Have you ever done something dumb for money? Like really, truly dumb? Have you ever just taken out a loan and been like, "why did I do that?" More than a few geniuses among us have decided to take out online loans for spectacularly idiotic reasons; ...

Continue reading The 10 Dumbest Reasons to Get an Online Loan

Perhaps you're experiencing financial difficulty, or find yourself in a less-than-desirable situation. Whatever the circumstance is, a personal loan might be just what you're looking for. Of course, a personal loan allows you access to a certain ...

Continue reading 3 Ways to Improve Your Chances of Approval for a Personal Loan

I recently got back from a sightseeing trip around the San Francisco Bay Area. Of course, one of the most popular attractions in San Francisco is the beautiful Golden Gate Bridge. It's absolutely breathtaking to behold in all its ...

Continue reading The 7 Most Popular Ways to Commit Financial Suicide

When I was in college, I was in a sorority; one of the perks was date parties. For those unfamiliar, a date party is just that; it's a big party, usually at a bar or restaurant, and all the sisters brought dates. Usually boyfriends or guys they ...

Continue reading What Barfing Out of a Bus Window Teaches Us About Managing Money

Many of us like to gamble with luck every once in a while. But when that pastime becomes a habit, it can be very harming to your budget. Therefore, it is crucial to come up with a good strategy before you start gambling and leave all your money to ...

Continue reading Responsible Casino and Gambling Tips: How to Stay Within Your Budget

If you're paying off one or more debts, you're probably sending off at least the minimum payment, or just a little more, each month. If that sounds like you, then you probably feel as though you may never get to that final payment; this can be ...

Continue reading How to Become Debt Free in 4 Easy Steps

Payday loans are to installment loans as apples are to oranges. The only similarity between these two types of loans is that they are both a specific amount of money that you must pay back by a certain time. Other than that, payday loans and ...

Continue reading Payday Loans vs. Installment Loans: The Pros and Cons of Each

Many people need cash, but they're often too intimidated to ask because they're afraid of rejection or may have been rejected in the past. Although they should only be used as an absolute last resort -- primarily because they have extremely high ...

Continue reading Last Resort: How to Qualify for a Payday Loan If You Have Bad Credit

There are few things in life that follow you the way that your credit does. Your credit score is essentially a score that represents your standing in the business world, and this has a direct impact on many major purchases and loans. Whenever you ...

Continue reading The Fastest Way to Improve Your Credit Score

Though many people find themselves on the brink of bankruptcy because of massive medical expenses or unexpected job loss, there are others who end up there because of reckless spending habits and a failure to plan for the future. It is all too common ...

Continue reading 4 Strategies to Help You Avoid Bankruptcy

I'm sorry, folks, but I'm just a little surly right now. I just finished reading an article at Cracked that my son showed me entitled: 5 Things Nobody Tells You About Being Poor. Apparently, the piece was written by a self-professed member of ...

Continue reading 5 Things Nobody Tells You About Being Poor – And for Good Reason

When I was a kid I used to have a Ouija board. Thankfully, my nerdy friends and I were never possessed by evil spirits while conjuring up our dead relatives to see how they were doing (they're fine, thanks); or getting answers to burning questions ...

Continue reading 12 Good Reasons Why You Should (and Shouldn’t) Use a Credit Card

One of my favorite television shows is National Geographic Channel's Locked Up Abroad. Each week, this absolutely fabulous show features the story of somebody who had the misfortune of either getting incarcerated in a foreign prison or kidnapped ...

Continue reading 10 Red Flags That May Signal You’re In Big Financial Trouble