The other day a friend and I were discussing why some people manage to live their lives in complete control of their finances, while others are continually struggling to get out of debt -- no matter how much money they make. Financial freedom can be ...

Continue reading 10 Key Characteristics of Debt-Free People

Debt is such a nightmare to most of the people who deal with finances in everyday life. When left unresolved, debt can take a toll on your life and can adversely affect your relationships, productivity and even mental health. It'll be challenging for ...

Continue reading 5 Effective Ways To Solve Your Debt Problems

You're no longer living in a day and age where a standard bank loan is your only option if you're in the market for business funding. These days, there are plenty of alternatives that offer much better solutions, especially if you actually run a ...

Continue reading What To Consider When Shopping Around for a Small Business Lender

Getting a loan with bad credit might seem like a daunting task -- and it is. But, there are times when a person doesn't have any other option than to go for a loan. If you have been turned down by one lender, don't lose all hope and assume that ...

Continue reading Is Getting a Loan With Bad Credit a Good Idea?

Being in debt isn't something to be proud of. Debt can be your worst financial disaster, depending on the amount you owe and the kind of debt you have. Of course, when it comes to paying off your debts, you really have to be serious about it if you ...

Continue reading 7 Big Reasons to Pay Off Your Debt Now!

So many of us struggle to keep track of our spending and balance fun and excitement with the need for long term security. The good news is that you don't have to sacrifice your hobbies or interests in order to be a master saver. All you need to do is ...

Continue reading Take Control of Your Finances: A Few Simple Steps to a More Secure Future

Having good credit is a necessity for several reasons including buying a house or car, applying for a credit card, renting an apartment, buying a phone, and more. Without good credit, you could be left without these important essentials of life. ...

Continue reading 7 Must-Have Tips on How to Repair Your Credit Score Yourself

Having a solid credit score is more important than ever. If you don't, there's no hope of receiving a decent mortgage, renting the apartment of your dreams, or getting a lease on a reliable car for the family. Whether you have a good, bad, or merely ...

Continue reading In Need of a Quick Credit Score Boost? Here’s How to Do It

How well are you taking care of your financial health? Your credit score tells a lot about how you manage your money, which is why there are several important reasons it's absolutely crucial to maintain a good -- if not excellent -- credit ...

Continue reading Why Having A Good Credit Score Is Important

You probably already know your credit score is one of the chief determining factors when lenders evaluate your loan worthiness; this has traditionally been based solely upon your repayment history, the amount of your outstanding debt and the length ...

Continue reading Understanding the UltraFICO Credit Score

What's trickier than having a debt? Answer: having to juggle multiple debts. Whenever you owe numerous creditors, keeping up with your debts becomes that much more complicated. Suddenly you're dealing with varying deadlines, interest rates, ...

Continue reading What Is a Debt Consolidation Loan (and Should You Get One)?

If an unexpected expense arises and you don't have enough cash available, you aren't alone. Coming up short on cash is something that affects most people at one point or another. In fact, situations like these are what led to the development of ...

Continue reading 7 Tips For Taking Out A Short-Term Loan