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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

How to Measure Your Performance as a Trader or Investor

By Tex Freitag

If someone asked you to rate yourself as a trader, how would you evaluate yourself? Would you consider yourself to be highly successful, mediocre or needing a lot of improvement? Do you even know how to evaluate yourself at this moment? Let's make ...

Continue reading How to Measure Your Performance as a Trader or Investor

January 8, 2021

Careers You Can Get Into Later In Life

By Tex Freitag

ads for your side hustle

American workers are hectic creatures. According to the Bureau of Labor Statistics, Americans will work in 12 different jobs over their career lifespan, on average. This equates to a change about once every five years. Additionally, we're all ...

Continue reading Careers You Can Get Into Later In Life

December 11, 2020

3 Ways to Make Money from Home

By Tex Freitag

Many people are frantically searching for income opportunities. Luckily, there are now more opportunities to make money at home than ever. The Internet has especially provided many options for you to choose from. Here are three ways you can make ...

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November 25, 2020

8 Great Ways to Make Money Online

By Sabado Domingo

There are many ways to make money online. Believe it or not, there are plenty of great alternatives out there. Best of all, most of them can easily be set up and run in your spare time, and with little or no initial financial investment. Here are ...

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November 17, 2020

How Much Money Can You Make Teaching English Online?

By Len Penzo

Can you make money teaching English online? The simple answer is "yes," but first you have to consider the following four questions: How much money do you want to make? How qualified are you? How many hours are you willing to put in? Can ...

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October 30, 2020

Common Mishaps to Avoid When Holding a Video Conference

By Enero Febrero

In order to be successful, every business meeting should be planned in advance; and a virtual meeting held by video conference is no different than a traditional meeting. This is more important than ever now that COVID has forced most business ...

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August 28, 2020

How to Manage Your Personal Finances When In the Military

By Tex Freitag

disqualify you from military

Life in the military brings a huge host of benefits. Chief among them is a stable income -- even in a bad economy. There are a lot of financial perks that you can take advantage of while in the military, but it also requires some discipline on your ...

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August 6, 2020

The Undeniable Benefits of Studying Abroad

By Sabado Domingo

For individuals from some countries, studying abroad may be the only way to receive a quality education. However, this is not to say that prospective students from more privileged countries don't stand to benefit significantly from schooling abroad. ...

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July 21, 2020

4 Financial Tips to Consider Before Becoming a Stay-at-Home Parent

By Len Penzo

Sometimes you just can't put a price on things -- and the intangible benefits of a stay-at-home parent is certainly one of them. At least it is to me. According to the latest data from the US Census Bureau, there are approximately 11 million ...

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June 22, 2020

100 Words On: Why Laziness Is Usually Someone Else’s Fault

By Len Penzo

A man had two dogs: a hound, to assist him in hunting, and a housedog, who simply laid around the house. After a good day's hunt, he always gave the housedog a large share of his spoil. One day, the hound, feeling much aggrieved at this, reproached ...

Continue reading 100 Words On: Why Laziness Is Usually Someone Else’s Fault

May 28, 2020

5 Reasons to Have a Side Job In Your Spare Time

By Enero Febrero

Despite rising unemployment due to the recent coronavirus shutdown, there are still more than 150 million people working in the United States -- and most of them will change jobs between five and seven times during their lifetime. This means that, ...

Continue reading 5 Reasons to Have a Side Job In Your Spare Time

May 21, 2020

9 Legitimate Ways to Get Fast Cash If You Need Money Now

By Sabado Domingo

Now more than ever, millions of people are in need of quick cash to pay for emergencies, cover their bills, or even buy food. While that is pretty bleak, there are also now more ways to make quick money than ever before. With that in mind, here ...

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May 15, 2020

10 Things Every Entrepreneur Should Do Before Starting a New Business

By Enero Febrero

Starting a business is no walk in the park. It requires a lot of time, sacrifices, and money. However, once you succeed in laying down the foundation of your business, you'll enjoy the fruits for a very long time. Of course, starting your ...

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May 6, 2020

10 Thankless Low-Paying Jobs That People Often Accept Anyway

By Len Penzo

Almost everybody thinks they're underpaid for what they do. But in reality, there are a handful of select jobs where this claim is especially true. Many years ago, I compiled a list of the 10 most underpaid jobs. The provocative list was a ...

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May 4, 2020

How to Properly Plan and Prepare for a Potential Layoff

By Len Penzo

One of my favorite fables attributed to Aesop is The Ant and the Grasshopper. You know the story; the grasshopper spends all summer long partying it up like a rock star while the ant prepares for the coming winter by building a shelter and storing ...

Continue reading How to Properly Plan and Prepare for a Potential Layoff

April 27, 2020

100 Words On: Why You’ll Never Get Rich Working for ‘the Man’

By Len Penzo

Many folks who work for others love to complain about the professionally unsatisfying nine-to-five grind of their daily job, yet refuse to change the status quo. That's because the perceived relative safety of their steady job -- and the guaranteed ...

Continue reading 100 Words On: Why You’ll Never Get Rich Working for ‘the Man’

April 23, 2020

7 Ways to Elevate Your Forex Trading Skills

By Tex Freitag

In today's digitized world, anyone can become a forex trader as long as they have a computer and Internet access. And it's no wonder many people want to do so -- forex trading can be an exciting, educational and profitable activity if you know how to ...

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March 27, 2020

Six Ways to Turn Your Home Business Into an Actual Company

By Tex Freitag

It takes courage to steer off the beaten track and bring a product or service to the market, with no certain assurance that you will make a living from this. Suddenly what started out as an ambitious side hustle has gained traction and you are ...

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March 13, 2020

For Some Students, Money Is More Valuable Than Time

By Enero Febrero

Although you'd never know it based upon the ways people treat their time and money, the former is significantly more valuable than the latter because our life here on earth is finite. Yes, time is free -- but, ironically, it's also priceless. After ...

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January 24, 2020

Is a Career In Medical Billing and Coding Worth It?

By Sabado Domingo

Many people have been left guessing as to what profession to get in, especially with the constantly changing landscape in the jobs sector. While many job sectors are booming, other areas have seen layoffs and shrinking services. In a world becoming ...

Continue reading Is a Career In Medical Billing and Coding Worth It?

January 8, 2020

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