• About
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

bullion star banner

19 Products That Get Deep Retail Discounts During the Fall Season

By Len Penzo

When it comes to getting the best deals, timing is everything. After all, there is nothing more frustrating than buying something and then finding out later that a friend, coworker or neighbor got the exact thing for less than you did. And who ...

Continue reading 19 Products That Get Deep Retail Discounts During the Fall Season

September 5, 2022

8 Ways to Save More on Back-to-School Shopping This Year

By Mikey Rox

If you've got kids, then the odds are you'll be participating in that annual ritual known as back-to-school shopping. Unfortunately, it's an expense that can take a big bite out of your budget. So why not dig a little deeper when looking for extra ...

Continue reading 8 Ways to Save More on Back-to-School Shopping This Year

August 16, 2022

My 14th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

By Len Penzo

If you're like most people, it's been hard not to notice the increase in your monthly grocery bill over the past year. I guess that's to be expected with the latest "official" inflation rate as measured by the CPI coming in at a jaw-dropping 9.1% ...

Continue reading My 14th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

August 1, 2022

100 Words On: Why It’s So Hard to Beat a Homegrown Tomato

By Len Penzo

There's a reason why tomatoes are found in 85% of all gardens, topping the list of most popular homegrown produce: Biting into the fresh and juicy sweetness of a vine-ripened homegrown tomato is pure nirvana for the senses -- a savory treat unmatched ...

Continue reading 100 Words On: Why It’s So Hard to Beat a Homegrown Tomato

July 21, 2022

Dear Diary: How I Fixed My Water Heater Without a Plumber and Saved $400

By Len Penzo

The Honeybee alerted me to the fact that our hot water heater was making popping and cracking sounds that she had never heard before. This got me a bit worried because the heater was 12-years-old and I knew it was on its last legs. When a water ...

Continue reading Dear Diary: How I Fixed My Water Heater Without a Plumber and Saved $400

July 18, 2022

11 Dollar Store Bargains You’d Be Crazy to Buy Anywhere Else

By Mikey Rox

Thanks to rampant inflation, most dollar stores today are actually "$1.25 stores." But that doesn't mean you still can't find ridiculous bargains there that you'd be crazy to buy anywhere else! For control purposes, I compared dollar store items ...

Continue reading 11 Dollar Store Bargains You’d Be Crazy to Buy Anywhere Else

July 5, 2022

How to Implement Strategic Planning Processes

By Sabado Domingo

Whether concerning personal finance, education, or the minutiae of day to day life, there are certain basic principles that, when applied, can be used to better ensure success and mitigate the impact of unforeseen events as we set goals and strive to ...

Continue reading How to Implement Strategic Planning Processes

June 28, 2022

3 Easy Ways to Save Money on Organic Foods

By Tina Roth

More and more people are opting for organic food. It's not that they're fitness freaks; however, everyone wants to stay healthy, especially now that medical expenses are shooting through the roof. Eating natural food is a healthy habit that will ...

Continue reading 3 Easy Ways to Save Money on Organic Foods

June 15, 2022

8 Budgeting Tips to Help You Get the Most Out of Your Social Life

By Enero Febrero

When it comes to budgeting, it can often feel like we have to choose between enjoying our social lives and staying on track with our finances. After all, it's only natural to ask: How can I budget my social life. But that doesn't have to be the case! ...

Continue reading 8 Budgeting Tips to Help You Get the Most Out of Your Social Life

April 1, 2022

3 Subscriptions That You Need to Cancel Today

By Corazon Gritar

In the spirit of tax season, people all over America are taking a good, long look at their budgets and spending habits this past year. If you consider yourself frugal in money matters, it can be the worst feeling ever to realize you have been paying ...

Continue reading 3 Subscriptions That You Need to Cancel Today

March 24, 2022

The Top 10 Car Maintenance Tips Everyone Should Know

By Tex Freitag

Nearly everyone knows how to drive a car. However, not everyone knows how to take care of their car. If you're one of those who don't know how to properly take care of their vehicle, don't worry - it's not too late to take that route. Luckily for ...

