Although I haven't conducted a scientific study, I suspect that most people of modest means who are successfully managing their money understand the importance of patience in personal finance.
Let's face it: Most debt-free people aren't impulsive ...
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9 Ways to Get the Most from Your Coupons
Coupons are a great way to save money -- in fact, diligent coupon clippers can save a thousand dollars or more each year. Even so, many people refuse to use them. Whether they can't figure out where to find great coupons, or they don't understand how ...
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6 Expert Rental Negotiation Tips
If you're moving into a new apartment and need to mind your budget, there are a few tactics you can employ to score a better deal on your new digs. In fact, by learning just a few key lease and rental negotiation tips, you'll be in a better position ...
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How to Lower Your Smartphone Bill: 3 Ideas to Consider
Smartphones are ubiquitous these days, but they aren't always cheap to use. So you'll be forgiven if you're the type who is always looking at how to lower your smartphone bill. After all, a typical plan-based contract could set you back $150 a month ...
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My Dumbest Money Mistakes
Money mistakes; we've all made them.
Today I'm not going to talk about everyday money leaks or niggling oversights we all make from time to time, like leaving the lights on or buying a burger at a fast food joint and then forgetting to use the ...
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Grocery Auctions: A Fun Way to Lower Your Food Bill!
In these times of economic uncertainty, many people are looking to cut costs wherever possible. So as pressure on pocket books continues to mount, highly resourceful household CEOs have begun visiting local auction houses for great deals on ... ...
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Why the Customer Is Always Right – Most of the Time
Almost everyone has asked a restaurant, bank, or other business to redress a particular grievance. It's debatable whether the titular idiom of this post should be credited to Marshall Field or Harry Gordon Selfridge, but it is true nevertheless; the ...
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Why Is Digital Finance Important for E-commerce Businesses?
We live in a digital world where it is hard to imagine running an e-commerce business without having the proper financial tools. After all, most of the action, if not all of it happens online, so a good digital finance infrastructure can make or ...
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9 Tips for Getting the Most From a Tight Grocery Budget
If there's one resolution you should always stay on top of, spending less on groceries and reducing food waste should be it. To help you get started, and to keep you on track throughout the year, consider these tips for maximizing a tight grocery ...
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Consumer Rights: What to Do When You Get a Defective Product
It happens to everyone: You open a box, only to find out that your shiny new object is defective. Or, you use it the first time and get hurt through no fault of your own. Thankfully, there are consumer rights for defective products. Here's what you ...
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Is Your Spending Out of Control? Here Are 5 Signs
Even if you're rich, wasting money is criminally stupid. With that in mind, it's important to recognize when you're spending out of control. Sit down for a minute and think of all the things you could do with the money you waste that would otherwise ...
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Bulk Buying Cons: It Pays to Always Pay Attention
Despite the conventional wisdom, buying more of something in not always better. Trust me; there are bulk buying cons out there. Here's just one example that I recently encountered:
Last month I was shopping online for razor blades from my favorite ...
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Cost-Efficient Shopping Tips for Dining Room Furniture
Decorating and furnishing your dining room is essential to completing your home. A well-designed and optimally furnished dining room ensures a warm and homely ambiance where friends and loved ones can dine and spend quality time with each other. ...
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4 Money Saving Tactics for Buying Your Next Car
If you're ready to buy a new car instead of a used one, you may want to be privy to several different ways to save money on that big purchase. For example, you'll want to research the type of car that you'd like to purchase, look online for deals or ...
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How to Find Discount Plumbers Who Won’t Rip You Off
I'm not a plumber. In fact, I'm not very handy around the house at all.
If I can't fix something with a hammer or screwdriver I prefer to pay somebody else to do the work. That's why I decided to consider a professional plumber to reroute and ...
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4 Coupon Survey Results that May Change Your Thoughts About Them
Despite the widespread use of coupons today, they came from very humble beginnings. In 1887, Coca-Cola offered a free glass of coke as part of a paper-based promotion; that paper scrip was the first known coupon!
That led to the creation of the ...
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Gas or Charcoal Grill: Which Is More Cost Effective?
With warmer weather finally here and the recent demise of my old grill, I once again find myself considering one of the great debates of all time: Is a gas or charcoal grill better?
When it comes to the question of grilling with propane or ...
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Embracing Mindful Spending
In the age of consumerism, where advertisements bombard us from every angle and the allure of instant gratification is ever-present, the concept of mindful spending emerges as a beacon of clarity amid the chaos. Beyond mere budgeting techniques, ...
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My Teenage Son, His Cell Phone, and the Bill for $1,055.20
We held out for as long as we could. We really did.
Despite an intense and relentless lobbying effort from my son, the Honeybee and I stayed strong and denied his repeated requests for a cell phone.
And, boy, were there a lot of requests.
I ...
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Why Grandma Was Smarter Than You About Money
Yes; Grandma was smarter than you about money. Is that a crazy thought? Well ... Grandma may not pay bills with a smartphone or trade stocks on her computer -- but the fact is she can teach a few lessons about saving money that you can take to the ...
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