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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Dealing With Workplace Conflict: 4 Steps to Take

By Sabado Domingo

Conflict with an employer can come in many forms such as mistakes made on your side, unfair treatment from them, salary negotiations turned sour, you name it. Regardless of what the conflict might entail, we all know it's not a pleasant situation to ...

Continue reading Dealing With Workplace Conflict: 4 Steps to Take

August 31, 2021

6 Ways to Protect Your Business From Financial Scams

By Maguire Haigh

As a startup, the way you deal with your finances can determine whether you're successful or a bust. Because of this, you have to pay special attention not to become a victim of financial fraud. Fortunately, the following six tips represent some of ...

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August 31, 2021

Fun Things to Do in New York City for Free

By Enero Febrero

New York City is famously one of the most expensive cities on the planet. Len has already covered ways to experience New York City on a budget. However, there is also a variety of attractions and activities you can include in your Big Apple itinerary ...

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August 31, 2021

How Much Should You Pay the Babysitter?

By Len Penzo

Now that my kids are grown, I no longer have to worry about babysitters. To be honest, the Honeybee and I rarely used babysitters at all even when the kids were younger because we were fortunate enough to have two sets of grandparents living ...

Continue reading How Much Should You Pay the Babysitter?

August 30, 2021

Black Coffee: A Junk Food Economy

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: A Junk Food Economy

August 28, 2021

100 Words On: Runners and Pedestrians Who Refuse to Use Sidewalks

By Len Penzo

Go play on the freeway! While nobody would ever take that suggestion seriously, there are plenty of irresponsible joggers and pedestrians who have no problem tempting fate by literally spending their leisure time on city thoroughfares despite the ...

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August 26, 2021

Bankruptcy: Financial Suicide or Fresh Start?

By Sabado Domingo

There are lots of things that you can do to commit financial suicide, especially when you live in a state with a high cost of living like California. If you do too many of them you can find yourself staring down the barrel of potential bankruptcy. ...

Continue reading Bankruptcy: Financial Suicide or Fresh Start?

August 25, 2021

What Is an Extended Auto Warranty and How Does It Work?

By Enero Febrero

With every new car, you get something called a standard factory warranty. This warranty acts as a guarantee that all repairs that are caused by mechanical failure and defects will be covered. Basically, the standard factory warranty promises that ...

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August 24, 2021

How Much Will a Ticket Increase Your Auto Insurance Rates?

By Len Penzo

Not too long ago I was speaking with someone who told me she got pulled over by a cop on her way to work. Of course, I offered up the obligatory sympathy. "Bummer," I said. "What did he write you up for?" "Oh, I didn't get a ticket," she said ...

Continue reading How Much Will a Ticket Increase Your Auto Insurance Rates?

August 23, 2021

Black Coffee: The Long and Short of It

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a terrific week. ...

Continue reading Black Coffee: The Long and Short of It

August 21, 2021

5 Ways to End Your Financial Worries This Year

By Sabado Domingo

If your financial worries are keeping you awake at night, now is the time to address them and start making positive changes. It may seem like your problems can't be solved, but they can be and there are things you can do to make your money problems ...

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August 19, 2021

Grandfather Says: Never Underestimate the Utility of a Trebuchet

By RD Blakeslee

Grandfather says he built a trebuchet. They were used in the middle ages to fling smallpox-infected corpses over castle walls. Grandfather used his to launch model airplanes, although some of his colleagues suggested its utility for such things ...

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August 19, 2021

4 Key Questions to Ask Before Buying a Fast Food Franchise

By Enero Febrero

One of the more interesting business opportunities that is often overlooked is the food franchise. As you might guess, there are many of these franchises available in the food and beverage area; they're easy to find too. But how do you know whether ...

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August 18, 2021

5 Things to Ask Before Opening a Business on Tribal Land

By Tex Freitag

If you are allowed to apply to open a business on tribal land, there are a few aspects that you will need to take into consideration first. Operating a business on tribal land in America comes with a unique set of requirements because of tribal ...

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August 17, 2021

Mailbag: What Will Happen to Pensions If Hyperinflation Hits the Dollar?

By Len Penzo

Hi Len, I've been reading your blog for close to a year now and love it! Do you think traditional pension payments will increase in some way during hyperinflation? While anything can certainly happen in the financial chaos, it seems there would be ...

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August 16, 2021

Black Coffee: Bubble Trouble On the Double

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

Continue reading Black Coffee: Bubble Trouble On the Double

August 14, 2021

How to Help Your New Small Business Survive

By Corazon Gritar

Rome was not built in a day. Your business will also not be defined by extraordinary or underwhelming sales during the first few months of its existence. Maintaining your status as an entrepreneur will take hard work and strategy. Here are a few tips ...

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August 13, 2021

Why Travel Accommodations Don’t Have to Cost You a Fortune

By Sabado Domingo

Who doesn't like money? I don't think I know a single person who couldn't put their hands up and say, "I'd like a bit more money in my life. Except maybe Oprah, but she's living the dream so she doesn't have to hold her hands up and say that. I ...

Continue reading Why Travel Accommodations Don’t Have to Cost You a Fortune

August 12, 2021

How to Let Your TV Bill Work for You, Not Against You

By Sabado Domingo

Cable or Netflix? DirecTV, or Amazon Prime? What about Hulu? There's a lot to consider when installing a new home theater. You obviously want your theater room to be a place where you and your guests can kick back and relax, while watching the big ...

Continue reading How to Let Your TV Bill Work for You, Not Against You

August 11, 2021

Health Or Life Insurance: All You Need to Know to Safely Insure Yourself

By Sabado Domingo

Health and life insurance are just one of those things people tend to avoid due to the negative thoughts that come along with it. Although, by opting to get life or health insurance, it can actually have the opposite effect and make you feel more ...

Continue reading Health Or Life Insurance: All You Need to Know to Safely Insure Yourself

August 10, 2021

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