I admit it; I still use a spreadsheet to track expenses. In fact, I've been diligently managing my personal finances and tracking household expenses for almost 30 years.
How diligent, you ask?
Well, I can tell you that my cable bill in February ...
Continue reading Why I Prefer a Spreadsheet to Track Expenses & Manage My Finances
Black Coffee: Creative Accounting
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
Continue reading Black Coffee: Creative Accounting
Retirement Planning Tips: Finding the Right Financial Fit
Retirement planning can be a real head-scratcher, right? It’s this wild mix of daydreaming about lazy mornings and worrying about the bank account. You’re itching for that freedom; time to chill, explore, just live. But the money stuff? That can keep ...
Continue reading Retirement Planning Tips: Finding the Right Financial Fit
What Is a Credit Card?
What is a credit card? They're a tool that allows people to borrow money from their bank or a financial institution for the purchase of consumer goods and services. Because almost all businesses accept credit cards, there is virtually no limit to ...
Continue reading What Is a Credit Card?
3 Things That People Overpay For
No matter how thrifty you think you are, the truth is, most people are constantly spending money; it's just part of being an adult. And if you have any level of property or responsibility at all, you have operating costs and overhead, just like a ...
Continue reading 3 Things That People Overpay For
How To Enjoy Your 20s and Save Money While You’re At It
If you're like many Gen Zers, you probably suffer from a severe case of FOMO (fear of missing out) because, well ... everybody knows YOLO (you only live once). As a result, you might treat yourself to expensive trips, or nights on the town, because ...
Continue reading How To Enjoy Your 20s and Save Money While You’re At It
The Business Side of NP Practice: Getting Paid Starts With Good Data
For nurse practitioners (NP), the transition from clinical expertise to managing a business can be a challenging yet vital step. While providing care remains at the core of the profession, understanding the revenue cycle is critical for sustaining ...
Continue reading The Business Side of NP Practice: Getting Paid Starts With Good Data
If I Were King: 10 Features Every Credit Card Should Have
Wouldn't it be great if you could design your own credit card? Imagine a credit card that would be absolutely perfect for you and your finances, down to the very last detail. So, what are the most important features every credit card should have? ...
Continue reading If I Were King: 10 Features Every Credit Card Should Have
Black Coffee: Nothing for Something
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: Nothing for Something
The Most Talked-About Altcoins in the Market Right Now
The cryptocurrency world constantly shifts, with new and existing altcoins making headlines as their technology evolves and market movements gain traction. Some altcoins are capturing significant attention due to rising adoption, project updates, or ...
Continue reading The Most Talked-About Altcoins in the Market Right Now
Why Elite Investors Choose Private Trade Desks for Crypto Trading
The world of cryptocurrency trading has evolved rapidly in recent years, attracting investors from all corners of the globe. However, as the market matures, many seasoned investors are seeking out more sophisticated and private methods for executing ...
Continue reading Why Elite Investors Choose Private Trade Desks for Crypto Trading
Grandfather Says: The Continuing Chronicles of Elaine, Part 64
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
More on the Dogs ...
We didn’t have any of the adopted dogs very long because they were older to begin with, and some had ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 64
Navigating the Job Market: Financial Tips for Career Transitions
Changing careers or losing a job can feel like the rug's been pulled out from under you. Whether you're shifting fields voluntarily or unexpectedly navigating a layoff, one thing's sure: your financial strategy needs to evolve right along with your ...
Continue reading Navigating the Job Market: Financial Tips for Career Transitions
Home Appraisal Impacts on Your Mortgage: Tips for Budgeting
Buying a home is thrilling. It's also a financial puzzle. One key piece? The home appraisal. It might not get as much attention as your credit score or interest rate. However, there are home appraisal impacts nevertheless, as they can make or break ...
Continue reading Home Appraisal Impacts on Your Mortgage: Tips for Budgeting
This Blue Fruit Cuts $400 Off My Grocery Bill Every Year
Have you ever wondered why there aren't very many blue fruits or vegetables in nature? I know I have. In fact, most fruits and vegetables that people usually offer as examples of azure produce are actually purple.
And, no, blueberries aren't blue; ...
Continue reading This Blue Fruit Cuts $400 Off My Grocery Bill Every Year
Is FOMO Breaking Your Budget? Here’s How to Stop It
Is FOMO breaking your budget? FOMO -- the fear of missing out -- is a powerful feeling. It's defined as an anxiety that something exciting is happening somewhere that you're not. It may sound like a benign and harmless feeling, but FOMO controls us ...
Continue reading Is FOMO Breaking Your Budget? Here’s How to Stop It
Taking Control of Your Financial Future
Taking control of your financial future may seem like a daunting task, but it's one of the most empowering things you can do for yourself. Whether you're looking to build your savings, tackle debt, or save for a major purchase, taking charge of your ...
Continue reading Taking Control of Your Financial Future
If You Were Elon Musk: What It Feels Like to Be a Billionaire
Who doesn't dream about being rich?
I'm certainly not afraid to admit I occasionally wonder how it would feel to be independently wealthy.
The World's Richest People
The other day I was reviewing a list of the world's billionaires and I noticed ...
Continue reading If You Were Elon Musk: What It Feels Like to Be a Billionaire
Black Coffee: Winners & Losers
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I've got another busy weekend ahead of ...
Continue reading Black Coffee: Winners & Losers
How Do I Get Prequalified for a Mortgage?
The difference between being prequalified or preapproved for a home loan can be a critical factor in determining whether or not you'll get the home of your dreams. In short, prequalified homebuyers are far less attractive to sellers than shoppers who ...
Continue reading How Do I Get Prequalified for a Mortgage?