You don't have bad credit -- yet. However, anyone can make a mistake that leads him or her down the wrong credit path. Fortunately, bad credit isn't usually something that develops overnight; instead, credit errors compile over time to transform a ...
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18 Facts You Didn’t Know About the National Debt
I know that Halloween is still more than a month away, but it won't be long before people will once again be looking for ways to scare the pants off unwitting friends and family members.
One way to do that without having to dress up like a ghost ...
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5 Things Everyone Should Do Before Applying for a Mortgage
Have you checked your credit score? Do you have all of the correct paperwork in order? Are you aware of the market in which you are planning to buy?
Applying for a mortgage is never an easy job. You can't change your income or credit history ...
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5 Ways to Enjoy Free Family Travel with Credit Cards
Using your credit cards to earn reward points for travel is a legitimate and easy way to see the world with your family. In addition to flying, the reward points can help families cut costs with their hotel, rental car and meals.
Here are several ...
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How to Manage Your Personal Finances When In the Military
Life in the military brings a huge host of benefits. Chief among them is a stable income -- even in a bad economy. There are a lot of financial perks that you can take advantage of while in the military, but it also requires some discipline on your ...
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9 Guilt-Free Ways to Rip Off Your Credit Card Company
Sitting on the edge of the Sonoran desert, along the main highway between Los Angeles and Palm Springs, lies Hadley's, a popular fruit stand and tourist stop that sells, among other things, banana date shakes.
I love 'em; they're an incredibly ...
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4 Positive Financial Habits to Develop Right Now
Whether you're managing your own money or your business's resources, good financial habits take time to build. Indeed, developing and then carrying out a sound financial plan is often the product of months or even years of hard work and dedication. ...
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Power to the Pinched! The Personal Finance Anarchist Cookbook
Once upon a time, no self-serving radical activist would be caught dead without The Anarchist Cookbook and its misguided recipes for making homemade bombs, tear gas, and other sinister items out of everyday household products.
Of course, that got ...
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How Personal Loans Can Boost Your Credit Score
If you want to improve your credit score, you might mistakenly believe that the best thing to do is to completely avoid getting into debt. However, not having any debt can actually have the opposite effect when it comes to your credit rating.
If ...
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The Easiest Money You’ll Ever Make
Who doesn't love making money? I know I do.
Now let's take it up another notch. Who doesn't love making money for as little effort as humanly possible? If you aren't nodding your head right now, then I think it's safe to say that you're not being ...
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7 Big Lies About Gold that Wall Street Doesn’t Want You to Know
It's hard to say which lie about gold is the biggest whopper.
Many widely held beliefs about gold are lies -- propaganda hammered home to have us believe the only true measure of wealth is government-issued debt.
Big Lie #1: Gold is a barbarous ...
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Bad Credit Loans: What You Need to Know
Typically, your credit history is crucial when getting a loan from different lenders. They will look at the credit history to determine your capacity to repay your loans without delay.
In most cases, having good credit increases your chances of ...
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5 Cost-Effective Ways to Deal With Common Problems
Money can solve many problems. Plain and simple, the more capital you have available, the more resources you can draw on and the more help you can get when you encounter difficult issues. The bad news is that many people can't afford to throw money ...
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What Everyone Needs to Consider Before Taking Out a Title Loan
If you are thinking of taking out a loan, you need to decide what type of loan is best suited to your needs. Depending on your income, credit score, and circumstances, you may find that you are not eligible for all types of finance. For instance, if ...
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Is It Really Worth Trying to Retire a 30-Year Home Loan in 15?
When it comes to the great mortgage debate, I've already explained my position regarding 15- and 30-year loans: 30-year loans are better for a multitude of reasons. In fact, I think it's a no-brainer. But does it make financial sense to pay that ...
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3 Simple Ways Busy People Keep Control of Their Finances
When you work hard for every dollar you earn and do your best to save every cent each month, it's important not to lose money on overdue fees. Apart from the cost of such fees, not paying invoices on time can lead to more dire consequences, such as ...
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5 Simple Tips for Getting a Loan with Bad Credit
If you've found yourself in a financial pickle lately and are wondering if you will be able to get a loan on bad credit or not, then you're not alone.
While getting a loan is a much easier process when you have a good credit score, it can be ...
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A Quick Reference Guide to Getting Out of Debt
Nobody wants to be in debt -- although the sad truth is that millions of people are buried under a mountain of it. Unfortunately, owing a lot of money to many creditors causes problems -- not only for your personal finances, but also your ...
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How Do Solar Loans Work? Here’s a Simple Guide
Are you passionate about the environment? Do you yearn to make your home even greener, utilizing renewable sources of energy to not only lower your energy bill but also reduce your carbon footprint?
If so, then you need to consider installing ...
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9 Legitimate Ways to Get Fast Cash If You Need Money Now
Now more than ever, millions of people are in need of quick cash to pay for emergencies, cover their bills, or even buy food. While that is pretty bleak, there are also now more ways to make quick money than ever before.
With that in mind, here ...
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