The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
Accidents During My Homebound Teacher Years
On my way to a student’s home, I stopped and waited behind a large trash truck ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 52
How to Handle Foreign Business Partnerships
So, you're looking to break into an international market? When it comes to foreign business partnerships, there are numerous reasons why you may wish to choose one in order to expand your own company. There are also a great many things that you'll ...
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5 Ways to Reduce Medical Debt
Medical bills within the United States have climbed to shocking heights. As a result, people are constantly looking for ways to reduce medical debt. Where in the past medical bills were more affordable, now they can be difficult for people to afford. ...
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10 More Financial Old Wives’ Tales Masquerading As Rules of Thumb
There are people out there who swear that if you're lucky enough to see the first flower of springtime on a Friday, it's a sign of impending wealth.
I know. I don't buy it either.
Still, let's assume these folks know what they're talking about; ...
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Black Coffee: Canaries in the Coal Mine
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: Canaries in the Coal Mine
Affordability: How to Find Your Maximum House Payment
When it comes to figuring out your maximum house payment, there are two basic methods for determining how much house you can reasonably afford:
Calculate Your Budget Using a Debt-to-Loan Ratio
Mortgage providers generally require your total debt to ...
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Credit Cards: 4 Ways to Lower Your Interest Rate
Over half of American households carry credit card debt from month to month. That means they're making interest payments that reduce the amount of money they have. Unfortunately, the higher your interest rate is, the more money you lose every month. ...
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The 5 Major Financial Personalities: Which One Do You Have?
Although researchers disagree on just how much of our personalities are dictated by our genetics and how much comes from the way we were raised, one thing is clear: Your personality has a huge effect on how you relate to money. In terms of financial ...
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The Credit Karma Free Credit Score Offer: What They Won’t Tell You
With millions upon millions of users, consumers regularly flock to see their free credit score on Credit Karma. And why shouldn't they? On the surface, the Credit Karma free credit score offer seems like a good thing, and it is - but only for the ...
Continue reading The Credit Karma Free Credit Score Offer: What They Won’t Tell You
Black Coffee: Running the Numbers
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: Running the Numbers
Grandfather Says: The Continuing Chronicles of Elaine, Part 51
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
The Runaway Truck
The homebound teacher’s starting pay was $12,976, with a mileage allowance of 22 cents per mile; this ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 51
Why Service Industry, Banking, and Government Jobs Don’t Create Wealth
The high living standard that people enjoy in America -- and the rest of the world, for that matter -- is a result of the hard-earned work performed by our forefathers; most of them spent a lifetime of blood, sweat and tears, creating the wealth that ...
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Business Success Secrets From 5 Tuned-In Financial Advisors
Throughout my career as a personal-finance blogger, I've given a lot of advice -- both personal and business related. But the truth is, I don't have any formal training in money matters. When it comes to business success secrets, what I know comes ...
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How to Save on Home Expenses During the Winter
As winter approaches, many homeowners brace for the increase in home expenses, particularly energy bills. Heating a home can put a strain on your budget, but with the right strategies, you can stay warm without breaking the bank. Here are some ...
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13 Yucky Halloween Treats Kids Would Rather Toss Than Eat
Back when I was a kid, every year at Halloween I'd come home from my trip around the neighborhood and eagerly empty the booty I had plundered from my neighbors onto the kitchen table.
Most of it was the typical fare like the miniature Halloween ...
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Black Coffee: Whatever It Takes
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: Whatever It Takes
Home Projects to Focus Your Renovation Budget On
Renovating a home can be an exciting yet daunting task, especially when working with a tight budget. With numerous areas to upgrade, homeowners often wonder which projects will yield the most value and satisfaction. This article delves into the key ...
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How to Get a Free Credit Score
Your credit score is a financial report card that tells lenders how risky it is to do business with you. Credit scores are especially important for homebuyers because a high score indicates that they are more likely to pay back a loan. And that means ...
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5 Things Everyone Should Know About Corporate Finance
Whether you're dealing with a household grocery budget, a home mortgage, or end-of-year income tax calculations, financial matters can be confusing. However, corporate finance and keeping control of your finances is a vital aspect of managing your ...
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How to Determine Your Housing Budget After a Divorce
Ending a marriage can dramatically alter your financial landscape, and one of the most pressing matters to address is your housing budget after a divorce. Understanding how to assess your financial situation post-divorce is essential for successfully ...
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