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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Wedding Planning 101: Here’s How to Ensure You’ll Pay Too Much

By Mikey Rox

For most people, getting married is one of the happiest milestones of their life -- until they get the bill. Then again, that's to be expected if you fail to master Wedding Planning 101. Last year, the average cost of a US wedding was a whopping ...

Continue reading Wedding Planning 101: Here’s How to Ensure You’ll Pay Too Much

3 Comments June 3, 2025

Saving Made Easy: How I Saved $36,000 in 12 Years by Doing This Simple Trick

By Marie C. Franklin

Want to know a trick for saving made easy? I want everyone to pull up a chair and get comfortable because I'm about to tell you a story that may seem hard to believe. But it is the absolute truth. Awhile back, I made a decision that forever changed ...

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May 5, 2025

How Smart Menu Planning Can Reduce Your Annual Grocery Bill by $1000

By Len Penzo

If you google the term "world's toughest question" you'll come across a panoply of potential candidates: What is the meaning of life? What is the secret of happiness? How can I get rich quickly? Why does the line you're in always move ...

Continue reading How Smart Menu Planning Can Reduce Your Annual Grocery Bill by $1000

April 28, 2025

This Blue Fruit Cuts $400 Off My Grocery Bill Every Year

By Len Penzo

Have you ever wondered why there aren't very many blue fruits or vegetables in nature? I know I have. In fact, most fruits and vegetables that people usually offer as examples of azure produce are actually purple. And, no, blueberries aren't blue; ...

Continue reading This Blue Fruit Cuts $400 Off My Grocery Bill Every Year

April 9, 2025

Is FOMO Breaking Your Budget? Here’s How to Stop It

By Anum Yoon

Is FOMO breaking your budget? FOMO -- the fear of missing out -- is a powerful feeling. It's defined as an anxiety that something exciting is happening somewhere that you're not. It may sound like a benign and harmless feeling, but FOMO controls us ...

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April 8, 2025

6 Ways to Create a Stylish Home Office on a Budget

By Anum Yoon

Flexible scheduling and the beauty of technology in the workplace has allowed for more opportunities than ever to work from home -- either part or full-time -- rather than hanging out in the office seven days a week. That being said, just any ...

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April 1, 2025

Relax and Unwind! Here Are 10 Ways to Have Fun on a Budget

By Anum Yoon

Ever reach the end of the work week, and you literally just can't handle any more? The days spent at the office can leave us feeling tense and wound so tight that you can almost feel your bones grinding together. But how do you unwind without ...

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February 25, 2025

10 Easy Ways to Save Big Money Every Day

By Len Penzo

Savvy individuals are always looking for great ways to cut costs and save money. In fact, sticking to a careful budget today is more important than ever. But individuals who want to save big money don't need to worry. Here are 10 simple tips that can ...

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February 10, 2025

14 Ways to Celebrate Valentine’s Day on a Budget

By Mikey Rox

Ironically, there are a lot of broken hearts on Valentine's Day. Here's how to celebrate Valentine's Day on a budget by keeping the money you spend to a minimum while kicking the thoughtfulness up a notch: Celebrate the Day Before -- or After It's ...

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January 28, 2025

Weekly Meal Planning: Here’s How Singles On a Tight Budget Do It

By Sabado Domingo

Whether your kids have moved out of the house, or you've just left a relationship, being single doesn't have to mean lonely nights of greasy take-out or microwaved frozen meals. Smart weekly meal planning is a great way to support a tight budget, eat ...

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January 15, 2025

4 Money-Saving Tips for New Homeowners

By Corazon Gritar

Buying a home is a huge achievement, but it can leave many first-time homeowners financially scrambling. For new homeowners, this can unfortunately lead to more financial strife than they're prepared for. Fortunately, there are plenty of ways for ...

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December 31, 2024

How to Save Money on DIY Remodeling Projects

By Enero Febrero

There is a mountain of good advice on the Internet these days about how to implement DIY home improvement projects. And alongside all of those good ideas inspiration from, there has probably never been a better time to give your home an upgrade. The ...

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December 11, 2024

Holiday Parties: 5 Host Gifts That Won’t Break the Bank

By Corazon Gritar

The holiday season is upon us, and soon you'll begin receiving invitations for holiday parties. While holiday parties are part of what makes this time of the year so wonderful, they can also take a massive toll on your savings account. From buying ...

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November 26, 2024

9 Tips For Managing Your Money During the Holidays

By Mikey Rox

It's easy to go overboard during the holidays; parties, travel, decorations, and gifts can all put a sizable dent in your budget if you're not careful. When it comes to managing your money - especially during the holidays - the good news is you can ...

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October 29, 2024

How to Save on Home Expenses During the Winter

By Corazon Gritar

As winter approaches, many homeowners brace for the increase in home expenses, particularly energy bills. Heating a home can put a strain on your budget, but with the right strategies, you can stay warm without breaking the bank. Here are some ...

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October 7, 2024

How to Budget for Dental Braces as an Adult

By Corazon Gritar

Let's face it: dental work of any kind isn't cheap. Are you working within a tight budget for dental braces? Or do you just want to have a better grasp of the overall cost of braces or Invisalign treatments? Then we've got you covered! In fact, we've ...

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October 1, 2024

Your Christmas Fund: 12 Ways to Save $2000 Before the Holidays

By Mikey Rox

September is here and the holidays are less than three months away, so if you don't yet have enough cash stashed in your Christmas fund to cover all the upcoming expenses -- like hosting family dinners, gifts, and all that extra gas you'll use ...

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September 17, 2024

How to Take Your Dream Vacation on a Tight Budget

By Mikey Rox

So you want to get away after being cooped up for a couple months? Then stop planning staycations and start thinking bigger! The good news is your dream vacation can be taken on a tight budget. Here are seven tips on how to take the vacation of a ...

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August 20, 2024

My 16th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

By Len Penzo

If you're like most people, it's been hard not to notice the increase in your monthly grocery bill over the past three years. After a huge run-up in prices for everything from gasoline to food - and despite the latest consumer price index showing ...

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August 5, 2024

Grocery Auctions: A Fun Way to Lower Your Food Bill!

By Len Penzo

In these times of economic uncertainty, many people are looking to cut costs wherever possible. So as pressure on pocket books continues to mount, highly resourceful household CEOs have begun visiting local auction houses for great deals on ... ...

Continue reading Grocery Auctions: A Fun Way to Lower Your Food Bill!

July 22, 2024

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