If you missed Part 1 of this series, click here.
One of the best gifts you can give or receive is something that was handmade with love. The special touches, time and effort that go into DIY projects let everyone know they're important to you. If ...
Continue reading More Clever Low-Cost Homemade Gifts Everyone Will Enjoy
Caught Ya! My Teenager’s Sly Attempt to Get His Own Credit Card
Last month we found a letter in our mailbox from Discover credit cards that was addressed to my teenage son, Matthew.
Now why would Discover be contacting my son?
You know, the mere thought of a credit card in my 14-year-old son's hands really ...
Continue reading Caught Ya! My Teenager’s Sly Attempt to Get His Own Credit Card
Black Coffee: Racing to the Bottom
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Let's get right to this week's ...
Continue reading Black Coffee: Racing to the Bottom
Damned If You Do, Damned If You Don’t: Where To Invest Post Pandemic?
Although 2020 has been extremely difficult for investors, it might yet get even more challenging to get a return on money in the next couple of years.
The impact of the coronavirus has been vast and it is very hard to predict what is going to ...
Continue reading Damned If You Do, Damned If You Don’t: Where To Invest Post Pandemic?
3 Smart Financial Moves Everyone Should Consider Before the New Year
This year has been unique, stressful and scary at times. Unfortunately, isn't over yet. But while 2020 has thrown a curve ball in many Americans' finances, there's still time to make some smart money moves and end the year on a better note.
If ...
Continue reading 3 Smart Financial Moves Everyone Should Consider Before the New Year
10 Tips to Consider Before Getting Your Auto Insurance
While choosing auto insurance might not seem like a big deal, it could be if you opt for the wrong type of policy or end up with inadequate coverage.
Although everyone should learn the basics, understanding this kind of insurance is especially ...
Continue reading 10 Tips to Consider Before Getting Your Auto Insurance
How Do I Choose the Best Rewards Credit Card?
A rewards credit card is specifically targeted at people who want a bonus in exchange for using the card; so the more you purchase, the more rewards you earn!
There is no magic to selecting the right reward cards. In fact, it basically comes down ...
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6 Ways to Avoid a Holiday Debt Hangover
The holidays come with a host of stressors, the most Xanax-inducing of which is perhaps overspending. Sure, we make our lists and check them twice, but we're still human. Sales, discounts and deals are flashed furiously before your eyes while you're ...
Continue reading 6 Ways to Avoid a Holiday Debt Hangover
12 Good Reasons Why You Should (and Shouldn’t) Use a Credit Card
When I was a kid I used to have a Ouija board.
Thankfully, my nerdy friends and I were never possessed by evil spirits while conjuring up our dead relatives to see how they were doing (they're fine, thanks); or getting answers to burning questions ...
Continue reading 12 Good Reasons Why You Should (and Shouldn’t) Use a Credit Card
Black Coffee: Gradually, Then Suddenly
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I'm really excited that the Christmas ...
Continue reading Black Coffee: Gradually, Then Suddenly
6 Good Reasons Why the Holiday Season Is a Great Time for Recruiting
Recruiting as a profession has elements in common, but who you do the recruiting for is as varied as can be. For example, there are military, pharmaceutical, finance, management, sales and sports recruiters.
Some recruiters work very specifically ...
Continue reading 6 Good Reasons Why the Holiday Season Is a Great Time for Recruiting
100 Words On: Why You Should be a Parent, Not a Best Friend
Whether they know it or not, children depend on their parents to say "no" and make tough or unpopular decisions for their benefit. Unfortunately, it's impossible to effectively enforce rules and boundaries without running your household like a ...
Continue reading 100 Words On: Why You Should be a Parent, Not a Best Friend
3 Ways to Make Money from Home During the Lockdown
Coronavirus has affected many livelihoods this year. In fact, it's estimated that four out of five jobs have been affected by the pandemic worldwide. But even if you haven't been directly affected, we probably all know someone who has directly bore ...
Continue reading 3 Ways to Make Money from Home During the Lockdown
3 Short but Savvy Winter Season Shopping Tips
December typically begins a three- or four-month period where household and personal bills can skyrocket, largely due to heating and winter prepping. As a result, it's important to get smarter with the resources you have in order to ensure you're not ...
Continue reading 3 Short but Savvy Winter Season Shopping Tips
7 Ways to Cut Down on Your Christmas Shopping List
Santa gives Christmas gifts with a "Ho, ho, ho." However, people who don't have a legion of elves to help them often feel like "Ho, ho, NO!"
If the expectations of gift-giving have become too much for your budget, consider reducing your Christmas ...
Continue reading 7 Ways to Cut Down on Your Christmas Shopping List
10 Red Flags That May Signal You’re In Big Financial Trouble
One of my favorite television shows is National Geographic Channel's Locked Up Abroad. Each week, this absolutely fabulous show features the story of somebody who had the misfortune of either getting incarcerated in a foreign prison or kidnapped ...
Continue reading 10 Red Flags That May Signal You’re In Big Financial Trouble
Black Coffee: Those In the Know, Know
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Okay, let's get right to it ...
Continue reading Black Coffee: Those In the Know, Know
A Step-by-Step Guide for Using Most Money Management Software
When you are new to personal finance, you might rush to buy the best, most robust money management tools. After all, as a rookie, you will need as much help as possible to keep your finances organized and your spending and saving on ...
Continue reading A Step-by-Step Guide for Using Most Money Management Software
Do Payday Loans Have Any Benefits?
Many people take out a payday loan when they have no other way of getting urgent cash. Whether it's a sudden medical bill or overdue rent, payday loans are often the only way to get that financial cushion, short of borrowing from a friend or ...
Continue reading Do Payday Loans Have Any Benefits?
How Do I Choose the Best Secured Credit Card?
Not all secured credit cards are created equal. So how can you determine which one is best for you? Here are the most important considerations:
Credit reporting. Since the biggest reason for getting a secured credit card is to establish or rebuild ...
Continue reading How Do I Choose the Best Secured Credit Card?
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