It's a common experience for millions of people to take a peek at the bank account balance, only to learn that there isn't nearly as much money available as anticipated. What happened to it? Perhaps you immediately implicate your spouse or ...
Continue reading Money Problems? Here’s Why You Never Have As Much as You Think
6 Ways to Create a Stylish Home Office on a Budget
Flexible scheduling and the beauty of technology in the workplace has allowed for more opportunities than ever to work from home -- either part or full-time -- rather than hanging out in the office seven days a week.
That being said, just any ...
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A Life Insurance Primer for Newbies
Life insurance is boring. Who wants to curl up at night and read the fine print of a life insurance policy? Nobody normal that's for sure.
Still, if other people rely on you financially, there's no topic more important. This is true for healthy ...
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Are You Irrational About Money? This Quick Test Will Tell You!
Some things are seemingly impossible to explain. I mean, how do spiders know how to spin such beautiful webs? What ever inspired the construction of Stonehenge? And why is Taylor Swift so darn popular?
One particularly perplexing question that ...
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Black Coffee: Covering the Bases
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Another busy week is crossed off the ...
Continue reading Black Coffee: Covering the Bases
Grandfather Says: The Continuing Chronicles of Elaine, Part 63
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
More about pets
We brought Heidi with us when we moved to Union from Warrenton. Great Danes aren’t known around Union, and some ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 63
A Primer on Bankruptcy Options and Potential Tax Liabilities
So, you are struggling financially and are curious about bankruptcy options. You've heard the rumors about those who have filed and prospered. You've also heard the tales about those who have filed and failed. Whatever the case may be, you want to ...
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How to Prepare for a Job Interview and Walk Away a Winner
You did it! You finally landed that coveted job interview. The hard part is over, but now another major challenge is on the horizon: the actual interview.
For those who are wondering how to prepare for a job interview, read on to learn how to go ...
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Money Lessons for Kids: Teaching My Son About Payback Periods
The other day my 14-year-old son, Matthew, was really trying to sell me on his wish for the latest PlayStation video game console this Christmas. Never mind that he owns an XBox system that is in perfect working order, mainly because he got that as a ...
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Black Coffee: Changing the Rules
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: Changing the Rules
Scale Your NP Practice with Confidence: Mastering the Basics
Nurse practitioners (NP) are increasingly stepping into the entrepreneurial world, opening their own practices to meet growing healthcare demands. However, success in clinical care doesn’t automatically translate into success in business. The ...
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5 Payment Card and E-Wallet Management Tips for First Jobbers
Landing your first job is a crucial milestone that not only jumpstarts your career, but also fulfills your financial goals. This is because having a source of income can significantly boost your cashflow. And that allows you to budget better, save, ...
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How to Get Preapproved for a Mortgage
The difference between being prequalified or preapproved for a home loan can be a critical factor in determining whether or not you'll get the home of your dreams. In short, preapproved homebuyers are far more attractive to sellers than shoppers who ...
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5 Online Side Hustles You Can Start with Minimal Investment
These days, earning money isn't limited to a traditional 9-to-5 job. With the rise of digital platforms, more people are exploring passive income ideas that provide flexibility, financial independence, and long-term wealth. The best part? Many online ...
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3 Financial Building Blocks That All Parents Should Teach Their Kids
No one is born knowing about money, and some people don't figure it out at any point during adulthood. That's understandable when you're taught about basic financial building blocks as a child. Readers of Len's blog have taken it upon themselves to ...
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How Home Crowdfunding May Let Millennials Live the American Dream
American millennials are making the news once again. This time, it's because the demographic as a whole can't afford to purchase homes. According to a survey by Apartment list, a staggering 80% of millennials say that they want to buy a home. Here's ...
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Credit or Debit? How the Wrong Choice Hurts Small Businesses (and You)
Hello all! My name is Mike. I'm a big time fan of Len Penzo, and it's a privilege to share some of my thoughts on his blog. I read Len's article on why choosing debit or credit is like picking salad dressing; in that post he mentioned that he always ...
Continue reading Credit or Debit? How the Wrong Choice Hurts Small Businesses (and You)
Black Coffee: Everybody Knows
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: Everybody Knows
The Most Profitable Practice Models for Nurse Practitioners
Nurse practitioners (NPs) are increasingly carving out their own space in the healthcare industry, leveraging their expertise to establish profitable and sustainable practice models. With a growing demand for quality healthcare and an increasing ...
Continue reading The Most Profitable Practice Models for Nurse Practitioners
Grandfather Says: The Continuing Chronicles of Elaine, Part 62
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
In November 1999, Dave and I were at Cape Hatteras just after the lighthouse had been moved, and we happened to be there for the ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 62
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