In 1930's Detroit, coal was the predominant fuel used for heating in the winter. The coal was delivered at grandfather's house by a chute from a coal delivery truck. The coal went through a basement window into a small room called the "coal bin." The ...
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4 Ways to Save Money On Long-Term Care Insurance
If you're like most other people, you're probably looking for a way to save money. If you're looking more closely at your budget, you're probably wondering about where costs can be cut, and where savings can be made.
Cutting anything that isn't an ...
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Merry Christmas, Everyone!
Well, folks, I need to get my Christmas dinner in the oven today. I'm looking forward to enjoying a peaceful day with my family -- and maybe a football game or two!
In the meantime, I just want to thank everyone who has taken the time to stop by ...
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Why Getting Preapproved for a Home Loan Is Important
Buying a home is always a stressful time and you're going to want to make sure you have the funds for closing on your dream property.
The best way of making sure your funds are in place to transfer when your house purchase closes is to follow the ...
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10 Things Most of Us Can’t Live Without Today – But Our Grandmas Did!
Last week my Gen Z kids and I were discussing modern conveniences that my grandparents didn't have. I think most people today would agree that life would still go on if we didn't have consumer products and services like GPS devices, plastic sandwich ...
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Black Coffee: The Fed’s Green Christmas
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Merry Christmas, everyone!
I hope ...
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7 Car Maintenance Tips Every Parent Should Share With Their Teenagers
There comes a time in most parents' lives when they're pinning themselves against the passenger seat, hand firmly clutched around the grip handle, foot planted against the floorboard, as their beloved teenage driver takes to the road. In between ...
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100 Words On: Why It Pays to Keep It Simple, Stupid
Keep it simple, Stupid. That's something we've all been told at one time or another, for any variety of reasons. That's usually sage advice -- especially when it comes to managing your personal finances. There's no need to make things complicated. ...
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Should You Really Buy a Car Online?
The answer in many ways to a consumer's prayers, buying a car online can circumvent many of the unpleasant aspects of purchasing a new vehicle. On the other hand, this method also bypasses a number of factors key to getting the car you need. Thus, ...
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Here’s a Handy Checklist to Help Keep Your Winter Heating Bill Low
Saving on your heating bills during the winter is easier than many think. While some may claim substantial savings can only occur after an entire heating system revamping or a lofty project, homeowners can do many fairly simple and straightforward ...
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Is It Possible to Retire With a Million Dollars?
For those of you still wondering if a million bucks is enough to retire on, this article by Jeff Desjardins from the Visual Capitalist will certainly put the concept of having a million dollars in perspective ...
Being a millionaire is ...
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Black Coffee: The Fed Quietly Mans Its Battle Stations
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Merry Christmas, everyone!
I hope ...
Continue reading Black Coffee: The Fed Quietly Mans Its Battle Stations
5 Things To Consider Before Buying Home Insurance
Buying a house is a dream come true for most people. And yet, not all homeowners understand the importance of home insurance in safeguarding their home sweet home. If you are a first-time homebuyer, you are bound to make some mistakes while selecting ...
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What Is Tissue Engineering?
There are many types of work that make curious people sit up and ask, "What on earth is that all about?" -- perhaps none moreso than "tissue engineering." And although it may sound like some form of oragami, it's not that at all.
So what, exactly, ...
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Grandfather Says: Run, Run, Rudolph!
Back when Grandfather was a young buck, 60 or so, he walked behind a mule train on the Bright Angel trail halfway to the bottom of the Grand Canyon.
Grandmother rode a mule named "Rudolph." Grandfather had to walk, because the mule skinners said ...
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Great Tips and Strategies for Successful Mortgage Refinancing
Whenever interest rates are rising, it's essential to be aware that the sooner you make the decision to refinance your mortgage, the better price you can expect to get. But this doesn't mean mortgage refinancing should be taken lightly, as it's a ...
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14 Kitchen Hacks for People Who Can’t Cook
Being dependent on fast food and other restaurant meals can lead to all kinds of issues, like obesity and an empty wallet, respectively. Unfortunately, feeding yourself hot, healthy, delicious meals that you've made with your own two hands isn't ...
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How Much Gold and Silver Should People Own?
Ever since I started writing about the importance of owning physical gold and silver as insurance against the inevitable failure of the US dollar, I've been receiving an increasing volume of questions in my inbox from folks curious to know more about ...
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Black Coffee: Smiling Faces and Reassuring Voices
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another glorious weekend is ...
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Expecting the Unexpected: Managing Finances When You Become Disabled
When it comes to finances, most people know how to manage their daily expenses fairly well. However, once saving for the future is brought into question, things become a bit trickier. How much should you save? How should you be saving it?
One ...
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