Did you know ice cream has been around since at least the 18th century? It has. And today, the ice cream industry is bigger than ever, churning out hundreds of flavors each year.
In case you're wondering, the four most popular ice cream flavors ...
Continue reading My Ice Cream Taste Test: Are Haagen-Dazs and Ben & Jerry’s Overrated?
Black Coffee: A Matter of Trust
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Another busy week is crossed off the ...
Continue reading Black Coffee: A Matter of Trust
Your Money Reset Plan After Graduation
Graduation day feels like the end of something big, but it’s really just the beginning. Along with your degree comes the pressure to start acting like a full-grown adult—and that often means facing money issues you might not feel prepared for. One of ...
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How Do Credit Card Charges Work?
A question we often get here is, "How do credit card charges work?" The fact is, credit card companies make money by charging their customers interest on their monthly account balances. They also earn money from fees and other charges. The good news ...
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How to Reduce Tax Filing Fees: Expert Tips for Affordable Tax Prep
Filing taxes can be a real headache, and it often comes with a hefty price tag. But it doesn't have to break the bank. Whether you're a DIY tax filer or someone considering professional help, there are plenty of ways to reduce tax filing fees. From ...
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What Causes a Currency Crisis?
When a speculative attack occurs in the foreign exchange value of a currency, it results in a sudden sharp depreciation, which is known as a currency crisis. This isn't new information. Economists have known what causes a currency crisis for hundreds ...
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A New Homeowner’s Guide to Smart Electrical Use
Becoming a new homeowner comes with many exciting changes and challenges, one of which is managing your home’s electrical use. From understanding your utility bills to planning future upgrades, smart electrical practices can save you money, reduce ...
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5 Tips for Saving Cash to Start a Business
Are you thinking of joining one of the 32 million small businesses in the United States? If so, you'll need to save money to get it going. But saving cash to start a business can be tricky. With that in mind, here are several smart tips that will ...
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4 Smart Reasons Why College Isn’t for Everyone
Some things in life are painfully overrated.
Take camping, for instance. Or iPhones.
I've never understood the allure of luxury cars or the Baby Boomer generation's collective fascination with Bob Dylan either.
Here's one more thing that's ...
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Black Coffee: Forward March!
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
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Grandfather Says: The Continuing Chronicles of Elaine, Part 67
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
My Weekly Piano Lessons
My weekly piano lessons began in 1941 in an upper flat in Detroit from our church organist and ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 67
The Difference Between Whole and Term Life Insurance
Smart financial planning involves taking the time to make sure that the family's assets are maximized to their fullest extent and protected. One of the ways that you can make sure to protect your family in the event of an emergency is by purchasing a ...
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Running Ads for Your Side Hustle? Read This First
If you’ve got a side hustle and you’re running digital ads to promote it, good on you. Paid ads for your side hustle can be a powerful way to drive traffic and grow your brand. But they can also burn through your budget fast if you’re not ...
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Accounting Basics to Know Before Starting a Business
You don’t need to be a CPA to start a business, but there are a few accounting basics to know before you dive in can save you a lot of confusion — and potentially, a lot of money. Good financial habits don’t just keep your books clean; they help you ...
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Is It Better to Borrow From Your 401k or Take an Early Withdrawal?
In the case of a financial emergency, you might have to borrow from your 401k plan to find the money you need. This is never an ideal scenario. Especially because taking money out of such accounts can severely set back progress you've made in saving ...
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What Everyday Wellness Really Costs in 2025
Wellness isn’t just a trend - it’s become an everyday necessity for people from all walks of life. Whether you’re booking a fitness class, buying organic groceries, or downloading the latest meditation app, the pursuit of feeling good now comes with ...
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How to Raise Your Kids to Be Financial Failures
There are a handful of questions out there that simply defy explanation. For example:
Who built Stonehenge and what was it for?
Why isn't the word "phonetic" spelled the way it sounds?
Why can't women put mascara on with their mouths ...
Continue reading How to Raise Your Kids to Be Financial Failures
Black Coffee: Up In Smoke
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: Up In Smoke
How Can I Pay Off My Credit Card Debt?
It's no secret that financially-strapped people often wonder: How can I pay off my credit card debt? But do you ever wonder why you should you quickly repair your debt problems? Because credit card interest rates can be as much as 20% or more, it's ...
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How Your Wallet Benefits From Modern AC Units
Feeling dizzy after opening a midsummer power bill usually points to an aging air-conditioning (AC) system working harder than it should. Replacing that gulping, outdated unit with today’s high-efficiency technology does more than cool rooms faster - ...
Continue reading How Your Wallet Benefits From Modern AC Units
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