Continue reading The Top 10 Car Maintenance Tips Everyone Should Know

March 11, 2022

Grandfather Says: A Wintry View of My Raised-Bed Vegetable Garden

By RD Blakeslee

Today I thought I would share a photo of Grandfather's garden area, comprised of raised beds, a cold frame (far right), surrounded by an eight-foot-high electric fence (evidenced by the white poles). Behind the garden (farthest away in the ...

Continue reading Grandfather Says: A Wintry View of My Raised-Bed Vegetable Garden

March 3, 2022

4 Frugal Dining Spots Most People Never Consider – But Really Should!

By Len Penzo

There's nothing worse than being stuck in a rut. When it happens, the quickest remedy is to try and think unconventionally. The trouble is, for most of us, outside-the-box thinking can be extremely difficult. True, thinking outside the box can ...

Continue reading 4 Frugal Dining Spots Most People Never Consider – But Really Should!

February 21, 2022

Tip Inflation: We’ve Got Nobody to Blame But Ourselves

By Len Penzo

In the US, tipping is as American as apple pie. As a kid I remember going to restaurants with my folks and figuring out the tip for Dad. And he obliged me almost every time simply because he knew I loved to do that sort of thing. His rule was 10% ...

Continue reading Tip Inflation: We’ve Got Nobody to Blame But Ourselves

February 14, 2022

4 Great Budgeting Tips For Gen Z and Millennials

By Corazon Gritar

Shortly after ringing in the new year, many Millennials are already struggling to reach their financial resolutions. It's no wonder why; the average debt a typical millennial carries is $47,689, according to a Millennial Money Mindset report. The ...

Continue reading 4 Great Budgeting Tips For Gen Z and Millennials

February 8, 2022

12 Tricks Smart Drivers Use to Save on Gas

By Sabado Domingo

It's no secret that fuel is expensive. You're probably spending a fortune on gas compared to the rest of your living expenses. It's also no secret that gasoline price hikes seem to occur far more often than price rollbacks - and getting stuck in ...

Continue reading 12 Tricks Smart Drivers Use to Save on Gas

December 29, 2021

100 Words On: A Really Sneaky Way to Reduce Your Restaurant Bar Tab

By Len Penzo

According to the National Restaurant Association, 88% of all adults say they enjoy going to restaurants. It's really no wonder. Dining out is considered a relaxing treat by most folks; a great way to escape from the hustle and bustle of a hectic day. ...

Continue reading 100 Words On: A Really Sneaky Way to Reduce Your Restaurant Bar Tab

December 2, 2021

The 4 Biggest Ways to Stretch Your Income

By Len Penzo

The other day I was talking to an acquaintance who shall remain nameless. Anyway, he was lamenting that he couldn't find enough discretionary income for an annual family vacation. I found that fascinating considering Eddie (oops!) drives a brand new ...

Continue reading The 4 Biggest Ways to Stretch Your Income

November 15, 2021

How to Save Money at Home

By Corazon Gritar

These days, any big or small way that homeowners can save a few dollars is a good thing. As a homeowner, there are many ways you can save money at home, with two of the easiest being smart budgeting and smart home improvements. Make a Budget and ...

Continue reading How to Save Money at Home

November 12, 2021

5 Autumn Home Renovations That Will Save You Money

By Corazon Gritar

Home renovations don't have to be just for aesthetics, but they can be for making functional changes that can help you keep a budget. If you're ready to start renovating and are curious about renovations you can do to start saving money, have a look ...

Continue reading 5 Autumn Home Renovations That Will Save You Money

September 23, 2021

  • « Previous Page
  • 1
  • …
  • 3
  • 4
  • 5
  • 6
  • 7
  • …
  • 11
  • Next Page »

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025