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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

4 Resolutions That Can Help You Improve Your Finances

By Sabado Domingo

As the days slowly grow longer, our thoughts tend to focus on the new year and all of the challenges that lie ahead. A new year can be a motivator in making some important changes in our lives; many people like to think of it as a fresh start when it ...

Continue reading 4 Resolutions That Can Help You Improve Your Finances

January 1, 2020

What Does It Mean to Be a W2 Employee?

By Tex Freitag

Do you know if you're classified as a W2 or a 1099 employee? This information might not seem critical, but it's essential you know your classification for tax purposes. After all, employers don't always make employee classifications clear, so make ...

Continue reading What Does It Mean to Be a W2 Employee?

November 14, 2019

6 Simple Ways to Make Money Using PayPal

By Sabado Domingo

As you go through today's mail, you pull out three more bills to add to a growing pile. You know you need to get a handle on this; you already work full time. If only you could make extra money online in your free time. Well ... you can! In ...

Continue reading 6 Simple Ways to Make Money Using PayPal

October 11, 2019

Online Jobs You Can Start Doing From Home Today!

By Sabado Domingo

Are you looking for a home-based job? Good news because theres no shortage of online job opportunities you can do from the comfort of your home. With todays technological advancements, making money from home can be an ideal experience, especially for ...

Continue reading Online Jobs You Can Start Doing From Home Today!

July 5, 2019

5 Ways to Handle Your 401(k) When You Change Jobs

By Tex Freitag

The average American changes jobs a dozen times in their lifetime. With each new job comes new offices, new co-workers -- and possibly a decision about what to do with the 401(k) plan they started at their last job. Selecting the right course of ...

Continue reading 5 Ways to Handle Your 401(k) When You Change Jobs

June 5, 2019

5 Ways to Make Extra Money While Staying at Home

By Sabado Domingo

If you've ever dreamed about working from home, this could be the best time for you to take the leap and start a business that allows you to make extra money while staying at home. In fact, more and more Americans are turning to self-employment to ...

Continue reading 5 Ways to Make Extra Money While Staying at Home

May 15, 2019

How To Start a Direct Sales Business

By Tex Freitag

Direct sales companies have been around for generations, but they have recently seen a resurgence with the increase in social media usage. The Internet allows people to easily contact potential customers without time-intensive, door-to-door sales. ...

Continue reading How To Start a Direct Sales Business

May 9, 2019

12 Tips That Will Help You Successfully Maximize Your Career Potential

By Antonio Fortunato

Most of us give a lot of thought to managing our finances whether it be the household budget, managing the allocations within our IRAs, pension or profit-sharing plans, our personal bank and brokerage account balances or taking care of a rental ...

Continue reading 12 Tips That Will Help You Successfully Maximize Your Career Potential

April 26, 2019

4 Tips for Climbing to the Top of the Financial Industry

By Tex Freitag

The financial sector is an extremely challenging and extremely rewarding sector in which to work. Those who manage to ascend to the upper tiers will most likely be able to draw on some of the highest salaries in the working world, as well as having ...

Continue reading 4 Tips for Climbing to the Top of the Financial Industry

March 26, 2019

100 Words On: How to Get an Instant Raise – Without Kissing Up!

By Len Penzo

The US inflation rate last year was "officially" 2.1% -- but arguably higher -- while the average pay hike was just 2.9%. Maybe that's why, when it comes to job complaints, surveys show that employees grouse about their paltry paychecks more than ...

Continue reading 100 Words On: How to Get an Instant Raise – Without Kissing Up!

December 20, 2018

3 Economically Attractive Countries for Starting a Business

By Enero Febrero

There are numerous countries that are attractive for starting a business activity and choosing one can be a challenging aspect, as plenty of the top business destinations provide a wide range of advantages. Deciding on the country in which a business ...

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December 19, 2018

Can Instagram Provide a Sustainable Income Stream?

By Tex Freitag

Millions of users access Instagram on a daily basis. While many simply upload pictures to be shared with friends and family, a growing portion are looking towards this social media platform in the hopes of generating a substantial source of side ...

Continue reading Can Instagram Provide a Sustainable Income Stream?

December 14, 2018

6 Jobs Recent College Graduates Can Perform Remotely

By Tex Freitag

Facing the job market can be daunting for recent college graduates. Student loan repayment, monthly rent, and other expenses can mount quickly, and the shift from campus life to culture outside university walls might make sudden financial changes ...

Continue reading 6 Jobs Recent College Graduates Can Perform Remotely

July 25, 2018

How 2 People Built Online Businesses to Achieve Financial Independence

By Brian Davis

I love hearing the unique stories about how multiple people reached financial independence or retired early (FIRE). Sure, the Internet is great for cat videos and political rants on Facebook. But for some people, it's also a giant money-making ...

Continue reading How 2 People Built Online Businesses to Achieve Financial Independence

July 10, 2018

The Pros and Cons of Working from Home

By Sabado Domingo

There are plenty of reasons someone might choose to work from home. Perhaps you've started up your own internet business. Perhaps your boss has decided to let you telecommute at least part time. Maybe you've been hired as a full time telecommuter for ...

Continue reading The Pros and Cons of Working from Home

June 20, 2018

The Art of the Side Hustle: Overlapping Your Day Job with Entrepreneurship

By Tex Freitag

ads for your side hustle

Very few businesses today are started by those without existing careers. Instead, many choose to take a well-paid job and then create another business in their spare time, only to go full-time when they're confident. In principle, the side hustle ...

Continue reading The Art of the Side Hustle: Overlapping Your Day Job with Entrepreneurship

May 29, 2018

4 Novel Ways to Earn a Little Extra Cash

By Sabado Domingo

According to the latest figures from the US Census Bureau, the average household income is $73,298. Now that might sound like quite a lot but, as anyone knows, we could always do with a little more. The problem is that there are only so many hours ...

Continue reading 4 Novel Ways to Earn a Little Extra Cash

March 16, 2018

When an English Degree May Be a Sound Investment

By Tex Freitag

Although an English degree might not end up on Len's list of the 10 worst things ever bought, it might not be far from the truth for many American college graduates. Generally, in the United States a collegiate English degree is considered a ...

Continue reading When an English Degree May Be a Sound Investment

February 21, 2018

6 Tips That Can Help You Avoid Pyramid Marketing Schemes

By Sabado Domingo

Pyramid schemes are in the news, with the recent lawsuit against LuLaRoe bringing fresh attention to the issue. If you're in the market for a side hustle or direct marketing opportunity, you need to be conscious of the difference between a legitimate ...

Continue reading 6 Tips That Can Help You Avoid Pyramid Marketing Schemes

January 5, 2018

5 Ways to Make Money While Riding Your Motorcycle

By Enero Febrero

In an economy as unstable as the one we've been living in over the past ten years, it's always nice when you can make a little extra money from your hobby or something you enjoy doing. For example, some artists paint or sculpt for pleasure, then sell ...

Continue reading 5 Ways to Make Money While Riding Your Motorcycle

October 14, 2017

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