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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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5 Ways to End Your Financial Worries This Year

By Sabado Domingo

If your financial worries are keeping you awake at night, now is the time to address them and start making positive changes. It may seem like your problems can't be solved, but they can be and there are things you can do to make your money problems ...

Continue reading 5 Ways to End Your Financial Worries This Year

August 19, 2021

Grandfather Says: Never Underestimate the Utility of a Trebuchet

By RD Blakeslee

Grandfather says he built a trebuchet. They were used in the middle ages to fling smallpox-infected corpses over castle walls. Grandfather used his to launch model airplanes, although some of his colleagues suggested its utility for such things ...

Continue reading Grandfather Says: Never Underestimate the Utility of a Trebuchet

August 19, 2021

4 Key Questions to Ask Before Buying a Fast Food Franchise

By Enero Febrero

One of the more interesting business opportunities that is often overlooked is the food franchise. As you might guess, there are many of these franchises available in the food and beverage area; they're easy to find too. But how do you know whether ...

Continue reading 4 Key Questions to Ask Before Buying a Fast Food Franchise

August 18, 2021

5 Things to Ask Before Opening a Business on Tribal Land

By Tex Freitag

If you are allowed to apply to open a business on tribal land, there are a few aspects that you will need to take into consideration first. Operating a business on tribal land in America comes with a unique set of requirements because of tribal ...

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August 17, 2021

Mailbag: What Will Happen to Pensions If Hyperinflation Hits the Dollar?

By Len Penzo

Hi Len, I've been reading your blog for close to a year now and love it! Do you think traditional pension payments will increase in some way during hyperinflation? While anything can certainly happen in the financial chaos, it seems there would be ...

Continue reading Mailbag: What Will Happen to Pensions If Hyperinflation Hits the Dollar?

August 16, 2021

Black Coffee: Bubble Trouble On the Double

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

Continue reading Black Coffee: Bubble Trouble On the Double

August 14, 2021

How to Help Your New Small Business Survive

By Corazon Gritar

Rome was not built in a day. Your business will also not be defined by extraordinary or underwhelming sales during the first few months of its existence. Maintaining your status as an entrepreneur will take hard work and strategy. Here are a few tips ...

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August 13, 2021

Why Travel Accommodations Don’t Have to Cost You a Fortune

By Sabado Domingo

Who doesn't like money? I don't think I know a single person who couldn't put their hands up and say, "I'd like a bit more money in my life. Except maybe Oprah, but she's living the dream so she doesn't have to hold her hands up and say that. I ...

Continue reading Why Travel Accommodations Don’t Have to Cost You a Fortune

August 12, 2021

How to Let Your TV Bill Work for You, Not Against You

By Sabado Domingo

Cable or Netflix? DirecTV, or Amazon Prime? What about Hulu? There's a lot to consider when installing a new home theater. You obviously want your theater room to be a place where you and your guests can kick back and relax, while watching the big ...

Continue reading How to Let Your TV Bill Work for You, Not Against You

August 11, 2021

Health Or Life Insurance: All You Need to Know to Safely Insure Yourself

By Sabado Domingo

Health and life insurance are just one of those things people tend to avoid due to the negative thoughts that come along with it. Although, by opting to get life or health insurance, it can actually have the opposite effect and make you feel more ...

Continue reading Health Or Life Insurance: All You Need to Know to Safely Insure Yourself

August 10, 2021

Roth IRA Loophole: The Backdoor IRA Hack

By Fiona

If you're looking to beef up your retirement savings, then you'll want to check out this Roth IRA loophole right now. Roth IRAs have been around since the introduction of the Taxpayer Relief act in 1997, and are considered to be a smart tool for ...

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August 10, 2021

Is It Finally Time to Get Rid of the Penny?

By Len Penzo

Several years ago I moved into a new office at my place of employment. When I looked in the desk, I found 162 pennies in one of the drawers. I can only assume that the previous owner used the desk as his chosen repository for all the pennies he ...

Continue reading Is It Finally Time to Get Rid of the Penny?

August 9, 2021

Black Coffee: A Mouse In the Pocket

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got a busy weekend to attend tom ...

Continue reading Black Coffee: A Mouse In the Pocket

August 7, 2021

The Benefits of Financial Literacy to the Newest Generation

By Sabado Domingo

Knowing how to handle your finances by making the right decision is called financial literacy. It is the set of skills or knowledge that can help you achieve financial success. Many people don't bother to learn how to manage their finances because it ...

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August 6, 2021

The Financial Benefits of Living in an Apartment

By Sabado Domingo

While a lot of people might feel pressured to buy a home with home ownership a major milestone representing stability and the freedom of reaching adulthood to many, home ownership isn't always the right answer; in some cases it makes more sense to ...

Continue reading The Financial Benefits of Living in an Apartment

August 5, 2021

Grandfather Says: The Benefits of DIY Housing

By RD Blakeslee

Grandfather sees that very few folks build their own houses anymore. But Grandfather says he thinks the increasing concentration of US housing in the hands of wealthy owners, who then effectively control them as rentals, may make some of you ...

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August 5, 2021

9 Travel Nightmares to Watch for When Planning Your Vacation

By Len Penzo

There are lots of things that can quickly turn a great vacation into a real nightmare. Many years ago, during one of my more memorable family summer vacations, I ended up leaving my credit card at a Washington D.C. restaurant. Unfortunately for ...

Continue reading 9 Travel Nightmares to Watch for When Planning Your Vacation

August 4, 2021

The Pros and Cons of Taking Social Security Early

By Mikey Rox

Nobody knows exactly how long Social Security will last, but for the time being you're still entitled to what the government has stashed on your behalf over the course of your life. So at least for now, the dilemma is not if you'll receive the payout ...

Continue reading The Pros and Cons of Taking Social Security Early

August 3, 2021

My 13th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

By Len Penzo

I don't know about you, but my monthly grocery bill has been increasing since the start of the new year. Meanwhile, the average cost of a school lunch this year is $3.81. For a family with two kids, that amounts to slightly less than $1400 during ...

Continue reading My 13th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

August 2, 2021

Black Coffee: Truth or Consequences

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another busy week is crossed off the ...

Continue reading Black Coffee: Truth or Consequences

July 31, 2021

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