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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

5 Strategies That Can Help Boost Your Business’s Profits

By Tex Freitag

When you own a business, there are plenty of reasons to stay motivated. Maybe you're developing a unique product, or perhaps you have an excellent team in place with whom you love spending time. However, the main motivation is profit. Without it, ...

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December 12, 2017

Smart Tips for Protecting Your Personal Assets

By Enero Febrero

We live in litigious times and it's an unfortunate reality that you need to take steps to ensure your personal assets are protected from anything that may happen. It's also unfortunate that there are rather a lot of ways in which you could be put in ...

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December 7, 2017

10 External Funding Options for Startup Business Owners

By Sabado Domingo

Planning how to fund your business at various stages is part of being a business owner. Most companies need external capital at some point in the life of the company. There are two main ways to raise capital: debt and equity. With debt, you borrow ...

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November 30, 2017

5 Steps to Securing a Small Business Loan

By Sabado Domingo

It's tough out there in the business sector; especially when you're just starting out. To this end, a small business loan can be a great relief -- but only if you have a meticulous plan for securing the best one for your fledgling company. You can ...

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October 13, 2017

How Smart Entrepreneurs Manage Business Risk

By Sabado Domingo

Not too long ago, Len wrote about ways to manage personal finance risks. Evaluating risk is an important facet of being entrepreneur; the key is in understanding how to properly manage those entrepreneurial risks and how much of a risk you should be ...

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July 26, 2017

What’s Next for the Price of Crude Oil?

By Tex Freitag

The ongoing rivalries between the major oil-exporting countries are currently intensifying. Most large producers are hugely dependent on income from crude oil sales to support growth. While restricting supply drives up prices, pumping out more of the ...

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April 28, 2017

3 Reasons Why Your Business Should Begin Accepting Credit Cards

By Pat Sava

It's crazy trying to run a business without accepting credit cards these days. Nearly everyone in the free world is at a least using a debit card that they have connected to their checking account. And many people like to build up travel miles, so ...

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April 27, 2017

What’s Heaven Like for Entrepreneurs? Hint: It Has Capital

By Jim Thompson

You have had several business ideas over the years, but you have that one idea that you know can change your life, touch lives and change the world. However, it needs capital, and you can't figure out how to raise funds to launch or boost your ...

Continue reading What’s Heaven Like for Entrepreneurs? Hint: It Has Capital

April 26, 2017

4 Reasons Why Businesses Will Always Need Working Capital

By Enero Febrero

When people talk about business finances, they usually focus on startup capital, profits, and losses. Profits and losses are important because money is the lifeblood of business -- and you have no business being in business if you are running at ...

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April 26, 2017

5 Side Businesses You Can Start from Home

By Sabado Domingo

If you're one of the few people who can walk into your work and demand a raise, good for you! Most of us can't do that, but almost everyone wishes they had some more money in their pockets -- especially at the end of the month. Luckily, there are ...

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April 21, 2017

The Emperor Has No Clothes: Why In-N-Out Burger Is Overrated

By Len Penzo

I know what I'm about to say is going to make more than a few people's heads explode, but it needs to be said: In-N-Out Burger ain't what it used to be. No, really. Trust me on this one, folks; I know what I'm talking about. I've been eating ...

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May 13, 2015

How Poker Helps Entrepreneurs Make Better Business Decisions

By Sabado Domingo

Making business decisions is an easy task -- but making great business decisions that provide serious returns for your company is something else entirely. Looking for the perfect skill set necessary to make you an office superstar? Try looking to ...

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March 5, 2015

Why Restaurant No-Tipping Policies Are a Bad Idea

By Len Penzo

In the United States, diners have been tipping their servers for more than a century. It's a time-honored practice that's as American as, well, baseball and apple pie. Tipping was originally intended as an incentive for rewarding and encouraging ...

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February 18, 2015

Effective Negotiating Tactics Everyone Should Know (Part 2)

By Len Penzo

This is Part 2 of a two-part series on negotiating tactics. If you missed it, here is Part 1. I've always believed that one of the most important life skills that every person should have mastered before setting out on their own is the art of ...

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December 2, 2014

Check Out the Latest Gimmick for Disposing of Expired Credit Cards

By Len Penzo

Every once in awhile, I come across something that causes me to scratch my head in utter bewilderment and ask, "Was that really necessary?" It usually happens when some company makes a change in the name of improved customer service, a better ...

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September 30, 2014

How a Content Service Can Boost Your Blog Income

By Enero Febrero

As a blog owner, it is difficult to come up with fresh topics and fresh content for your readers at all times; a content creation service understands your needs as a blog owner. Content creation services have writers available that are well-versed in ...

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September 26, 2014

How A Lemonade Stand Taught My Daughter To Love Monopolies

By Len Penzo

Each Father's Day, I love to reminisce about the joys of fatherhood and the days when my teenage kids were younger. This year, I caught myself looking back upon the time several summers ago when my business-savvy daughter, Nina, set up a wildly ...

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June 16, 2014

What a $184 Cheese Sandwich Can Teach Us About Hype & Value

By Len Penzo

Last week, Britain's Daily Mail reported that celebrity chef Martin Blunos created a very unique sandwich with a menu price of $184.61. According to Blunos, who happens to be a Michelin-starred chef, "We Brits are known to love our cheese ...

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April 23, 2014

My Blog Is Back! … But I’ve Still Got Some Work to Do

By Len Penzo

Yes, I'm still alive, folks. In case you missed it ... my blog ended up crashing on Saturday morning after a major malfunction at my old web host (Yahoo). I won't bore you with the technical details, but let's just say Yahoo's customer service ...

Continue reading My Blog Is Back! … But I’ve Still Got Some Work to Do

April 15, 2014

A Fond Look Back at My 10 Most Popular Posts of 2013

By Len Penzo

All in all it was a successful year here at Len Penzo dot Com. In terms of traffic, the blog had almost one million visits and nearly two million page views in 2013. I know. I don't understand why either -- but I'll take it! Anyway, thank you ...

Continue reading A Fond Look Back at My 10 Most Popular Posts of 2013

December 30, 2013

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