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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Bullish Market or a Bubble? Three Historic Lessons We Can Learn From

By Tex Freitag

It's no secret that there has been an incredible increase in interest in the stock market lately. Unlike the nearly-record lows of the first and second quarters in 2020, today's stock market has been dubbed a super bull market by many analysts. ...

Continue reading Bullish Market or a Bubble? Three Historic Lessons We Can Learn From

October 1, 2021

5 Valuable Tips to Help You Achieve Financial Freedom

By Sabado Domingo

Are you constantly worried about money? Do you struggle to make ends meet from one month to the next? If so, you may benefit from taking a few steps to help improve your financial habits and health. You can start your quest for financial freedom by ...

Continue reading 5 Valuable Tips to Help You Achieve Financial Freedom

September 30, 2021

Grandfather Says: The Joys of Part-Time Farming

By RD Blakeslee

Grandfather says he sometimes thinks back on his life as an odyssey out of the factories of Detroit into the mountains of West Virginia. About mid-way, he took a little side trip and did a bit of "offbeat" farming. He bought some old farm ...

Continue reading Grandfather Says: The Joys of Part-Time Farming

September 30, 2021

4 Ways to Squeeze Extra Cash Out of a House Sale

By Sabado Domingo

Selling your house can be a pretty stressful thing to go through; theres so much to think about and so much to do. Sometimes, it's easy to forget that it's a transaction, and you want to make as much money from the sale as possible. When were talking ...

Continue reading 4 Ways to Squeeze Extra Cash Out of a House Sale

September 29, 2021

Buyer Beware: Here Are the 6 Biggest Consumer Electronics Markups

By Andrea Woroch

What do a grocery store, a funeral home and a college bookstore have in common? They each sell products with some of the highest markups in retail. While we dont want to think of a funeral as a financial transaction, the reality is that we all pay ...

Continue reading Buyer Beware: Here Are the 6 Biggest Consumer Electronics Markups

September 28, 2021

Mailbag: When It Makes Sense to Take the 401k Withdrawal Penalty

By Len Penzo

I'm a middle aged male, but have very little in my retirement because I never really see myself retiring in today's America. I have around $7500 in my 401k. Should I pay the penalty, which would give me about $4500 afterwards and put this money ...

Continue reading Mailbag: When It Makes Sense to Take the 401k Withdrawal Penalty

September 27, 2021

Black Coffee: Playing With Fire

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Playing With Fire

September 25, 2021

Tips When Choosing Vacation Rental Management Software

By Enero Febrero

If you want to stand out from the cut-throat Airbnb competition, then choosing quality rental management software is recommended. Having a successful rental business entails having an online presence, where clients can book or inquire about your ...

Continue reading Tips When Choosing Vacation Rental Management Software

September 24, 2021

5 Autumn Home Renovations That Will Save You Money

By Corazon Gritar

Home renovations don't have to be just for aesthetics, but they can be for making functional changes that can help you keep a budget. If you're ready to start renovating and are curious about renovations you can do to start saving money, have a look ...

Continue reading 5 Autumn Home Renovations That Will Save You Money

September 23, 2021

100 Words On: Why It’s Time to Eliminate the Penny

By Len Penzo

It's been a decade since Canada announced it would no longer mint pennies. That makes a lot of sense; perhaps America should follow suit. In 1913 the once-proud penny had 23 times the purchasing power it does now. Today, the penny is essentially ...

Continue reading 100 Words On: Why It’s Time to Eliminate the Penny

September 23, 2021

Great Ways to Find the Best Interest Rate for Your Home Loan

By Sabado Domingo

Mortgages can eat you alive. That's because even after identifying the home loan particulars you're looking for, you still have to find the best deal. For example, you may know that you are looking to finance $500,000 for 30 years. But how do you ...

Continue reading Great Ways to Find the Best Interest Rate for Your Home Loan

September 22, 2021

8 Tips on How to Love Your Life and Not Focus on the Joneses

By Mikey Rox

What is the root of all evil? Some think it's greed while others believe it's envy. They often go hand-in-hand, but neither brings personal satisfaction. To find true happiness, we must look within instead of coveting that of others. Here's ...

Continue reading 8 Tips on How to Love Your Life and Not Focus on the Joneses

September 21, 2021

5 Strategies for Protecting Your 401(k) Savings from Economic Collapse

By Len Penzo

After more than a decade of the Fed's reckless monetary policies -- in particular, persistent near-zero interest rates and their relentless de facto currency-printing campaign better known as "quantitative easing" -- the financial system has been so ...

Continue reading 5 Strategies for Protecting Your 401(k) Savings from Economic Collapse

September 20, 2021

Black Coffee: A Lack of Financial Horse Sense

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a terrific week. ...

Continue reading Black Coffee: A Lack of Financial Horse Sense

September 18, 2021

5 Ways to Improve Daily Operations For Your Business

By Sabado Domingo

Who doesn't want to improve their business operations? Retail stores, product manufacturers, and digital solution providers all work in different segments. Yet, they share the same core strategy that comes with running a business. Regardless of what ...

Continue reading 5 Ways to Improve Daily Operations For Your Business

September 17, 2021

4 Ways to Cut Your Expenses and Reduce Your Cost of Living

By Sabado Domingo

Living can be expensive. Fortunately, there are more than a few ideas that you can take advantage of to make living more affordable. Here are four financial tips that can help reduce your expenses. 1. Track Your Spending Habits Tracking your ...

Continue reading 4 Ways to Cut Your Expenses and Reduce Your Cost of Living

September 16, 2021

Grandfather Says: One Good Thing About Getting Old

By RD Blakeslee

One good thing about getting old -- and there aren't many -- is that you can blame a whole lot of things on your age: Miss your aim at the toilet ... Forget to pay at the gas pump ... Tell the cop you're staggering because of "the shakes" ...

Continue reading Grandfather Says: One Good Thing About Getting Old

September 16, 2021

4 Good Reasons Why You’re Overspending (and How to Stop It)

By Tex Freitag

During the second quarter of 2021, household debt in the United States jumped from $313 billion to $15 trillion. Credit card debt, in particular, rose to $787 trillion -- $17 billion higher than the previous quarter. This spike shows that it's more ...

Continue reading 4 Good Reasons Why You’re Overspending (and How to Stop It)

September 15, 2021

4 Smart Financial Tips for Successful Property Investing

By Delan Cooper

If you are moving to Australia and would like to make a living off of property investment or starting a real estate business, there are many steps that you need to take in order to make this a success. Investing in properties is more than just ...

Continue reading 4 Smart Financial Tips for Successful Property Investing

September 15, 2021

How To Grow Your Businesses In A Post-Brexit Economy

By Enero Febrero

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Knowing how to grow your business following Brexit is essential. Both for business growth and financial maintenance, there are certain steps you can take to ensure that you don't face any major difficulties when it comes to aligning with new rules ...

Continue reading How To Grow Your Businesses In A Post-Brexit Economy

September 14, 2021

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