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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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The 4 Biggest Ways to Stretch Your Income

By Len Penzo

The other day I was talking to an acquaintance who shall remain nameless. Anyway, he was lamenting that he couldn't find enough discretionary income for an annual family vacation. I found that fascinating considering Eddie (oops!) drives a brand new ...

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November 15, 2021

Black Coffee: Smooth Criminals

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

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November 13, 2021

How to Save Money at Home

By Corazon Gritar

These days, any big or small way that homeowners can save a few dollars is a good thing. As a homeowner, there are many ways you can save money at home, with two of the easiest being smart budgeting and smart home improvements. Make a Budget and ...

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November 12, 2021

Grandfather Says: A Lesson on the Benefits of Working Smartly

By RD Blakeslee

Grandfather says he has some experience working hard and working smart. In 1949, he worked for the Ford Motor Company on the 8N farm tractor assembly line. The 8N had a transmission cover that a hoist operator lowered onto the transmission as the ...

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November 11, 2021

The Big Problem with Cryptocurrencies

By Len Penzo

As the dollar price of bitcoin continues its seemingly inevitable ascent to $100,000, more and more people are jumping on the cryptocurrency train. After all, who can blame them? Yes; there are problems with cryptocurrencies. Despite this, many ...

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November 8, 2021

Black Coffee: Onward and Upward

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I've got a busy weekend to attend to, ...

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November 6, 2021

Is Liquidating My Company a Good Idea?

By Enero Febrero

Times have been rocky, and it takes a lot for a business, regardless of its scale, to succeed. Traditional retail storefronts are doing terribly given the rise of online consumerism, and there are many factors working against most companies given the ...

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November 5, 2021

3 Productivity Hacks That Everybody Needs to Know

By Sabado Domingo

With the hustle culture of the 21st century being more prominent than ever, more and more people are feeling the pressure to take on larger workloads. We're told that if we want to achieve success, we need to put in a lot of hard work and ...

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November 4, 2021

100 Words On: A Guaranteed Way to Preserve Your Wealth

By Len Penzo

Fiat-based paper currencies facilitate commerce by acting as a medium of exchange that's far preferable to bartering. Unfortunately, governments that wish to spend beyond their means can -- and do -- print fiat with impunity, thereby leading to ...

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November 4, 2021

How to Find Temporary Housing Between Moves

By Sabado Domingo

Picture this: Your new lease ends on the same day your old one ends or, your new home is ready for occupation the same day the people who bought your home move in. Unfortunately, things often just don't work out that way. Instead, many people find ...

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November 3, 2021

The Connection Between Web Conferencing and Personal Finance

By Sabado Domingo

Saving every penny is something even the most financially stable corporate companies would be interested in at this time of recession. Hence managers are forced to come up with alternative business solutions to reduce costs involved in operation and ...

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November 3, 2021

The Top 5 Technology Trends in the Insurance Industry

By Sabado Domingo

The way insurance companies create and deliver value has evolved dramatically, and the global pandemic has further hastened that process. In order to fulfill the changing needs of today's customers, insurers have been challenged to rethink their ...

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November 2, 2021

Selecting Currency Pairs to Trade on the Forex Market

By Tex Freitag

A currency pair in forex trading refers to a quotation of two different currencies, specifically, it is the amount that you would pay in one currency for a unit of the other currency. Therefore, when one currency's value within the pair changes, it ...

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November 2, 2021

How to Convince Friends and Family Members to Lend You Money

By Mikey Rox

I'll be the first person to warn you about borrowing money from family and friends, but if you really must turn to your pals and relatives for some quick cash, here are a few tips that will help you do it right and keep your relationships ...

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November 2, 2021

5 Personal Finance Tenets That Aren’t as Smart as They Used to Be

By Len Penzo

When I was a kid I used to love the fun houses found at summer carnivals and local fairs. I loved the sense of twisted reality provided by image-distorting mirrors and the wacky side-rooms where water appeared to flow uphill and it was nearly ...

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November 1, 2021

Black Coffee: Back in the USSR

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Another busy week is crossed off the ...

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October 30, 2021

The Lowest Mortgage Rates Are Gone, But There Are Still Benefits in Buying

By Sabado Domingo

When you look at the real estate market today, the frenzy has ended and buyers are now on the hunt for the lowest mortgage interest rates they can find from lenders. Lower interest rates from mortgage companies mean that buyers can afford more ...

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October 28, 2021

Grandfather Says: The Heyday of Art & Culture

By RD Blakeslee

Grandfather says he has from time to time discussed how his country place is a refuge in this time of troubles and that he continues to enjoy the art of our culture as it was in our heyday. So, what cultural expressions does he enjoy, exactly? The ...

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October 28, 2021

5 Ways to Save Money for Your Business

By Enero Febrero

The cost of business services can add up quickly, and just about every company looks around to cut corners now and again. If you're wondering how to lower some of your company's cost, keep reading for five ways that will work. 1. Go ...

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October 27, 2021

Why You Should Avoid Using Food Delivery Services

By Sabado Domingo

Over the last five years, the market revenue of food delivery apps has skyrocketed by 200%. Given the widespread appreciation for the convenience of such services, the industry's growth seems unlikely to slow down. That said, we're not here to talk ...

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October 26, 2021

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