Four US Presidents were born in the month of February, including two who are memorialized on Mount Rushmore: George Washington and Abraham Lincoln. (Ronald Reagan and William Henry Harrison are the other two.) As such, it should be no surprise that ...
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5 Lessons From My Italian Father on Love, Marriage and Money
I talk about my Italian parents so much that most of my friends think Mamma and Papa are paying their firstborn son to say nice things about them. In fact, I often tell my readers at Scordo that if it weren't for my parents I'd be lost in terms of ...
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The 50 Biggest Money Mistakes Household CEOs Make
I'm not ashamed to admit I make mistakes. After all, everybody screws up occasionally; for us humans, mistakes come with the territory. For example, I remember the time I decided it would be great fun to play Wii golf for eight consecutive hours. ...
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4 Surprising Truths You Must Learn Before You Can Be Rich
Success is psychological. Whether your goal is to become rich, lose 20 pounds or learn another language, your mindset is your strongest weapon. You are your own greatest asset -- and your own worst enemy.
So today I'd like to share four truths you ...
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Debt Management Plans: When is the Right Time to Apply?
A recent survey found that 22% of people say that their day-to-day finances are the main cause of stress. Clearly that's a significant number of people -- and that number has risen almost 50% in the last year.
One big contributing factor to that ...
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19 Things Your Millionaire Neighbor Won’t Tell You
Although having a million bucks isn't as impressive as it once was, most people still consider it as a sign of financial success. And judging by the number of actual millionaires enjoying life in the world today, there are apparently quite a lot of ...
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How to Improve Your Credit Score
A low credit score can affect your life in more ways than you might think – which is why it's important to maintain the highest score possible. Of course, everybody wants to know how to improve their credit score. If your credit score is less than ...
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Where Can I Find My Free Credit Score?
Your credit score is a financial report card that tells lenders how risky it is to do business with you. The higher your score, the more likely you are to pay back a loan. And that means that lenders will be more willing to offer you bigger loans and ...
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How to Survive a Money Emergency
Nearly everyone will experience a serious money emergency at some point during their lifetime. Something financially catastrophic happens, like your car breaks down or you have to pay a huge medical bill. Afterward, you may be left with little or ...
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6 Ways to Avoid a Holiday Debt Hangover
The holidays come with a host of stressors, the most Xanax-inducing of which is perhaps overspending. Sure, we make our lists and check them twice, but we're still human. Sales, discounts and deals are flashed furiously before your eyes while you're ...
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10 Key Characteristics of Debt-Free People
The other day a friend and I were discussing why some people manage to live their lives in complete control of their finances, while others are continually struggling to get out of debt -- no matter how much money they make.
Financial freedom can ...
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Was Your Credit Card Application Rejected? Here’s Your Options
Nobody wants to have a credit card application rejected, but it happens. If your application was denied, the good news is there are steps you can take that may still put plastic in your wallet.
Rule out simple application errors
You rejection ...
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3 True Loan Stories: How to Lend Money to Family & Friends
Giving out a loan is always a dicey proposition. After all, once you lend the money, there's no guarantee it will be repaid.
The stakes are even higher when we lend money to our friends and family – or even cosign a loan – because we not only risk ...
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Credit Score Criteria: The 5 Indicators That Determine Your Score
Your credit score is a financial report card that tells lenders how risky it is to do business with you. Scores range from 300 to 850.The higher your score, the more likely you are to pay back a loan – and that means that lenders will be more willing ...
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What is a Logbook Loan?
It is unfortunate that most people are denied payday loans due to the fact that they are unemployed, self-employed or because their monthly spending is higher than their income. In other cases, this can be due to the fact that they do not meet the ...
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How to Get a Higher Credit Score No Matter How Bad Your Finances Are
Imagine being so rich you never had to borrow money! Sadly, most of aren't that fortunate, which is why many people endeavor to discover how to get a higher credit score.
If you're wealthy enough to pay cash for any car or home you like, then you ...
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Important Things to Know About Bankruptcy
Filing for bankruptcy is a major decision, but it is also a structured legal tool designed to help people and businesses get a financial reset. There are many important things to know about bankruptcy. Understanding how it works, what it can and ...
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Does Birth Order Influence Financial Behavior?
Many people believe birth order is responsible for their status in life.
I happen to be a firstborn child, which is why I love to remind my younger sister that scientific studies suggest firstborn kids are smarter than their ...
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Why Personal Deficit Spending Can Actually Be a Good Idea
Most personal finance bloggers extol the virtues of frugality and I'm normally among them. It's true. People generally get wealthy (and more importantly stay wealthy) because they learn to live well below their means. But sometimes, personal deficit ...
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Are You Prepared for Managing Money and Other Responsibilities?
I have an 11-year-old son who is clamoring for a cell phone. But cell phone aside, my son has been getting an allowance and, quite often, Granny tops off his piggy bank during Christmas and his birthday. I've observed some very interesting things ...
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