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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Black Coffee: Back to the Future

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had a wonderful week. ...

Continue reading Black Coffee: Back to the Future

June 22, 2024

Understanding Liability in Truck Accident Cases

By Tex Freitag

Did you know that California boasts America’s largest freight movement system? Millions of tons of cargo is transported along a network of highways in just a single day. The state is also one of the few states without limitations on truck access ...

Continue reading Understanding Liability in Truck Accident Cases

June 21, 2024

The Financial Benefits of Community College

By Sabado Domingo

So, you're thinking about your next educational step and the dollar signs associated with various options. If you're weighing the pros and cons of different types of schools, the benefits of community college might just catch your attention—not only ...

Continue reading The Financial Benefits of Community College

June 21, 2024

4 Benefits of Investing in Professional Localization Services

By Sabado Domingo

In today’s interconnected world, businesses are growing to become more global and their operations are often crossing borders daily. When a business expands globally, it may find new avenues for growth but also face some challenges. One such ...

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June 20, 2024

Uninsured and Underinsured Motorist Coverage in Downingtown, Pennsylvania

By Enero Febrero

Being involved in a car accident in Downingtown, Pennsylvania, can be really exciting, and even more so if the responsible party is uninsured or underinsured. Seeking the services of experienced Downingtown car accident attorneys Wilk Law, LLC is a ...

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June 20, 2024

Grandfather Says: The Continuing Chronicles of Elaine, Part 43

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: Hilarities One evening at Charlie’s camp, which adjoins our property, we were all sitting around in the living room after a ...

Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 43

June 20, 2024

4 Ways to Save Money on Commercial Vehicle Insurance Premiums

By Sabado Domingo

Expense management is a key part of running any business, and commercial vehicle insurance can be an area where costs grow quickly. On average, businesses spend between $150 and $175 on commercial vehicle insurance. So whether you operate a small ...

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June 19, 2024

How to Experience New York City (NYC) on a Budget

By Sabado Domingo

New York is an amazing city that attracts millions of curious tourists all year long, including New Year's Eve when thousands of revelers crowd Times Square to watch the ball drop at the stroke of midnight. Of course, New York City (NYC) is also well ...

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June 19, 2024

10 Essential Steps for Preparing for Retirement

By Len Penzo

Preparing for retirement is a significant aspect of financial planning that can impact your quality of life in your later years. Here are 10 essential steps to help you prepare for retirement. 1. Start Early and Set Clear Goals The first step in ...

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June 18, 2024

How Staying Healthy Saves You Money

By Corazon Gritar

The world almost came to a standstill after the Covid pandemic emerged. However, there is a wide variety of health conditions affecting people today. If you're healthy, you must have significant peace of mind. Besides providing you with peace, did ...

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June 18, 2024

Black Coffee: Not Your Father’s Dollar

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another busy week is behind ...

Continue reading Black Coffee: Not Your Father’s Dollar

June 15, 2024

The 10 Most Expensive Country Clubs in the US

By Sabado Domingo

In the realm of leisure and luxury, few places rival the allure of exclusive country clubs and golf clubs. These bastions of privilege offer more than just a round of golf. They provide an experience that blends opulence with recreation, creating an ...

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June 14, 2024

Healthy Financial Habits for College Students

By Tex Freitag

As a college student, managing money can be a challenge, but developing healthy financial habits can set you up for long-term success. With the right mindset and strategies, you can avoid financial pitfalls and build a solid foundation for your ...

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June 13, 2024

What is an ARM Loan?

By Len Penzo

An adjustable rate mortgage, otherwise known as an ARM mortgage, is a home loan that uses the property being purchased as collateral. Unlike a fixed-rate mortgage where the interest rate never changes, an adjustable rate mortgage has a fixed rate for ...

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June 13, 2024

6 Questions Insurers Ask Before Giving a Car Insurance Quote

By Enero Febrero

Car insurance is an integral, yet expensive part of everyday life. The world is a very unpredictable place, and you should always make sure you have a backup plan for unforeseen times. When getting a quote, there are certain documents you must have. ...

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June 12, 2024

4 Important Small Business Tax Tips

By Enero Febrero

Decisions about your business tax return can have a huge impact on your company profit. If you do some planning, you can reduce the amount of taxes you need to pay. Planning also helps you avoid any penalties and interest on your tax return. Use ...

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June 11, 2024

How to Stay Employed: 7 Ways to Immunize Yourself from the Layoff Bug

By Len Penzo

During tough economic times, it's only natural to wonder how to stay employed. Very few of us are immune from the specter of receiving a pink slip. In fact, I know of one married couple who both got laid off on the same day. I've seen lots of ...

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June 10, 2024

Black Coffee: Let Them Eat Cake

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody had an enjoyable week. ...

Continue reading Black Coffee: Let Them Eat Cake

June 8, 2024

How to Budget For Your Ideal Bathroom Remodel Project

By Corazon Gritar

The bathroom may not be your home's biggest room, but it is one of the most important. It ranks in importance directly after your kitchen. Many house buyers base their purchasing decisions on the state of the bathroom. So, if yours does not measure ...

Continue reading How to Budget For Your Ideal Bathroom Remodel Project

June 6, 2024

Grandfather Says: The Continuing Chronicles of Elaine, Part 42

By RD Blakeslee

The following was written by my late wife Elaine. She wrote a long book, a diary really, from which this is one passage: The Funny Bunch The Union Firehouse had frequent dances, sponsored mostly by the Fire Chief, and they “passed the hat” for ...

Continue reading Grandfather Says: The Continuing Chronicles of Elaine, Part 42

June 6, 2024

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