Home loans are the only way that most people around the world today can afford to buy homes. This is especially true for real estate in expensive locales from San Francisco to New York -- and even homes in a city like Mumbai.
With the high prices ...
Continue reading 5 Pointers to Help You Pick the Right Home Loan
What Is a Home Warranty and Do You Need One?
Taking care of your home can be tough and many things can go wrong. Home appliances are the first to go and can take large amounts of money to repair and replace. This is where home warranties come in! Home warranties can provide you with the funds ...
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8 Ways to Tame Your Credit Card Debt Fast!
Somebody printed this on a T-shirt: "The holidays are over and all I got was a mountain of debt!"
Sound familiar? Don't feel bad; you're not alone.
According to Wallet Hub, the average credit card balance per US household is now $8590. And with ...
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How A Gold Backed IRA Can Help Protect Your Retirement Nest Egg
The stock market made great gains over the last several years. But that trend is clearly changing. As a result, if you have a traditional IRA or 401k, your retirement funds could be at risk. In fact, there is now plenty of evidence to at least ...
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Black Coffee: A Fistful of Dollars
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Another busy week is crossed off the ...
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Investing in the Metaverse: 9 Tips for Beginners
What is the metaverse? It's a question you may have heard of before but may not know how to answer. Metaverse is a virtual reality platform that is often compared to the Internet. It allows users to create and interact with digital content and ...
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Grandfather Says: Grandfather’s House and Custom Built Stairs
In the first article in this series, Grandfather talked about building your own house.
Here's his during the build:
And here's where Grandfather lived while his house was being built:
When he was younger he and his friends (most now ...
Continue reading Grandfather Says: Grandfather’s House and Custom Built Stairs
3 Ways to Slow Down the Rate of Aging
Aging is an inevitable part of life. With every year that goes by, your biological age increases and there's nothing that you can do about it.
Despite the biological clock inevitably ticking away every minute of every day, there are things that ...
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A Few Thoughts from Aunt Doris: The Same … But Different
When I came to this country I said to myself, "At least I don't have to learn another language!"
Well, yes and no.
Just like there are difference between American and English hand gestures, our languages are slightly different too. There's the ...
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10 Frugal Ways to Unwind, Relax and Have a Little Fun
Ever reach the end of the work week, and you literally just can't handle any more? The days spent at the office can leave us feeling tense and wound so tight that you can almost feel your bones grinding together.
So how do you unwind without ...
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Early vs. Delayed Retirement: Which Path Is Harder?
Not too long ago, I was driving my family along the foothills of Southern California, at the base of the magnificent San Gabriel mountains.
Believe it or not, the San Gabriels top out at over 10,000 feet; and while the panorama from the top of ...
Continue reading Early vs. Delayed Retirement: Which Path Is Harder?
Black Coffee: The Fed Is Flying Blind
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: The Fed Is Flying Blind
How to Expand Your Trucking Business
The trucking business is a complex and highly competitive business; it's not enough to just drive from one destination to the next, delivering loads to waiting customers.
With that in mind, the more you understand about the business and the more ...
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6 Personal Finance Tips for College Grads
If you are a graduate - or graduating soon - and haven't started planning your finances yet, your head may be spinning with a dizzying array of information. Many people often struggle to find their financial footing following graduation, leading to ...
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6 Ways to Extend Your Gaming Budget
With inflation pinching wallets everywhere, finding a way to stretch your budget is more important than ever.
Unfortunately, a budget is like a rubber band - you can stretch it a long way, but eventually it will break. Of course, it's one thing to ...
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100 Words On: A Surefire Way to Beat the Lottery
I realize I've made this point before but, come on, talk about a sucker's bet: The odds are before you ever strike it rich playing the lottery you'll most likely be struck by lightning. Twice. Now consider this: Over a ten year period, somebody who ...
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5 Ways to Make Your Car Insurance Cheaper
At the moment, the things we know that are infinite includes -- the universe, human stupidity and, of course, the rise in auto or car insurance premiums. According to insurance agent Evelia Mascareno, every year auto insurance rates increase ...
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5 Things Everybody Should Do Before Applying for a Mortgage
Have you checked your credit score? Do you have all of the correct paperwork in order? Are you aware of the market in which you are planning to buy?
Applying for a mortgage is never an easy job. You can't change your income or credit history ...
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7 Questions You Should Always Ask Yourself When Buying Clothes
Investing in new clothes is a process that takes several steps. While splurging on yourself can be fun, you should always keep in mind how practical your new purchase will really be. Keep your inner shopaholic in check by asking yourself a few ...
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5 Ways to Ensure You’ll Always Have Enough Money for Auto Repairs
Preparing for possible car repairs is part of owning a vehicle. But with rising costs, this part of car ownership can become stressful. Even so, it is still possible to cut down on your auto repair expenses. With that in mind, here are some helpful ...
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