doubt all of us have racked our brains at one time or another to come up with ways to make extra cash. Yes, it's tempting to gravitate towards those get-rich-quick and make-money-overnight offers, but unless you're willing to risk becoming the ...

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October 4, 2021

Black Coffee: The Power of the Purse

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got a busy weekend to attend to, ...

Continue reading Black Coffee: The Power of the Purse

October 2, 2021

Bullish Market or a Bubble? Three Historic Lessons We Can Learn From

By Tex Freitag

It's no secret that there has been an incredible increase in interest in the stock market lately. Unlike the nearly-record lows of the first and second quarters in 2020, today's stock market has been dubbed a super bull market by many analysts. ...

Continue reading Bullish Market or a Bubble? Three Historic Lessons We Can Learn From

October 1, 2021

5 Valuable Tips to Help You Achieve Financial Freedom

By Sabado Domingo

Are you constantly worried about money? Do you struggle to make ends meet from one month to the next? If so, you may benefit from taking a few steps to help improve your financial habits and health. You can start your quest for financial freedom by ...

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September 30, 2021

Grandfather Says: The Joys of Part-Time Farming

By RD Blakeslee

Grandfather says he sometimes thinks back on his life as an odyssey out of the factories of Detroit into the mountains of West Virginia. About mid-way, he took a little side trip and did a bit of "offbeat" farming. He bought some old farm ...

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September 30, 2021

4 Ways to Squeeze Extra Cash Out of a House Sale

By Sabado Domingo

Selling your house can be a pretty stressful thing to go through; theres so much to think about and so much to do. Sometimes, it's easy to forget that it's a transaction, and you want to make as much money from the sale as possible. When were talking ...

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September 29, 2021

Buyer Beware: Here Are the 6 Biggest Consumer Electronics Markups

By Andrea Woroch

What do a grocery store, a funeral home and a college bookstore have in common? They each sell products with some of the highest markups in retail. While we dont want to think of a funeral as a financial transaction, the reality is that we all pay ...

Continue reading Buyer Beware: Here Are the 6 Biggest Consumer Electronics Markups

September 28, 2021

Mailbag: When It Makes Sense to Take the 401k Withdrawal Penalty

By Len Penzo

I'm a middle aged male, but have very little in my retirement because I never really see myself retiring in today's America. I have around $7500 in my 401k. Should I pay the penalty, which would give me about $4500 afterwards and put this money ...

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September 27, 2021

Black Coffee: Playing With Fire

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Playing With Fire

September 25, 2021

Tips When Choosing Vacation Rental Management Software

By Enero Febrero

If you want to stand out from the cut-throat Airbnb competition, then choosing quality rental management software is recommended. Having a successful rental business entails having an online presence, where clients can book or inquire about your ...

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September 24, 2021

5 Autumn Home Renovations That Will Save You Money

By Corazon Gritar

Home renovations don't have to be just for aesthetics, but they can be for making functional changes that can help you keep a budget. If you're ready to start renovating and are curious about renovations you can do to start saving money, have a look ...

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September 23, 2021

100 Words On: Why It’s Time to Eliminate the Penny

By Len Penzo

It's been a decade since Canada announced it would no longer mint pennies. That makes a lot of sense; perhaps America should follow suit. In 1913 the once-proud penny had 23 times the purchasing power it does now. Today, the penny is essentially ...

Continue reading 100 Words On: Why It’s Time to Eliminate the Penny

September 23, 2021

Great Ways to Find the Best Interest Rate for Your Home Loan

By Sabado Domingo

Mortgages can eat you alive. That's because even after identifying the home loan particulars you're looking for, you still have to find the best deal. For example, you may know that you are looking to finance $500,000 for 30 years. But how do you ...

Continue reading Great Ways to Find the Best Interest Rate for Your Home Loan

September 22, 2021

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