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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Fun Things to Do in New York City for Free

By Enero Febrero

New York City is famously one of the most expensive cities on the planet. Len has already covered ways to experience New York City on a budget. However, there is also a variety of attractions and activities you can include in your Big Apple itinerary ...

Continue reading Fun Things to Do in New York City for Free

August 31, 2021

How to Let Your TV Bill Work for You, Not Against You

By Sabado Domingo

Cable or Netflix? DirecTV, or Amazon Prime? What about Hulu? There's a lot to consider when installing a new home theater. You obviously want your theater room to be a place where you and your guests can kick back and relax, while watching the big ...

Continue reading How to Let Your TV Bill Work for You, Not Against You

August 11, 2021

Grandfather Says: The Benefits of DIY Housing

By RD Blakeslee

Grandfather sees that very few folks build their own houses anymore. But Grandfather says he thinks the increasing concentration of US housing in the hands of wealthy owners, who then effectively control them as rentals, may make some of you ...

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August 5, 2021

My 13th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

By Len Penzo

I don't know about you, but my monthly grocery bill has been increasing since the start of the new year. Meanwhile, the average cost of a school lunch this year is $3.81. For a family with two kids, that amounts to slightly less than $1400 during ...

Continue reading My 13th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

August 2, 2021

How to Take Advantage of Error Fares for Booking Super Cheap Flights

By Mikey Rox

Flying the friendly skies is an efficient and often necessary way to travel, but the cost of such convenience is often prohibitive. From ticket prices to baggage fees to in-flight purchases, these expenses can take a big chunk out of your vacation ...

Continue reading How to Take Advantage of Error Fares for Booking Super Cheap Flights

June 22, 2021

What Does the ‘Latte Factor’ Teach Us About Saving?

By Tex Freitag

You may have heard of the "latte factor" concept, a money-saving technique that can be adopted by anyone and can lead to incredible results many years down the line. The Latte Factor was written by money-saving expert David Bach, who is the ...

Continue reading What Does the ‘Latte Factor’ Teach Us About Saving?

June 18, 2021

What Are the Most Effective Ways to Save Money as a Couple?

By Corazon Gritar

Couples often live together before getting married. In fact, about 70% of them do. That's plenty of couples who may acknowledge a coupon can save them money. If you believe in saving, know there are effective strategies. Read on to learn how to save ...

Continue reading What Are the Most Effective Ways to Save Money as a Couple?

June 11, 2021

3 Ways to Reduce the Amount of Money You Spend on Coffee

By Corazon Gritar

Coffee is something a lot of us drink every single day. While it can provide a nice boost during a long work day, purchasing one or more cups of coffee every day can seriously hurt your bank account. It may not seem like it at the time, but these ...

Continue reading 3 Ways to Reduce the Amount of Money You Spend on Coffee

June 8, 2021

The 5 Best Mobile Apps for Saving Money

By Tex Freitag

When it comes to anything related to money, being financially responsible is always a good thing. This is because it will allow you to not just ensure that everything you need is taken care of, but it will also allow you to set aside some money for ...

Continue reading The 5 Best Mobile Apps for Saving Money

May 21, 2021

How to Reduce Home Insurance Premiums Without Reducing Claim Payouts

By Sabado Domingo

When searching for ways to minimize your household spending, assessing your home insurance costs can be a great solution to save some extra money. While you should never revoke your home insurance policy to save money, as this type of insurance ...

Continue reading How to Reduce Home Insurance Premiums Without Reducing Claim Payouts

May 20, 2021

7 Modest Wedding Gifts that I’m Still Enjoying 25 Years Later

By Len Penzo

This week the Honeybee and I will celebrate our 25th wedding anniversary. All things considered, our wedding day was a very frugal affair -- but that didn't affect our celebration by any means. And while we were married in May, it turns out that ...

Continue reading 7 Modest Wedding Gifts that I’m Still Enjoying 25 Years Later

May 17, 2021

A Real-Life Lesson on the Importance of Recognizing Hidden Value

By Len Penzo

Sometimes, certain extraordinary events occur that seem to defy any attempt at a logical explanation, only to be later revealed upon closer inspection for what they really are. For instance, ghosts? They're usually explained by light reflections, ...

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May 10, 2021

The Single Parent’s Guide To Buying the Right Home

By Corazon Gritar

Single parents can have a rough time getting a home loan, but moving out of a smaller dwelling into a larger one can be vital to keep the family happy and give everyone the space they need. All around the web there are stories of parents, ...

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May 5, 2021

Don’t Be Fooled: A High Income Doesn’t Guarantee Financial Freedom

By Len Penzo

Remember Illinois Governor Rod Blagojevich? He's the guy who was impeached in 2009 and then convicted in Federal court a couple of years later on multiple corruption charges, including the solicitation of bribes for political ...

Continue reading Don’t Be Fooled: A High Income Doesn’t Guarantee Financial Freedom

May 3, 2021

22 Smart Money Tips Everyone Can Learn by Playing Doctor

By Len Penzo

So ... Who wants to play "doctor"? I know what you're thinking, but you can relax. I promise nobody will end up in the principal's office after we're finished here. That's because this version only focuses on taking a peek at our ... personal ...

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April 12, 2021

Clever Ways to Save Money On Your Next Car

By Corazon Gritar

For most Americans, having a car is a necessity -- even during a pandemic. But while driving your own vehicle can represent freedom, it can also represent significant costs. We might not be able to control the price of gas, but we can often save a ...

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March 2, 2021

The 9 Biggest Rules for Dating on a Budget

By Mikey Rox

For most people, dating is fun. However, dating isn't cheap, and depending on what you two like to do, it can take a sizable toll on your finances. Back in the day, taking your date to a fancy restaurant and an extravagant activity meant you ...

Continue reading The 9 Biggest Rules for Dating on a Budget

February 2, 2021

3 Short but Savvy Winter Season Shopping Tips

By Sabado Domingo

December typically begins a three- or four-month period where household and personal bills can skyrocket, largely due to heating and winter prepping. As a result, it's important to get smarter with the resources you have in order to ensure you're not ...

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November 25, 2020

8 Store Brand Items That Are Superior to Their Name Brand Twins

By Len Penzo

Even though buying store brands is a great way to save money on your grocery bill, many people refuse to try them because they believe they're automatically inferior to their name brand counterparts. That can be a costly assumption. Since my ...

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October 26, 2020

7 Tips University Students Can Take Advantage of to Save Money

By Enero Febrero

College time is an expensive period of life. Lots of students have to pay for their tuition or repay credits. In addition, the rental fees are going up from year to year. Even if you are not a party person and dedicate all the time you have to study, ...

Continue reading 7 Tips University Students Can Take Advantage of to Save Money

October 23, 2020

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