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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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5 Tips for Avoiding Buyer’s Remorse (That I Learned the Hard Way)

By Len Penzo

I think it's safe to say that, like the common cold, almost all of us occasionally suffer from buyer's remorse. Of course, avoiding buyer's remorse is everyone's goal; but nobody's perfect. So today, against my better judgment, I'm going to share my ...

Continue reading 5 Tips for Avoiding Buyer’s Remorse (That I Learned the Hard Way)

November 18, 2024

How to Protect Your Financial Data During the Holiday Shopping Hustle

By Mikey Rox

With all the fun and excitement the holidays bring, the last thing you want on your mind is if somebody is robbing you blind out in cyberspace. Guard yourself when shopping online during the holiday shopping hustle by following these six helpful tips ...

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November 12, 2024

9 Tips For Managing Your Money During the Holidays

By Mikey Rox

It's easy to go overboard during the holidays; parties, travel, decorations, and gifts can all put a sizable dent in your budget if you're not careful. When it comes to managing your money - especially during the holidays - the good news is you can ...

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October 29, 2024

10 More Financial Old Wives’ Tales Masquerading As Rules of Thumb

By Len Penzo

There are people out there who swear that if you're lucky enough to see the first flower of springtime on a Friday, it's a sign of impending wealth. I know. I don't buy it either. Still, let's assume these folks know what they're talking about; ...

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October 21, 2024

Patience In Personal Finance: Why It’s a Tremendous Virtue

By Len Penzo

Although I haven't conducted a scientific study, I suspect that most people of modest means who are successfully managing their money understand the importance of patience in personal finance. Let's face it: Most debt-free people aren't impulsive ...

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September 23, 2024

9 Ways to Get the Most from Your Coupons

By Sabado Domingo

Coupons are a great way to save money -- in fact, diligent coupon clippers can save a thousand dollars or more each year. Even so, many people refuse to use them. Whether they can't figure out where to find great coupons, or they don't understand how ...

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September 11, 2024

6 Expert Rental Negotiation Tips

By Mikey Rox

If you're moving into a new apartment and need to mind your budget, there are a few tactics you can employ to score a better deal on your new digs. In fact, by learning just a few key lease and rental negotiation tips, you'll be in a better position ...

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September 3, 2024

How to Lower Your Smartphone Bill: 3 Ideas to Consider

By Anum Yoon

Smartphones are ubiquitous these days, but they aren't always cheap to use. So you'll be forgiven if you're the type who is always looking at how to lower your smartphone bill.  After all, a typical plan-based contract could set you back $150 a month ...

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August 27, 2024

My Dumbest Money Mistakes

By Len Penzo

Money mistakes; we've all made them. Today I'm not going to talk about everyday money leaks or niggling oversights we all make from time to time, like leaving the lights on or buying a burger at a fast food joint and then forgetting to use the ...

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July 29, 2024

Grocery Auctions: A Fun Way to Lower Your Food Bill!

By Len Penzo

In these times of economic uncertainty, many people are looking to cut costs wherever possible. So as pressure on pocket books continues to mount, highly resourceful household CEOs have begun visiting local auction houses for great deals on ... ...

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July 22, 2024

Why the Customer Is Always Right – Most of the Time

By Len Penzo

Almost everyone has asked a restaurant, bank, or other business to redress a particular grievance. It's debatable whether the titular idiom of this post should be credited to Marshall Field or Harry Gordon Selfridge, but it is true nevertheless; the ...

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July 11, 2024

Why Is Digital Finance Important for E-commerce Businesses?

By Tex Freitag

We live in a digital world where it is hard to imagine running an e-commerce business without having the proper financial tools. After all, most of the action, if not all of it happens online, so a good digital finance infrastructure can make or ...

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July 10, 2024

9 Tips for Getting the Most From a Tight Grocery Budget

By Mikey Rox

If there's one resolution you should always stay on top of, spending less on groceries and reducing food waste should be it. To help you get started, and to keep you on track throughout the year, consider these tips for maximizing a tight grocery ...

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July 9, 2024

Consumer Rights: What to Do When You Get a Defective Product

By Sabado Domingo

It happens to everyone: You open a box, only to find out that your shiny new object is defective. Or, you use it the first time and get hurt through no fault of your own. Thankfully, there are consumer rights for defective products. Here's what you ...

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July 3, 2024

Is Your Spending Out of Control? Here Are 5 Signs

By Len Penzo

Even if you're rich, wasting money is criminally stupid. With that in mind, it's important to recognize when you're spending out of control. Sit down for a minute and think of all the things you could do with the money you waste that would otherwise ...

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June 3, 2024

Bulk Buying Cons: It Pays to Always Pay Attention

By Len Penzo

Despite the conventional wisdom, buying more of something in not always better. Trust me; there are bulk buying cons out there. Here's just one example that I recently encountered: Last month I was shopping online for razor blades from my favorite ...

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May 20, 2024

Cost-Efficient Shopping Tips for Dining Room Furniture

By Ellie Morris

Decorating and furnishing your dining room is essential to completing your home. A well-designed and optimally furnished dining room ensures a warm and homely ambiance where friends and loved ones can dine and spend quality time with each other. ...

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May 6, 2024

4 Money Saving Tactics for Buying Your Next Car

By Delan Cooper

If you're ready to buy a new car instead of a used one, you may want to be privy to several different ways to save money on that big purchase. For example, you'll want to research the type of car that you'd like to purchase, look online for deals or ...

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May 1, 2024

How to Find Discount Plumbers Who Won’t Rip You Off

By Len Penzo

I'm not a plumber. In fact, I'm not very handy around the house at all. If I can't fix something with a hammer or screwdriver I prefer to pay somebody else to do the work. That's why I decided to consider a professional plumber to reroute and ...

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April 15, 2024

4 Coupon Survey Results that May Change Your Thoughts About Them

By Enero Febrero

Despite the widespread use of coupons today, they came from very humble beginnings. In 1887, Coca-Cola offered a free glass of coke as part of a paper-based promotion; that paper scrip was the first known coupon! That led to the creation of the ...

Continue reading 4 Coupon Survey Results that May Change Your Thoughts About Them

March 20, 2024

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