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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

5 Easy Ways to Increase Your Home’s Energy Efficiency This Winter

By Corazon Gritar

The time of year for cozy sweaters, sheepskin slippers, nights by the fireplace, and big mugs of hot cocoa is fast approaching. However, that means the time of year for all of the warm air in your home trying to escape and cold air from the outdoors ...

Continue reading 5 Easy Ways to Increase Your Home’s Energy Efficiency This Winter

October 25, 2022

3 Easy Ways to Reduce Your Water Bill This Winter

By Corazon Gritar

Winter is when many homeowners see their heating bills spike. Fortunately, there are a few simple ways to save money on your water bills - and stop wasting water in the process. The key is figuring out how to reduce your water bill in the most ...

Continue reading 3 Easy Ways to Reduce Your Water Bill This Winter

October 18, 2022

Aftermarket Car Parts: Are They Really Worth the Money You Save?

By Len Penzo

Do men or women make better drivers? It's a question that I suspect has been debated ever since Henry Ford started mass-producing his Model T at the turn of the twentieth century. One thing is certain: I know the question has always been a hot topic ...

Continue reading Aftermarket Car Parts: Are They Really Worth the Money You Save?

October 17, 2022

Trying to Save Money on Gas? Driving Out of Your Way Rarely Helps

By Len Penzo

As inflation continues to wreak havoc on household budgets, people are looking to save money wherever they can. For example, I know people who will drive five miles out of their way, ten miles round trip, just to save a nickel per gallon. Then there ...

Continue reading Trying to Save Money on Gas? Driving Out of Your Way Rarely Helps

October 10, 2022

How to Leverage Coupons to Get Great Baby Product Deals

By Enero Febrero

There's a lot to like about babies. For example, who doesn't love cuddling them? Then there are their adorable clothes, the hilarious baby videos, first words, first steps -- the list goes on an on! Unfortunately, it all comes with a ...

Continue reading How to Leverage Coupons to Get Great Baby Product Deals

September 14, 2022

What Is the Difference Between Cheap and Frugal?

By Len Penzo

Depending on who you talk to, the economy may or may not be booming -- but it seems like there are always more than a few people who are looking to find additional and more creative ways to save a buck or two. The trouble starts when they cross the ...

Continue reading What Is the Difference Between Cheap and Frugal?

September 12, 2022

10 Items You Can Part With and Profit From

By Enero Febrero

Are you looking for ways to earn a few extra bucks? Then try selling some of the items on the following list to declutter your life and save some money. By cutting out the things you don't need or use, you can profit and save your money for what you ...

Continue reading 10 Items You Can Part With and Profit From

September 7, 2022

19 Products That Get Deep Retail Discounts During the Fall Season

By Len Penzo

When it comes to getting the best deals, timing is everything. After all, there is nothing more frustrating than buying something and then finding out later that a friend, coworker or neighbor got the exact thing for less than you did. And who ...

Continue reading 19 Products That Get Deep Retail Discounts During the Fall Season

September 5, 2022

8 Ways to Save More on Back-to-School Shopping This Year

By Mikey Rox

If you've got kids, then the odds are you'll be participating in that annual ritual known as back-to-school shopping. Unfortunately, it's an expense that can take a big bite out of your budget. So why not dig a little deeper when looking for extra ...

Continue reading 8 Ways to Save More on Back-to-School Shopping This Year

August 16, 2022

My 14th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

By Len Penzo

If you're like most people, it's been hard not to notice the increase in your monthly grocery bill over the past year. I guess that's to be expected with the latest "official" inflation rate as measured by the CPI coming in at a jaw-dropping 9.1% ...

Continue reading My 14th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

August 1, 2022

100 Words On: Why It’s So Hard to Beat a Homegrown Tomato

By Len Penzo

There's a reason why tomatoes are found in 85% of all gardens, topping the list of most popular homegrown produce: Biting into the fresh and juicy sweetness of a vine-ripened homegrown tomato is pure nirvana for the senses -- a savory treat unmatched ...

Continue reading 100 Words On: Why It’s So Hard to Beat a Homegrown Tomato

July 21, 2022

Dear Diary: How I Fixed My Water Heater Without a Plumber and Saved $400

By Len Penzo

The Honeybee alerted me to the fact that our hot water heater was making popping and cracking sounds that she had never heard before. This got me a bit worried because the heater was 12-years-old and I knew it was on its last legs. When a water ...

Continue reading Dear Diary: How I Fixed My Water Heater Without a Plumber and Saved $400

July 18, 2022

11 Dollar Store Bargains You’d Be Crazy to Buy Anywhere Else

By Mikey Rox

Thanks to rampant inflation, most dollar stores today are actually "$1.25 stores." But that doesn't mean you still can't find ridiculous bargains there that you'd be crazy to buy anywhere else! For control purposes, I compared dollar store items ...

Continue reading 11 Dollar Store Bargains You’d Be Crazy to Buy Anywhere Else

July 5, 2022

How to Implement Strategic Planning Processes

By Sabado Domingo

Whether concerning personal finance, education, or the minutiae of day to day life, there are certain basic principles that, when applied, can be used to better ensure success and mitigate the impact of unforeseen events as we set goals and strive to ...

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June 28, 2022

3 Easy Ways to Save Money on Organic Foods

By Tina Roth

More and more people are opting for organic food. It's not that they're fitness freaks; however, everyone wants to stay healthy, especially now that medical expenses are shooting through the roof. Eating natural food is a healthy habit that will ...

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June 15, 2022

8 Budgeting Tips to Help You Get the Most Out of Your Social Life

By Enero Febrero

When it comes to budgeting, it can often feel like we have to choose between enjoying our social lives and staying on track with our finances. After all, it's only natural to ask: How can I budget my social life. But that doesn't have to be the case! ...

Continue reading 8 Budgeting Tips to Help You Get the Most Out of Your Social Life

April 1, 2022

3 Subscriptions That You Need to Cancel Today

By Corazon Gritar

In the spirit of tax season, people all over America are taking a good, long look at their budgets and spending habits this past year. If you consider yourself frugal in money matters, it can be the worst feeling ever to realize you have been paying ...

Continue reading 3 Subscriptions That You Need to Cancel Today

March 24, 2022

The Top 10 Car Maintenance Tips Everyone Should Know

By Tex Freitag

Nearly everyone knows how to drive a car. However, not everyone knows how to take care of their car. If you're one of those who don't know how to properly take care of their vehicle, don't worry - it's not too late to take that route. Luckily for ...

Continue reading The Top 10 Car Maintenance Tips Everyone Should Know

March 11, 2022

Grandfather Says: A Wintry View of My Raised-Bed Vegetable Garden

By RD Blakeslee

Today I thought I would share a photo of Grandfather's garden area, comprised of raised beds, a cold frame (far right), surrounded by an eight-foot-high electric fence (evidenced by the white poles). Behind the garden (farthest away in the ...

Continue reading Grandfather Says: A Wintry View of My Raised-Bed Vegetable Garden

March 3, 2022

4 Frugal Dining Spots Most People Never Consider – But Really Should!

By Len Penzo

There's nothing worse than being stuck in a rut. When it happens, the quickest remedy is to try and think unconventionally. The trouble is, for most of us, outside-the-box thinking can be extremely difficult. True, thinking outside the box can ...

Continue reading 4 Frugal Dining Spots Most People Never Consider – But Really Should!

February 21, 2022

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