Winter is when many homeowners see their heating bills spike. Fortunately, there are a few simple ways to save money on your water bills - and stop wasting water in the process. The key is figuring out how to reduce your water bill in the most ...
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Aftermarket Car Parts: Are They Really Worth the Money You Save?
Do men or women make better drivers? It's a question that I suspect has been debated ever since Henry Ford started mass-producing his Model T at the turn of the twentieth century.
One thing is certain: I know the question has always been a hot ...
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Black Coffee: Orgies of Excess
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: Orgies of Excess
Why Creating a Budget Is So Important (for Most People)
Creating a budget isn't the answer for everyone. After all, there are many people without budgets who have minimal debt. They also pay off their credit cards monthly and save money. Even so, there are just as many who need a budget to track expenses, ...
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Cheap Holidays: How to Travel Abroad During the Economic Downturn
It should be no surprise to anyone that an economic downturn has affected most of the Western world. In Europe some have been hit harder than others. This, in turn, has had a knock-on effect on the travel and tourism industries in these countries. ...
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Always Be Sure To Avoid These Common Personal Finance Mistakes
It is time to give yourself a personal finance audit. After all, when it comes to eliminating common personal finance mistakes, you have to take a long, hard look from time to time to be sure you haven't fallen into one of the many critical errors ...
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More Than Half of All Americans Delay Medical Care Due to Costs
When we become ill or get injured, it seems only natural to seek out medical treatment. But as recent research shows, more than half of Americans choose to delay - or totally refrain from getting - medical care due to one factor: overwhelming ...
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Trying to Save Money on Gas? Driving Out of Your Way Rarely Helps
As inflation continues to wreak havoc on household budgets, people are looking to save money wherever they can. For example, I know people who will drive five miles out of their way, ten miles round trip, just to save a nickel per gallon. Then there ...
Continue reading Trying to Save Money on Gas? Driving Out of Your Way Rarely Helps
Black Coffee: Money and Madmen
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: Money and Madmen
Is a Roth IRA Conversion Wise for You?
Unless Congress passes new tax laws during the next three years, the tax brackets from 2017 will be back in 2026, resulting in higher taxes for many people. For people in high tax brackets, wise tax planning is essential. One strategy to counteract ...
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Grandfather Says: A Heartfelt Poem
As the sky dims and the light fades and the cold earth calls us home
In our old age we love still in a way of a heartfelt poem
Our mate is still a lovely sight,
envisioned day and night
The beauty in the aged lines tell
the face of one ...
Continue reading Grandfather Says: A Heartfelt Poem
Stretch Your Paycheck: Money-Saving Advice for First-Time Employees
One factor that employees consider when looking for a new job is their compensation. Before accepting any offer, you should strive to stretch your first paycheck during negotiations so it's as big as possible. At a minimum you should always ensure ...
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A History of Digital Comm: When Was the First Video Conference?
The history of video conferencing is a long and intriguing one. Just like most complex technologies, it went through numerous phases in fits and starts. Today, this type of business communication has become the norm. So how did this fascinating ...
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4 Great Marketing Tips for Startups on a Tight Budget
In many ways, small businesses and startups are the heart and soul of our society. Ensuring that your new business hits the ground running is a real challenge. Not surprisingly, every entrepreneur who is just starting out is eager to embrace ...
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Perfection When Managing Money: Is Close Really ‘Good Enough’?
I'm not a big football fan. Oh sure, I occasionally enjoy watching football on television. But, unlike hockey and baseball, I rarely bother buying tickets to attend football games in person.
That being said, my buddy had an extra ticket to a ...
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Black Coffee: Decisions, Decisions
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: Decisions, Decisions
How to Save Money On Your Online Spending
The Internet has made lots of things easier, including shopping. Gone are the days when you had to leave the house and go to the store to get your groceries. Now you can have them delivered.
It's the same for gaming online. You can play without ...
Continue reading How to Save Money On Your Online Spending
How to Know if You’re Eligible for 2022 Student Loan Forgiveness
One-time student loan forgiveness could reach millions of borrowers by the end of this year. And some may be able to take advantage of student loan relief eligibility immediately.
This year, President Biden announced that Pell Grant recipients who ...
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End the Fed: Why the Federal Reserve Must Be Abolished
The central bank is an institution of the most deadly hostility existing against the principles and form of our Constitution. If the American people allow private banks to control the issuance of their currency, first by inflation and then by ...
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Holiday Shopping Tips: How to Get a Head Start and Maximize Your Budget
While procrastination is a universal phenomenon, we should all be fighting the urge to delay when it comes to shopping for the upcoming holiday season. Although many of us are content to wait and drive to the store a couple days before Christmas, it ...
Continue reading Holiday Shopping Tips: How to Get a Head Start and Maximize Your Budget
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