Finances are usually a fickle subject for many. Some live paycheck to paycheck while others can't even make it that far.
Regardless of where you fall on the spectrum, it's probably safe to say that your finances have completely changed from what ...
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From House to Apartment: Downsizing Strategies for Smaller Spaces
Downsizing. The idea conjures images of sad faces carrying boxes of precious items. It's associated with loss, tragedy, and change. But what if you could spin it? Downsizing from a house into an apartment doesn't have to be painful. There are ways to ...
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My 12th Annual Cost Survey of 10 Popular Brown Bag Sandwiches
If our local high school decides to open its doors this year, the completely unappetizing daily lunch will be $3.75. For a family with two kids, that amounts to $1350 during the course of a 180-day school year.
Oh, sure; $3.75 for lunch may sound ...
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Frugal or Cheap: What’s the Difference?
For most people money is a sensitive subject. While some do their very best not to come across as being tight as a tick, others always settle for the cheapest option without regard to value for money. Of course, those who are frugal lie somewhere in ...
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How to Reduce Everyday Spending
Cutting down monthly spending is something we would all like to do. However, it might not be as difficult as you think. There are many areas of household spending where cuts can be made. Although if you find yourself struggling with one too many ...
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How to Stretch Your Dollar Further While on a Budget
For many people, budgeting is essentially synonymous with "sacrifice." Indeed, it can sometimes seem like the only way to effectively budget and get out of debt is to give up all non-essential purchases. Yet, non-essential spending can provide people ...
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When Good Personal Finance Practices Go Too Far
If a little is good, then it follows that more must be better. Well, okay, maybe not all the time.
Take coupons, for instance. Clipping coupons to save money on groceries is a sensible idea. But so-called extreme couponing takes this otherwise ...
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15 Organic Fruits & Veggies That Aren’t Worth Paying More For
I love tomatoes. I don't think many people will argue with me when I say there is nothing better than a fresh-picked home-grown 'mater.
I love them so much I usually grow tomatoes in my backyard every summer. Unfortunately for me, the pesky ...
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Great Tips for Seniors Who Want to Live Frugally
Frugal living means different things to us at various stages in our lives. When we're young or have kids, we may think living frugally is more about scoring discounts and clipping coupons so we can save money. As we get older, living frugally as a ...
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How to Take Your Dream Vacation Without Spending an Arm and a Leg
So you want to get away after being cooped up for a couple months? Then stop planning staycations and start thinking bigger with these seven tips on how to take the vacation of a lifetime without spending your life's savings:
Use Deal Services and ...
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5 Finance Management Tips Everyone Wishes They Had Known Sooner
Nowadays, money is everything; it pays the bills, secures a future, and makes life more comfortable. But, if we want to live the dream and never stress about finances, we need to know how to manage them.
Of course, if you are in a pinch and need ...
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5 Great Tips for Saving Money During the COVID-19 Pandemic
Whether you're out of work and struggling to pay rent or you're able to still work full-time from home, the coronavirus has certainly affected us all. Hopefully things will return to normal soon -- but it could be while.
In the meantime, it's ...
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Saving Money: Five Ways to Trim Your Budget
Saving money is one of the most important ways you can prepare for both the expected and unexpected troubles in life. Everything from a car breaking down to a job loss can be less painful with a little bit of cash saved up.
Most financial experts ...
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7 Ways to Save Money on Your Monthly House Expenses
A mortgage alone can easily devour a third of your monthly income after taxes. But owning a home or other property comes with many additional expenses that, if left unchecked, can push your housing costs into unsustainable territory.
The good news ...
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Shop Smarter: A Look at the Price-Matching Policies for 11 Popular Stores
We all want the lowest prices, but not all stores are created equal. To save as much cash as you can, take a look at this big list of your favorite stores' price-matching policies and plan your shopping accordingly. Just remember, policies can ...
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Pinpoint Your Home Energy Hogs and Replace Them with These
Keeping it cool or warm used to be far and away the biggest energy expense a home could claim. However, according to the U.S. Energy Information Administration over the last 25 years, the percentage of energy the average household uses on heating and ...
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How I Live on Less Than $45,000 Annually: Matt from Massachusetts
My name is Matt and I'm a long-time reader of Len's blog. After a few years of planning to share my story of living on less than $45,000 a year, I finally came around to actually doing it now that the ol' 2020 budget is set and we're off to the ...
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9 Tips for Getting the Most From Your Groceries
If there's one resolution you stay on top of this year, spending less on groceries and reducing food waste should be it. To help you get started, and to keep you on track throughout the year, consider these tips for getting the most from your ...
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How to Avoid Spending Too Much For A Quality Mattress
How do you feel when you wake up to start your day? Few of us report that we feel less than well-rested, and this may be a sign that we need to get a new mattress. Often, the root of our sleep problems literally lie in the mattress that we sleep on. ...
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20 Easy Ways to Save at Least $5 a Day
Need $100 this month? Who doesn't! The trick is in finding an easy way to save that cash in small increments. The good news is you can add an extra Benjamin or two to your bank account by taking advantage of these simple ways to save $5 ...
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