The past couple of years has been extremely tough for most of us, as many people have struggled financially with all the lockdown orders, travel restrictions, managing the fear of getting sick, and scrambling for vaccines.
But if there is one ...
Continue reading How Not Having A Budget Can Affect Your Finances
Grandfather Says: Thanksgiving Greetings from West Virginia
Some folks hereabouts have wondered what Grandfather "at home" looks like.
Well, here's a scene for you ...
It occurs to Grandfather that he looks like a hick in that particular picture.
But, as you can see, his living room looks quite ...
Continue reading Grandfather Says: Thanksgiving Greetings from West Virginia
The Benefits of Taking a Reverse Mortgage Now vs. Later
There isn't a right or wrong time to get a reverse mortgage but, depending on your personal retirement goals, the earlier you choose to get a reverse mortgage, the greater the potential gain may be down the road.
Reverse mortgages allow homeowners ...
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Saving Money On Holiday Parties: Host Gifts That Won’t Break the Bank
The holiday season is upon us, and soon you'll begin receiving invitations for holiday parties. While holiday parties are part of what makes this time of the year so wonderful, they can also take a massive toll on your savings account. From buying ...
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6 Ways to Avoid Becoming Small-Minded About Money
Right now, at this moment, how much money do you have? Before you answer: does the mere question begin to stress you out?
If so, you're not alone. According to the number crunchers at the American Psychological Association, the top three causes of ...
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10 Things That Today’s Middle Class Can No Longer Afford
I was fortunate enough to grow up in a solidly middle-class family. We weren't rich by any means; there were many times when we were forced to really pinch pennies -- but for the most part I never wanted for anything.
According to the US Census ...
Continue reading 10 Things That Today’s Middle Class Can No Longer Afford
Black Coffee: The ‘Central Bank Turkeys’ Edition
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a terrific week. ...
Continue reading Black Coffee: The ‘Central Bank Turkeys’ Edition
The Top 6 Businesses You Can Start with Low Investment Capital
Whenever we hear about the idea of starting a small business, the thought that usually comes to our mind is to invest a sufficient or high amount of money for kickstarting any lucrative venture one could imagine. However, high investment capital is ...
Continue reading The Top 6 Businesses You Can Start with Low Investment Capital
Thinking of Getting a New Car? Keep These Things in Mind
Getting a new car is an exciting part of life for many people because of the convenience it offers. So it's important to know how to go about it in order make sure you get the most for your money while still sticking to a budget. With that in mind, ...
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Trucking 101: 9 Tips to Reduce Detention Time
If you're a trucker, one of the most frustrating things that can happen while you're on the road is getting your truck detained while you're loading. It can be even more frustrating when you feel like there's nothing you can do to stop the ...
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100 Words On: Why the US Postal Service Should Take Saturdays Off
Until 1912, the United States Postal Service delivered mail on Sundays -- and prior to 1950, the mailman came twice a day. Now, with the USPS expected to suffer a $160 billion deficit over the next decade, maybe Saturday delivery is on the verge of ...
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3 Credit Score Myths that Can Keep You from Growing Financially
You learn how critical credit scores are to your quality of life from the moment you enter adulthood. Whether you apply for student loans, credit cards, auto loans, rent, mortgage, and in some cases, a job, your scores play a significant role, as ...
Continue reading 3 Credit Score Myths that Can Keep You from Growing Financially
6 Mistakes to Avoid When Looking for Black Friday Deals
Making online purchases during Black Friday is a great idea, especially if you don't have a car or hate fighting crowds -- but if you're not careful, there are shopping mistakes you can make that are just as bad. In fact, there are plenty of online ...
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15 Things That Are Better to Rent Than Buy
Want to enjoy life's finer things without the big investment? Then instead of spending cash to own them outright, consider renting -- especially if you'll only use them infrequently.
Renting can often fill a temporary void without creating a new ...
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How to Find the Perfect Insurance Policy for Your Home
Imagine the worst-case scenario. You return from work one crazy day to discover that your home burned to the ground, and nothing was spared. And while your house may not burn to the ground, many other factors can make a house unlivable, or severely ...
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The 4 Biggest Ways to Stretch Your Income
The other day I was talking to an acquaintance who shall remain nameless. Anyway, he was lamenting that he couldn't find enough discretionary income for an annual family vacation.
I found that fascinating considering Eddie (oops!) drives a brand ...
Continue reading The 4 Biggest Ways to Stretch Your Income
Black Coffee: Smooth Criminals
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: Smooth Criminals
How to Save Money at Home
These days, any big or small way that homeowners can save a few dollars is a good thing. As a homeowner, there are many ways you can save money at home, with two of the easiest being smart budgeting and smart home improvements.
Make a Budget and ...
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Grandfather Says: A Lesson on the Benefits of Working Smartly
Grandfather says he has some experience working hard and working smart.
In 1949, he worked for the Ford Motor Company on the 8N farm tractor assembly line. The 8N had a transmission cover that a hoist operator lowered onto the transmission as the ...
Continue reading Grandfather Says: A Lesson on the Benefits of Working Smartly
100 Words On: Why Thanksgiving Never Falls On November 29 or 30
In 1863, President Lincoln declared the last Thursday in November to be a day for "thanksgiving and praise." It's a tradition that managed to stay that way until 1939 when worried retailers begged President Franklin Roosevelt to make Thanksgiving a ...
Continue reading 100 Words On: Why Thanksgiving Never Falls On November 29 or 30
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