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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Tips for Female Entrepreneurs – How to Get a Small Business Loan

By Enero Febrero

Today, 40% of all entrepreneurs in the US are women. But, unfortunately, these numbers do not line up with their access to small business loans. In fact, many female entrepreneurs today find it quite challenging to take a loan. However, lack of ...

Continue reading Tips for Female Entrepreneurs – How to Get a Small Business Loan

February 22, 2019

What are the Key Requirements for Securing a Startup Business Loan?

By Sabado Domingo

Businesses require loan facilities for a wide range of reasons such as: investing in equipment, maintaining business operations, starting a new branch, or even increasing a businesses' working capital. However, securing a loan is not an easy task as ...

Continue reading What are the Key Requirements for Securing a Startup Business Loan?

February 15, 2019

Your Online E-commerce Checklist to Success

By Larisa Wong

Running an online business can be a great deal of fun and yet, effort is required if you hope to achieve success from a long-term point of view. This is why it is important to start the new year with the right mentality as well as why you should be ...

Continue reading Your Online E-commerce Checklist to Success

January 31, 2019

How Successful Small Business Owners Maximize ROI

By Sabado Domingo

All aspiring entrepreneurs need to understand the difference between expenses and investments. Expenses are necessary costs that every business incurs. Some expenses are recurring meaning they repeat on a monthly or annual basis. On the other hand, ...

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January 27, 2019

100 Words On: Why Competition Is Good For Everyone

By Len Penzo

Human nature is such that, if given the chance, most folks would choose to take the path of least resistance by avoiding competition. However, those who lack challengers almost always miss the motivation required to innovate or otherwise stay at the ...

Continue reading 100 Words On: Why Competition Is Good For Everyone

January 17, 2019

8 Small Business Financing Options for People with Bad or No Credit

By Sabado Domingo

After making the only New Year's resolution that matters, maybe it's time to use the resulting savings by turning it into an investment. A small business is one option, but they can be costly to maintain. Of course, there's certainly nothing wrong ...

Continue reading 8 Small Business Financing Options for People with Bad or No Credit

January 9, 2019

6 Major Green Investments for Your Small Business

By Sabado Domingo

Going green with your business is important for protecting the environment, but did you know it can also improve your bottom line? Besides doing wonders for your company's public image, making eco-friendly changes can also save money by reducing the ...

Continue reading 6 Major Green Investments for Your Small Business

January 2, 2019

Grandfather Says: Remembering Grandfather’s Grandfather

By RD Blakeslee

Grandfather remembers his grandfather, James F. Miller, a man respected and honored as the family's patriarch. He sired eight children, one of whom died in infancy; a common occurrence which was accepted stoically, in those days. Grandfather ...

Continue reading Grandfather Says: Remembering Grandfather’s Grandfather

December 27, 2018

3 Economically Attractive Countries for Starting a Business

By Enero Febrero

There are numerous countries that are attractive for starting a business activity and choosing one can be a challenging aspect, as plenty of the top business destinations provide a wide range of advantages. Deciding on the country in which a business ...

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December 19, 2018

5 Reasons Why Banks Aren’t the Best Bet for Start-Up Loans

By Tex Freitag

The growth of startups worldwide has been nothing short of phenomenal over the last five to ten years. That growth is reflected in funding, which grew some 1400% between 2012 and 2017. Venture capitalists and lenders pumped $15 billion into US ...

Continue reading 5 Reasons Why Banks Aren’t the Best Bet for Start-Up Loans

November 23, 2018

What You Need to Know Before Hiring a Concrete Contractor

By Enero Febrero

If you're like most people, you may have the perception that a contractor may be expensive. You may be thinking that it would be nice to not have to do something yourself, but is it actually worth the money to pay the contractor? Thankfully, there ...

Continue reading What You Need to Know Before Hiring a Concrete Contractor

November 16, 2018

100 Words On: The Best Time to Start a New Business

By Len Penzo

It's not unusual for budding entrepreneurs to fret over the best time to start a new business, especially during economic downturns when even the most self-assured impresarios often become paralyzed with doubt. They shouldn't. After all, there are ...

Continue reading 100 Words On: The Best Time to Start a New Business

October 11, 2018

How to Use Cryptocurrency to Improve Your Business Finances

By Sabado Domingo

Business owners around the globe have turned to cryptocurrency to improve their finances. When you consider the fact that cryptocurrency is gaining popularity at a very fast pace, it is no wonder why some businesses are beginning to accept it as a ...

Continue reading How to Use Cryptocurrency to Improve Your Business Finances

October 3, 2018

3 Successful Sectors to Explore in the B2B Space

By Sabado Domingo

As early as 2015, Think with Google found that millennials were making nearly half of all business-to-business (B2B) decisions. Obviously, that meant focusing more on e-commerce stores and social media. So what's most noticeable about B2B ...

Continue reading 3 Successful Sectors to Explore in the B2B Space

August 24, 2018

The Road to $1 Trillion: A List of Major Market Cap Milestones

By Jeff Desjardins

The market continues to buzz about Apples $1 trillion market valuation. It's an incredible amount of wealth creation in any context -- but getting to 12 zeros is especially impressive when you consider that Apple was just 90 days from declaring ...

Continue reading The Road to $1 Trillion: A List of Major Market Cap Milestones

August 15, 2018

7 Tips for Buying Business Assets with the Highest ROI

By Sabado Domingo

As a business owner, you are constantly on the lookout for ways to increase the profitability of your enterprise. After all, the reason you started a business in the first place was to make money and you certainly don't want to take any actions that ...

Continue reading 7 Tips for Buying Business Assets with the Highest ROI

August 7, 2018

How to Become a CEO Without Getting Carried Away on Spending

By Enero Febrero

If you're working hard to forge a successful career within a company, then the chances are that you dream of being a CEO one day. These captains of industry are very often considered to be the pinnacle of career aspiration for the power, status and ...

Continue reading How to Become a CEO Without Getting Carried Away on Spending

July 31, 2018

Get Access to Free Invoice Templates for Word, PSD, Excel, and PDF

By Enero Febrero

An invoice is a bill to a customer for the sale of a service or product delivered though payment that hasn't been completed yet. For that reason, invoices are great reminders about payments due, and confirmation tools that goods or services have been ...

Continue reading Get Access to Free Invoice Templates for Word, PSD, Excel, and PDF

July 20, 2018

How 2 People Built Online Businesses to Achieve Financial Independence

By Brian Davis

I love hearing the unique stories about how multiple people reached financial independence or retired early (FIRE). Sure, the Internet is great for cat videos and political rants on Facebook. But for some people, it's also a giant money-making ...

Continue reading How 2 People Built Online Businesses to Achieve Financial Independence

July 10, 2018

The Pros and Cons of Working from Home

By Sabado Domingo

There are plenty of reasons someone might choose to work from home. Perhaps you've started up your own internet business. Perhaps your boss has decided to let you telecommute at least part time. Maybe you've been hired as a full time telecommuter for ...

Continue reading The Pros and Cons of Working from Home

June 20, 2018

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