You may have heard of the "latte factor" concept, a money-saving technique that can be adopted by anyone and can lead to incredible results many years down the line.
The Latte Factor was written by money-saving expert David Bach, who is the ...
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The 5 Best Mobile Apps for Saving Money
When it comes to anything related to money, being financially responsible is always a good thing. This is because it will allow you to not just ensure that everything you need is taken care of, but it will also allow you to set aside some money for ...
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How to Reduce Home Insurance Premiums Without Reducing Claim Payouts
When searching for ways to minimize your household spending, assessing your home insurance costs can be a great solution to save some extra money.
While you should never revoke your home insurance policy to save money, as this type of insurance ...
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7 Modest Wedding Gifts that I’m Still Enjoying 25 Years Later
This week the Honeybee and I will celebrate our 25th wedding anniversary. All things considered, our wedding day was a very frugal affair -- but that didn't affect our celebration by any means.
And while we were married in May, it turns out that ...
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A Real-Life Lesson on the Importance of Recognizing Hidden Value
Sometimes, certain extraordinary events occur that seem to defy any attempt at a logical explanation, only to be later revealed upon closer inspection for what they really are.
For instance, ghosts? They're usually explained by light reflections, ...
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Don’t Be Fooled: A High Income Doesn’t Guarantee Financial Freedom
Remember Illinois Governor Rod Blagojevich? He's the guy who was impeached in 2009 and then convicted in Federal court a couple of years later on multiple corruption charges, including the solicitation of bribes for political ...
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22 Smart Money Tips Everyone Can Learn by Playing Doctor
So ... Who wants to play "doctor"?
I know what you're thinking, but you can relax. I promise nobody will end up in the principal's office after we're finished here. That's because this version only focuses on taking a peek at our ... personal ...
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3 Short but Savvy Winter Season Shopping Tips
December typically begins a three- or four-month period where household and personal bills can skyrocket, largely due to heating and winter prepping. As a result, it's important to get smarter with the resources you have in order to ensure you're not ...
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8 Store Brand Items That Are Superior to Their Name Brand Twins
Even though buying store brands is a great way to save money on your grocery bill, many people refuse to try them because they believe they're automatically inferior to their name brand counterparts.
That can be a costly assumption.
Since my ...
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7 Tips University Students Can Take Advantage of to Save Money
College time is an expensive period of life. Lots of students have to pay for their tuition or repay credits. In addition, the rental fees are going up from year to year. Even if you are not a party person and dedicate all the time you have to study, ...
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14 Unconventional Money Moves That Are Smarter Than You Think
Life doesn't always turn out as you might expect it to. The truth is, many things in life often defy all sense of logic.
For example, there was a time when a reasonable person watching Justin Bieber sing on a city sidewalk for spare change would ...
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How to Save Money on Your Next Vehicle Upgrade
In these difficult economic times, you may feel that you have to delay getting any upgrades for your vehicle. If you're struggling to pay the bills or set aside savings, then you're right. You should put off getting upgrades or add-ons until the ...
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Is It Possible to Keep Your Finances in Check During COVID?
Finances are usually a fickle subject for many. Some live paycheck to paycheck while others can't even make it that far.
Regardless of where you fall on the spectrum, it's probably safe to say that your finances have completely changed from what ...
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From House to Apartment: Downsizing Strategies for Smaller Spaces
Downsizing. The idea conjures images of sad faces carrying boxes of precious items. It's associated with loss, tragedy, and change. But what if you could spin it? Downsizing from a house into an apartment doesn't have to be painful. There are ways to ...
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My 12th Annual Cost Survey of 10 Popular Brown Bag Sandwiches
If our local high school decides to open its doors this year, the completely unappetizing daily lunch will be $3.75. For a family with two kids, that amounts to $1350 during the course of a 180-day school year.
Oh, sure; $3.75 for lunch may sound ...
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Frugal or Cheap: What’s the Difference?
For most people money is a sensitive subject. While some do their very best not to come across as being tight as a tick, others always settle for the cheapest option without regard to value for money. Of course, those who are frugal lie somewhere in ...
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How to Reduce Everyday Spending
Cutting down monthly spending is something we would all like to do. However, it might not be as difficult as you think. There are many areas of household spending where cuts can be made. Although if you find yourself struggling with one too many ...
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How to Stretch Your Dollar Further While on a Budget
For many people, budgeting is essentially synonymous with "sacrifice." Indeed, it can sometimes seem like the only way to effectively budget and get out of debt is to give up all non-essential purchases. Yet, non-essential spending can provide people ...
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Great Tips for Seniors Who Want to Live Frugally
Frugal living means different things to us at various stages in our lives. When we're young or have kids, we may think living frugally is more about scoring discounts and clipping coupons so we can save money. As we get older, living frugally as a ...
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5 Finance Management Tips Everyone Wishes They Had Known Sooner
Nowadays, money is everything; it pays the bills, secures a future, and makes life more comfortable. But, if we want to live the dream and never stress about finances, we need to know how to manage them.
Of course, if you are in a pinch and need ...
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