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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Grandfather Says: A Lesson on the Benefits of Working Smartly

By RD Blakeslee

Grandfather says he has some experience working hard and working smart. In 1949, he worked for the Ford Motor Company on the 8N farm tractor assembly line. The 8N had a transmission cover that a hoist operator lowered onto the transmission as the ...

Continue reading Grandfather Says: A Lesson on the Benefits of Working Smartly

November 11, 2021

3 Productivity Hacks That Everybody Needs to Know

By Sabado Domingo

With the hustle culture of the 21st century being more prominent than ever, more and more people are feeling the pressure to take on larger workloads. We're told that if we want to achieve success, we need to put in a lot of hard work and ...

Continue reading 3 Productivity Hacks That Everybody Needs to Know

November 4, 2021

Should You Pursue a Career as an Independent Trader?

By Sabado Domingo

The huge daily development in trading markets has made trading one of the most attractive professions in the world. Despite it being around for quite a long time, the forex market has become popular over the last decade. A lot of new market ...

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October 26, 2021

How to Get Started with Currency Trading – The Right Way!

By Sabado Domingo

The trading of currencies is a common activity around the world. The market for foreign exchange -- commonly called"the Forex market -- is the place where currencies are traded. There are many similarities in the foreign exchange (FX) market as well ...

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October 26, 2021

True Story: What Happens When You Can’t Pay the Restaurant Bill

By Len Penzo

I didn't eat out too often as a kid, but when I did, you can bet I almost always enjoyed it. I remember Dad always used to joke that he didn't have enough money to pay the restaurant bill. "Well, it looks like they're going to make us go into the ...

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October 18, 2021

How to Get Hired for a New Job Even Though You Have Bad Credit

By Neal Frankle

Finding a good-paying job is never easy. And if you've got some scuff marks on your credit history, the task is even more challenging. Not many employers hire people without first combing through their credit report these days. That's because the ...

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October 12, 2021

Top Career Opportunities for Accountants

By Sabado Domingo

Accounting is a pretty competitive career choice; the field is generally associated with high annual incomes, substantial job security, and, of course, a particular level of prestige. But not just that; we all know accountants earn their keep with ...

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October 5, 2021

23 Easy and Creative Ways to Earn Extra Money

By Joel Ohman

No doubt all of us have racked our brains at one time or another to come up with ways to make extra cash. Yes, it's tempting to gravitate towards those get-rich-quick and make-money-overnight offers, but unless you're willing to risk becoming the ...

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October 4, 2021

Grandfather Says: The Joys of Part-Time Farming

By RD Blakeslee

Grandfather says he sometimes thinks back on his life as an odyssey out of the factories of Detroit into the mountains of West Virginia. About mid-way, he took a little side trip and did a bit of "offbeat" farming. He bought some old farm ...

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September 30, 2021

Dealing With Workplace Conflict: 4 Steps to Take

By Sabado Domingo

Conflict with an employer can come in many forms such as mistakes made on your side, unfair treatment from them, salary negotiations turned sour, you name it. Regardless of what the conflict might entail, we all know it's not a pleasant situation to ...

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August 31, 2021

Mailbag: What Will Happen to Pensions If Hyperinflation Hits the Dollar?

By Len Penzo

Hi Len, I've been reading your blog for close to a year now and love it! Do you think traditional pension payments will increase in some way during hyperinflation? While anything can certainly happen in the financial chaos, it seems there would be ...

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August 16, 2021

How To Know If You’ve Been Wrongfully Terminated at Work

By Tex Freitag

Getting fired is a difficult pill to swallow, no matter the circumstances. However, if you've been wrongfully terminated, this can be even more difficult to adjust to. Every day, hundreds of people around the world are fired and many are fired ...

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July 12, 2021

5 Items in Nature With Enormous Finder Fees

By Len Penzo

I realize the economy is wigging out and times are starting to get tough again. Of course, with the price of precious metals back on the rise, you could head out into the wilderness and try to find a stray nugget or two. Then again, if you ...

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July 12, 2021

Why the Self-Employed Are Smarter Than You

By Greg McFarlane

Who pays a greater share of their income in taxes -- Warren Buffett, or his administrative assistant? Obviously, posing the question implies its answer. Politicians may tout the virtues of our "progressive" tax system, but it doesn't really ...

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July 5, 2021

On the Job Training vs. Apprenticeship Programs: Which Is Better?

By Sabado Domingo

Many companies are looking at apprenticeships again as a way to train employees. On-the-job training (OJT) is taking a back-seat, as is traditional schooling. Here's what you need to know to make the right choice: On-The Job-Training ...

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June 23, 2021

How to Talk About Your Weaknesses in a Job Interview

By Sabado Domingo

If you've ever taken part in a job interview -- as most people have -- you've probably been asked the following dreaded question: "What are your weaknesses?" It's a bit of a loaded question, as the interviewer wants you to give them reasons why they ...

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June 14, 2021

Historical Gold & Silver Benchmarks for Wages and Commodities

By Len Penzo

As the value of the dollar continues to erode -- and with inflation raging almost everywhere you look -- price distortions have become so large that it's getting harder with each passing day to know the actual value of anything anymore. The best ...

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May 31, 2021

Tips For Making Money With a Side Business

By Corazon Gritar

It's more important to become financially secure now than it ever has been before. If you've had issues saving enough money while working your full time job, it may be time to consider starting a side business. This is a great way to work towards ...

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May 14, 2021

3 Ways to Make Extra Money Working from Home

By Sabado Domingo

For many, working from home has become the new normal during the pandemic. It isn't without its hiccups and hardships. Trying to concentrate as the kids draw on the walls or the neighbor mows their lawn outside your window doesn't make for ideal ...

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May 11, 2021

5 Unconventional Ways to Make $2000 (or More)

By Ryan Hussey

There are plenty of "listicles" out there that give you ways to earn cash on the side, but they're basically all the same. If you're looking for boring, unoriginal all-too-common ideas for how to make extra dough, we'll save you some time by listing ...

Continue reading 5 Unconventional Ways to Make $2000 (or More)

March 18, 2021

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