Remember when you were a kid and you just couldn't wait to be an adult? For most people, once they get there, the novelty wears off fast.
Yet, while facing the real world on your own is a rite of passage that should be observed on an individual ...
Continue reading 12 Ways to Help Prepare Your Kid for the Real World
Debt Elimination: The Pros and Cons of Dave Ramsey’s Baby Steps
Many folks looking for a way to get out of debt and achieve financial freedom eventually gravitate to financial expert Dave Ramsey's Baby Steps program.
One thing is certain: There is no denying Ramsey's seven-step plan has helped many people get ...
Continue reading Debt Elimination: The Pros and Cons of Dave Ramsey’s Baby Steps
Black Coffee: The Perils of Sailing a Red-Ink Sea
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone is enjoying their ...
Continue reading Black Coffee: The Perils of Sailing a Red-Ink Sea
8 Ways College Students Can Save More and Manage Money Better
It's no secret that most students are big spenders, but not everyone knows that many of them are already walking the straight and narrow.
Some students even know how to save money while using different services. For example, if you're thinking: ...
Continue reading 8 Ways College Students Can Save More and Manage Money Better
100 Words On: Why Programmable Thermostats Rarely Save People Money
For most folks who find themselves away from home for a good portion of the day, a programmable thermostat offers many benefits. Conventional wisdom says one of the biggest is lower energy bills resulting from more efficient heating and air ...
Continue reading 100 Words On: Why Programmable Thermostats Rarely Save People Money
How To Keep Your Workplace Safe For Employees
No matter what industry you work in, your employees form the backbone of your company; their health and safety is crucial to your company's profits and public image. However, outside of following industry regulations, many business owners don't know ...
Continue reading How To Keep Your Workplace Safe For Employees
3 Major Money Mistakes to Avoid When Financing Your Next Vehicle
For most Americans, having a car is a necessity. Whether you take concrete highways -- which represent roughly 30% of all US interstate highways -- or unpaved pathways to get to work or school, the majority of people agree that it's better to rely on ...
Continue reading 3 Major Money Mistakes to Avoid When Financing Your Next Vehicle
How to Find a Low-Priced Plumber Who Won’t Rip You Off
I'm not a plumber. In fact, I'm not very handy around the house at all.
If I can't fix something with a hammer or screwdriver I prefer to pay somebody else to do the work. That's why I decided to consider a professional plumber to reroute and ...
Continue reading How to Find a Low-Priced Plumber Who Won’t Rip You Off
Black Coffee: The Fed’s Latest Cock-and-Bull (Market) Story
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Wow! Another week has come and gone -- ...
Continue reading Black Coffee: The Fed’s Latest Cock-and-Bull (Market) Story
How to Know If a Car Lease Is Your Most Cost-Effective Option
If you're looking for a new car, you've probably been weighing up all of your options, whether it's buying outright, a finance deal, or leasing.
Unlike the first two options, with leasing, you won't ever own the car. But is that such a bad thing? ...
Continue reading How to Know If a Car Lease Is Your Most Cost-Effective Option
Grandfather Says: I Think, Therefore I Am
I think, therefore I am.
-- Rene Descartes, French scientist and philosopher
Leave it to the French to get things the wrong way 'round. (You'll have to pardon Grandfather for that one.)
Grandfather says, "He am, therefore he thinks; and the more ...
Continue reading Grandfather Says: I Think, Therefore I Am
Where Your Business Could Be Losing Money
No matter the size of your business, you want to make sure you're spending money as efficiently as possible to help you and your company thrive. However, plenty of businesses find themselves losing money in places they might not always expect or ...
Continue reading Where Your Business Could Be Losing Money
5 Rules to Consider Before Taking Out a Loan in Retirement
A million dollars -- the figure many people have in the backs of their minds as the ideal retirement fund -- isn't what it used to be. On average, it will last you about 25 years in retirement, and that doesn't include unanticipated expenses. If you ...
Continue reading 5 Rules to Consider Before Taking Out a Loan in Retirement
10 Unique Halloween Treats That Kids Love, But Rarely Get!
(Readers: Please enjoy this classic Halloween post from the Len Penzo dot Com archives ...)
When it comes to Halloween treats I consider my 10-year old daughter, Nina, to be the ultimate authority. Nobody loves sweets and desserts like her -- ...
Continue reading 10 Unique Halloween Treats That Kids Love, But Rarely Get!
Black Coffee: A Matter of Trust
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everyone is enjoying their ...
Continue reading Black Coffee: A Matter of Trust
6 Simple Ways to Make Money Using PayPal
As you go through today's mail, you pull out three more bills to add to a growing pile. You know you need to get a handle on this; you already work full time. If only you could make extra money online in your free time. Well ... you can!
In ...
Continue reading 6 Simple Ways to Make Money Using PayPal
16 Extreme Ways to Increase Your Monthly Savings
So you've seen your monthly bills and have a bit of a headache. After all, it's often tough keeping up with the utilities and other expenses. The good news is you can almost always resolve your financial woes with a bit of planning -- and some ...
Continue reading 16 Extreme Ways to Increase Your Monthly Savings
The Benefits of Investing in a Precious Metals IRA
Everyone with an investment portfolio is concerned with protecting their hard earned savings in any way they can. There are several types of investments that are actually relatively low risk, but they often fail to generate significant financial ...
Continue reading The Benefits of Investing in a Precious Metals IRA
Here’s One Way to Earn Money While You Sleep
When people hear about 'frugal living,' they often misconstrue it as a life of deprivation or being cheap. However, the truth is far away from that. When you are frugal, it means you are more resourceful, less wasteful and consciously working towards ...
Continue reading Here’s One Way to Earn Money While You Sleep
Everything You Need to Know About Life Insurance & Life Settlement Companies
A number of people are still reluctant when it comes to life insurance, mainly because they don't know too much about it.
Life insurance doesn't directly benefit oneself. However, it is one of the most important things you need to set up for your ...
Continue reading Everything You Need to Know About Life Insurance & Life Settlement Companies