Having good credit is a necessity for several reasons including buying a house or car, applying for a credit card, renting an apartment, buying a phone, and more. Without good credit, you could be left without these important essentials of life. ...

Continue reading 7 Must-Have Tips on How to Repair Your Credit Score Yourself

Having a solid credit score is more important than ever. If you don't, there's no hope of receiving a decent mortgage, renting the apartment of your dreams, or getting a lease on a reliable car for the family. Whether you have a good, bad, or merely ...

Continue reading In Need of a Quick Credit Score Boost? Here’s How to Do It

How well are you taking care of your financial health? Your credit score tells a lot about how you manage your money, which is why there are several important reasons it's absolutely crucial to maintain a good -- if not excellent -- credit ...

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You probably already know your credit score is one of the chief determining factors when lenders evaluate your loan worthiness; this has traditionally been based solely upon your repayment history, the amount of your outstanding debt and the length ...

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What's trickier than having a debt? Answer: having to juggle multiple debts. Whenever you owe numerous creditors, keeping up with your debts becomes that much more complicated. Suddenly you're dealing with varying deadlines, interest rates, ...

Continue reading What Is a Debt Consolidation Loan (and Should You Get One)?

If an unexpected expense arises and you don't have enough cash available, you aren't alone. Coming up short on cash is something that affects most people at one point or another. In fact, situations like these are what led to the development of ...

Continue reading 7 Tips For Taking Out A Short-Term Loan

You hear about all kinds of loans every day. Loans for your car, loans for your home, and even loans to pay for those medical bills that you weren't expecting. But, when you go to your bank or other service provider, what are you getting? Answer: an ...

Continue reading What Is an Installment Loan and What Are Some Examples?

If you applied for a loan and receive a rejection, you're not alone. Getting rejected for a loan is frustrating, but there are usually good reasons why you didn't get that approval. Here are six of the most essential factors: Poor Credit Score. If ...

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In today's day and age, it's incredibly difficult, but not impossible, to survive with a bad credit history. Surviving with bad credit is definitely going to cost you monetarily. When you have a good credit score, you can finally start saving money ...

Continue reading The Importance of Good Credit and 5 Ways to Improve Your Score

Credit is the gateway to financial opportunity, but without a credit history of at least 18 good months, many opportunities can slip through the cracks. However, zero credit is not the end all for financial breakthroughs. The good news is there are ...

Continue reading How To Get A Personal Loan With No Credit History

If you're struggling to get approved for loans or credit cards and aren't securing favorable financing rates, you may need to work on improving your credit score. Improving your credit may sound like an intimidating process, but it's possible to ...

Continue reading A Guide to Improving Your Credit Score

A lot of Americans nowadays have bad credit ratings, or no credit rating at all. According to credit bureau Experian, the newest VantageScore model estimates there are 68 million people with credit ratings to have bad or poor credit scores. For ...

Continue reading 2 Short Term Loans That Don’t Require a Credit Check