• About
  • $40K Challenge
  • Aunt Doris
  • Grandfather Says
  • Privacy
  • Archives
  • Disclaimer

Len Penzo dot Com

The offbeat personal finance blog for responsible people.

bullion star banner

5 Financially Smart Ways to Begin Your Day

By Enero Febrero

accounting basics to know

Your daily habits set the foundation for success, not only for your health but also for your finances. Mastering financial success doesn't always take a lot of time, but it does take consistency. You can stay on top of your personal finances by ...

Continue reading 5 Financially Smart Ways to Begin Your Day

January 25, 2019

How to Choose a Responsible Lender

By Enero Febrero

You've decided to take the plunge and get a personal loan. It all sounds so simple -- but the sheer volume of personal loan options and lenders to choose from can be overwhelming. With that in mind, here is a handy guide of five simple tips designed ...

Continue reading How to Choose a Responsible Lender

January 22, 2019

Controlling Your Credit: 7 Powerful Reasons Why You Need a Credit Card

By Tex Freitag

Some of us don't like the idea of owing money or using "theoretical" funds; we like the money we can see and feel. Many people have heard so many debt horror stories that they're scared of credit cards. But the truth is, there are some serious ...

Continue reading Controlling Your Credit: 7 Powerful Reasons Why You Need a Credit Card

January 19, 2019

8 Small Business Financing Options for People with Bad or No Credit

By Sabado Domingo

After making the only New Year's resolution that matters, maybe it's time to use the resulting savings by turning it into an investment. A small business is one option, but they can be costly to maintain. Of course, there's certainly nothing wrong ...

Continue reading 8 Small Business Financing Options for People with Bad or No Credit

January 9, 2019

Premier Student Loan Center Is Putting Customer Service Above New Clients

By Sabado Domingo

With post-secondary graduates facing an all-time high of student debt and staggering numbers of student loans entering into default, companies dedicated to providing financial assistance to borrowers were established. In operation for almost half a ...

Continue reading Premier Student Loan Center Is Putting Customer Service Above New Clients

January 4, 2019

4 Habits and Systems that the Wealthy Follow Religiously

By Tex Freitag

There are rich people who are bonafide geniuses; you know, the kind that went to Harvard and then dropped out or the kind that got into MIT and used their big brains to make a ton of money. While intelligence, charm and extreme talent are wonderful ...

Continue reading 4 Habits and Systems that the Wealthy Follow Religiously

January 3, 2019

What to Do After Your Individual Voluntary Agreement (IVA) Is Approved

By Enero Febrero

For folks living in England and Wales, an individual voluntary arrangement -- or IVA, for short -- is a formal alternative for individuals who want to avoid bankruptcy. As such, having your IVA approved is a big achievement. If you follow the ...

Continue reading What to Do After Your Individual Voluntary Agreement (IVA) Is Approved

December 26, 2018

4 Home Financing Options for People with Poor Credit

By Sabado Domingo

We've all heard the countless horror stories from our friends with poor credit. A poor credit score can absolutely ruin your finances and any future plans you may have had; this includes your ability to buy a new home or car, and can even affect your ...

Continue reading 4 Home Financing Options for People with Poor Credit

December 21, 2018

How to Maintain Financial Security as a Homeowner

By Enero Febrero

It's no secret that owning a home is an expensive investment. Not only will you have to secure its purchase, you also need to shoulder overhead costs and other expenses that will keep its value high. During these times, it's important to be wise ...

Continue reading How to Maintain Financial Security as a Homeowner

December 12, 2018

4 Options for People Looking to Get a Used Car Loan

By Sabado Domingo

Driving is a part of life in the United States. We live in a large, spread out nation, which requires the use of vehicles to get from place to place. Many people choose to buy new cars. The US recently saw many years in a row of record new car sales. ...

Continue reading 4 Options for People Looking to Get a Used Car Loan

December 7, 2018

Tips on How to Better Manage Your Financial Risks

By Tex Freitag

Personal financial management is about maintaining a healthy cash flow, planning for the future, and achieving your financial objectives. It also means managing the financial risks you face every day, which is why insurance policies and other forms ...

Continue reading Tips on How to Better Manage Your Financial Risks

December 6, 2018

4 Tips That Will Help You Improve Your Credit Score

By Tex Freitag

If you have a mountain of debt, your credit score likely isn't in the best shape. There are several things that you can do to try to improve your credit score, but it does take time. If you have more debt than you can reasonably pay, there are some ...

Continue reading 4 Tips That Will Help You Improve Your Credit Score

December 5, 2018

How to Improve Your Marriage By Getting Out of Debt

By Sabado Domingo

When a couple gets married, they typically share their personal finances; this remains true of both assets and liabilities. When you got married, your significant other should have been made aware of any debts that you had in your name. If you did ...

Continue reading How to Improve Your Marriage By Getting Out of Debt

November 21, 2018

4 Things You Need To Know About Car Title Loans

By Enero Febrero

Before getting into the nitty-gritty details of car title loans, we must first understand what a title loan is. A title loan is a loan where the owner of an asset gives the title to a creditor who lends him money in exchange. The giving of the title ...

Continue reading 4 Things You Need To Know About Car Title Loans

November 13, 2018

Is Autopaying Your Bills Really a Good Idea?

By Tex Freitag

Signing up to pay bills with automatic payments can be a smart move if its handled properly. But there are also some pitfalls because, like many things in life, auto payments can be risky. Let's explore why that's true. Among the advantages ...

Continue reading Is Autopaying Your Bills Really a Good Idea?

October 24, 2018

How to Make Your Dreams Come True — Even on a Tight Budget

By Jacob

Do you have a plan for the future? How about a set of goals? If you could do anything at all, what would it be? Many of us are so busy with day-to-day life that we don't have time to think about what we really want for the future. In fact, even if ...

Continue reading How to Make Your Dreams Come True — Even on a Tight Budget

October 16, 2018

How to Financially Recover From a Car Accident

By Sabado Domingo

Car accidents are always bad; the most minor accidents usually result in outsized costs, as even replacing paint is expensive. But, of course, you're very fortunate if scraped paint is all you need to worry about because accidents can easily result ...

Continue reading How to Financially Recover From a Car Accident

October 12, 2018

The Top 5 Credit Card Deals to Watch For

By Enero Febrero

In this era of fast-growing economies, the market is brimming with plastic money. While the credit card usage trend is increasing, credit card bonus signup deals are providing valuable help for consumers who are having trouble choosing between the ...

Continue reading The Top 5 Credit Card Deals to Watch For

September 28, 2018

Quick and Simple Tips for Getting Out of Debt and Saving Money

By Sabado Domingo

If you find yourself in a financial hole, take a deep breath -- and then take stock of the unfortunate situation your find yourself in. First and foremost you should collect your recent bills and pay stubs. After you've done that, it's time to do ...

Continue reading Quick and Simple Tips for Getting Out of Debt and Saving Money

September 14, 2018

3 Ways to Pay Off Your Loans Quickly

By Sabado Domingo

ads for your side hustle

You never know when you'll get into a financial bind. You can prepare yourself to deal with the mess. You can also get a loan to deal with the situation -- but once it's over, you're obviously still stuck with a the resulting debt ...

Continue reading 3 Ways to Pay Off Your Loans Quickly

September 13, 2018

  • « Previous Page
  • 1
  • …
  • 16
  • 17
  • 18
  • 19
  • 20
  • …
  • 23
  • Next Page »

Copyright © 2025 Len Penzo dot Com · All Rights Reserved · Designed by Nuts and Bolts Media

© Len Penzo dot Com 2008–2025