The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
All the doors in this house, except the front door - which came from Grandpa Miller’s home in Saginaw, Michigan - came from ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 37
4 Good Reasons to Own Business Insurance
There are many good reasons to own business insurance. For example, if you want your business to be successful, it's important that you have adequate insurance. Even if you're a small business that's just starting out, you still need it. And while ...
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10 Tips for Making Your First Budget
Landing your first real job and bringing in a steady paycheck each month is an exciting time. However, if you're like most people, that's shortly followed by a myriad of expenses. It's difficult to keep track of all your bills and expenses -- and if ...
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Mailbag: Should I Contribute to the 401k or Save for a Home?
I have been doing financial research and would love your opinion. I'm a young stay-at-home mom, and my husband just graduated from college. He got a great job within a few months of graduating, and we are looking toward buying a home. His job, also ...
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Black Coffee: Look Who’s Manning Their Battle Stations
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had a wonderful week. ...
Continue reading Black Coffee: Look Who’s Manning Their Battle Stations
Don’t Feel Guilty: Getting a Tax Refund Is OK
Getting a tax refund is OK, right? Well ... from a financial perspective, there's no doubt that it's better to maximize the withholding exemptions on your W-4 form. Why? Because the resulting additional take-home pay can be invested or placed in an ...
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4 Coupon Survey Results that May Change Your Thoughts About Them
Despite the widespread use of coupons today, they came from very humble beginnings. In 1887, Coca-Cola offered a free glass of coke as part of a paper-based promotion; that paper scrip was the first known coupon!
That led to the creation of the ...
Continue reading 4 Coupon Survey Results that May Change Your Thoughts About Them
6 Ways to Save Money on a Basement Remodel
Basements have a knack for being that eerie place in the house where old toys and outdated hand-me-downs live. However, basements have the potential to become anything you want them to be. A spare bedroom, a laundry room, or perhaps even a wine ...
Continue reading 6 Ways to Save Money on a Basement Remodel
Gas or Charcoal Grill: Which Is More Cost Effective?
With warmer weather finally here and the recent demise of my old grill, I once again find myself considering one of the great debates of all time: Is a gas or charcoal grill better?
When it comes to the question of grilling with propane or ...
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Black Coffee: Double Indemnity
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
Well ... another busy week is behind ...
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Embracing Mindful Spending
In the age of consumerism, where advertisements bombard us from every angle and the allure of instant gratification is ever-present, the concept of mindful spending emerges as a beacon of clarity amid the chaos. Beyond mere budgeting techniques, ...
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Grandfather Says: The Continuing Chronicles of Elaine, Part 36
The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage:
Building the New House
We all pitched in to do whatever we each could do to help every day. One job I worked on was ...
Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 36
Why It’s Important to Do Your Homework Before Buying Rental Property
For many people, getting a rental property can be a great investment. The question you have to ask before buying rental property is: Are rental properties a smart investment for you? In order to answer that question, you'll need to figure out the ...
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Did You Make the Right Career Choice? Here’s How to Know
So many of us go to work, do what we're paid to do, punch out, and go home. But are we truly happy? Studies suggest most people aren't -- even though they pretend to be. On the other hand, if you exhibit a majority of the following traits while ...
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9 Crazy Tax Deductions That the IRS Actually Accepted
Uncle Sam has bills to pay, which is why, with Tax Day just around the corner, millions of Americans are carefully sifting through their accounts in order to see what they can deduct as a legitimate expense at the last minute. Of course, most ...
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Black Coffee: The Miracle Worker
It's time to sit back, relax and enjoy a little joe ...
Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance.
I hope everybody had an enjoyable week. ...
Continue reading Black Coffee: The Miracle Worker
Why Deflation Benefits Savers
Ever since the Great Depression, central bankers have, curiously, striven to avoid deflation at all costs. But benign price deflation caused by increases in productivity -- as opposed to "bad" deflation caused by a reduction in money supply -- leads ...
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How to Eliminate Student Loan Debt BEFORE Starting College
The national student debt load continues to sit at a crisis point - so it's not surprising that there is a big push to eliminate student loan debt. For this year's graduating class, more than 70% of graduates borrowed money to finance their tuition, ...
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6 Ways to Own an Unconventional Home
Homeownership is part of the American dream, but buying a house today isn't what it used to be. For example, they're more expensive than ever! Fortunately for modern homebuyers, there are many ways to become the owner of less expensive unconventional ...
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Why Libertarians Prefer Gold and Silver to Fiat Currency
Nowhere in history has liberty ever caused a nation to lose its mind and soul like collectivism has. Never. For proof, all one has to do is look at history: the Jacobins during the French Revolution; in Russia -- Lenin, Stalin and the Bolsheviks; ...
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