Many experts suggest that people make a point of conducting a personal financial checkup on an annual basis or after a major life event such as a marriage, divorce, birth, or death. But what does that mean exactly? To make sure you don’t miss ...
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6 Ways to Reduce the Cost of Raising Kids
Even if you do your best to be frugal and find deals, the cost of raising children isn't cheap. Infants need special equipment, such as car seats, strollers and carriers. Older children come with education costs. The US government's most recent study ...
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How to Budget & Implement Best Practices for Your Physical Health
In today’s fast-paced world, managing both physical health and finances can be challenging. This article aims to provide practical advice on how to budget effectively while also implementing the healthy best practices for maintaining and improving ...
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Black Coffee: It’s a (Debt) Trap!
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Another busy week is crossed off the ...
Continue reading Black Coffee: It’s a (Debt) Trap!
5 Cheap Water Activities for Families in Summertime
Summer is the perfect time for families to dive into refreshing cheap water activities that not only cool off but also create lasting memories without breaking the bank. From natural swimming holes to innovative backyard fun, there are plenty of ...
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What Is a Fixed Rate Mortgage?
A fixed-rate mortgage is a home loan that uses the property being purchased as collateral. However, unlike an ARM where the interest rate is subject to change on a periodic basis, the interest rate on this type of mortgage remains the same over the ...
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California Wage and Hour Laws: A Comprehensive Guide
Did you know that since January 1, 2023, the minimum wage for all California employers has been set at $15.50 per hour, while in some cities and counties, the minimum wage is above the state's standard? California wage laws are some of the strictest ...
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Why Most People Should Avoid Trading Binary Options
In many ways there has never been a better time to invest. After a decade prior that delivered the greatest economic crisis since the Great Depression, many will argue that we're starting to see real signs of long term recovery across the markets, ...
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Car Accident Procedures Involving Tourist Drivers
In Texas, unsafe lane changes contributed to approximately 8% of car accidents last year, underscoring the complexities that can arise in collisions, particularly those involving tourists who may be unfamiliar with local driving conditions and ...
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5 Financial Lessons from the Past That Everyone Should Learn
Those who ignore history are doomed to repeat it. There are so many sayings in this vein, but they all revolve around the fact that you must learn from your past errors. So let's look at some key financial lessons from the past we should all bear in ...
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What Are the Most Common Birthdays?
According to Wikipedia, more people are born during the months of September and October than any other time of the year. Anecdotal evidence seems to back up Wikipedia's claim on the most common birthdays -- at least when it comes to my experience. ...
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Black Coffee: Back to the Future
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: Back to the Future
Understanding Liability in Truck Accident Cases
Did you know that California boasts America’s largest freight movement system? Millions of tons of cargo is transported along a network of highways in just a single day. The state is also one of the few states without limitations on truck access ...
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The Financial Benefits of Community College
So, you're thinking about your next educational step and the dollar signs associated with various options. If you're weighing the pros and cons of different types of schools, the benefits of community college might just catch your attention—not only ...
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4 Benefits of Investing in Professional Localization Services
In today’s interconnected world, businesses are growing to become more global and their operations are often crossing borders daily. When a business expands globally, it may find new avenues for growth but also face some challenges. One such ...
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Uninsured and Underinsured Motorist Coverage in Downingtown, Pennsylvania
Being involved in a car accident in Downingtown, Pennsylvania, can be really exciting, and even more so if the responsible party is uninsured or underinsured. Seeking the services of experienced Downingtown car accident attorneys Wilk Law, LLC is a ...
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Grandfather Says: The Continuing Chronicles of Elaine, Part 43
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
Hilarities
One evening at Charlie’s camp, which adjoins our property, we were all sitting around in the living room after a ...
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4 Ways to Save Money on Commercial Vehicle Insurance Premiums
Expense management is a key part of running any business, and commercial vehicle insurance can be an area where costs grow quickly. On average, businesses spend between $150 and $175 on commercial vehicle insurance. So whether you operate a small ...
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How to Experience New York City (NYC) on a Budget
New York is an amazing city that attracts millions of curious tourists all year long, including New Year's Eve when thousands of revelers crowd Times Square to watch the ball drop at the stroke of midnight. Of course, New York City (NYC) is also well ...
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10 Essential Steps for Preparing for Retirement
Preparing for retirement is a significant aspect of financial planning that can impact your quality of life in your later years. Here are 10 essential steps to help you prepare for retirement.
1. Start Early and Set Clear Goals
The first step in ...
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