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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

6 Ways to Keep Growing Your Business by Lowering Outsourcing Costs

By Tex Freitag

The biggest worry most companies have when it comes to lowering outsourcing cost is the quality of the output. Larger blue chip companies such as Apple Inc. and Nike may not care much about the quality of things such as customer support when it's ...

Continue reading 6 Ways to Keep Growing Your Business by Lowering Outsourcing Costs

August 16, 2019

3 Ways to Unify Your Business Operations

By Sabado Domingo

Have you ever had a branch or department of your business that seems to be in its own world? When certain branches of the business aren't unified, they don't work well together due to a lack of communication, leading to further errors that can often ...

Continue reading 3 Ways to Unify Your Business Operations

August 9, 2019

The Trick to Running a Business Across International Borders

By Enero Febrero

With the US Department of Commerce reporting imports and exports ringing in at right under $2 trillion a year and covering more than 150 countries, it's no surprise that companies are going global with their operations at record rates. However, this ...

Continue reading The Trick to Running a Business Across International Borders

July 31, 2019

5 Important Factors to Consider Before Applying for a Business Loan

By Sabado Domingo

Expanding or growing a business usually means paying for the increasing accounts receivable balances, buying new equipment, and paying for more manpower. However, businesses that don't have enough funds often need to consider applying for a business ...

Continue reading 5 Important Factors to Consider Before Applying for a Business Loan

July 12, 2019

How to Boost Your Small-Scale Business and Take It to the Next Level

By Enero Febrero

Are you desperate to take your business to the next level? If so, then you have to align your processes. The payment is a critical issue when it comes to a business. However, most businesses agree that they need to opt for dependable point-of-sale ...

Continue reading How to Boost Your Small-Scale Business and Take It to the Next Level

June 28, 2019

Distributed Meets Growing Demands Through $1.9M Seed Funding from Fuel Ventures

By Tex Freitag

Distributed, the AI-powered tech talent-resourcing platform, raised $1.9 million in a seed-funding round from Fuel Ventures, bringing its total initial funding up to $2.1 million. With the growing demand for Distributed's Elastic Team platform, the ...

Continue reading Distributed Meets Growing Demands Through $1.9M Seed Funding from Fuel Ventures

May 30, 2019

5 Ways to Make Extra Money While Staying at Home

By Sabado Domingo

If you've ever dreamed about working from home, this could be the best time for you to take the leap and start a business that allows you to make extra money while staying at home. In fact, more and more Americans are turning to self-employment to ...

Continue reading 5 Ways to Make Extra Money While Staying at Home

May 15, 2019

SoundCloud: The Pros & Cons of Buying Followers to Boost Your Music Sales

By Tex Freitag

Have you ever looked at your social media accounts such as Facebook, Twitter, or Instagram and wondered why none of your posts, videos, or music tracks have gone viral? Have you ever turned green with envy when you see someone else with an ...

Continue reading SoundCloud: The Pros & Cons of Buying Followers to Boost Your Music Sales

May 10, 2019

How To Start a Direct Sales Business

By Tex Freitag

Direct sales companies have been around for generations, but they have recently seen a resurgence with the increase in social media usage. The Internet allows people to easily contact potential customers without time-intensive, door-to-door sales. ...

Continue reading How To Start a Direct Sales Business

May 9, 2019

How Writing Checks Is Still Beneficial for Your Business

By Sabado Domingo

With modern online banking, direct deposit, and payment services like PayPal, many businesses forget the basic need of having checks on hand.But, in truth, most business owners still use checks often -- sometimes everyday. As such, if you're ...

Continue reading How Writing Checks Is Still Beneficial for Your Business

April 3, 2019

Influencer Marketing: Can an Outsider Really Help Build My Brand?

By Tex Freitag

The big hurdle many businesses face as they work to build their brand is reaching their target audience. This is where influencer marketing comes into play, exposing messaging to key demographics. It's one of the fastest tactics for increasing ...

Continue reading Influencer Marketing: Can an Outsider Really Help Build My Brand?

March 29, 2019

Tips for Female Entrepreneurs – How to Get a Small Business Loan

By Enero Febrero

Today, 40% of all entrepreneurs in the US are women. But, unfortunately, these numbers do not line up with their access to small business loans. In fact, many female entrepreneurs today find it quite challenging to take a loan. However, lack of ...

Continue reading Tips for Female Entrepreneurs – How to Get a Small Business Loan

February 22, 2019

What are the Key Requirements for Securing a Startup Business Loan?

By Sabado Domingo

Businesses require loan facilities for a wide range of reasons such as: investing in equipment, maintaining business operations, starting a new branch, or even increasing a businesses' working capital. However, securing a loan is not an easy task as ...

Continue reading What are the Key Requirements for Securing a Startup Business Loan?

February 15, 2019

Your Online E-commerce Checklist to Success

By Larisa Wong

Running an online business can be a great deal of fun and yet, effort is required if you hope to achieve success from a long-term point of view. This is why it is important to start the new year with the right mentality as well as why you should be ...

Continue reading Your Online E-commerce Checklist to Success

January 31, 2019

How Successful Small Business Owners Maximize ROI

By Sabado Domingo

All aspiring entrepreneurs need to understand the difference between expenses and investments. Expenses are necessary costs that every business incurs. Some expenses are recurring meaning they repeat on a monthly or annual basis. On the other hand, ...

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January 27, 2019

100 Words On: Why Competition Is Good For Everyone

By Len Penzo

Human nature is such that, if given the chance, most folks would choose to take the path of least resistance by avoiding competition. However, those who lack challengers almost always miss the motivation required to innovate or otherwise stay at the ...

Continue reading 100 Words On: Why Competition Is Good For Everyone

January 17, 2019

8 Small Business Financing Options for People with Bad or No Credit

By Sabado Domingo

After making the only New Year's resolution that matters, maybe it's time to use the resulting savings by turning it into an investment. A small business is one option, but they can be costly to maintain. Of course, there's certainly nothing wrong ...

Continue reading 8 Small Business Financing Options for People with Bad or No Credit

January 9, 2019

6 Major Green Investments for Your Small Business

By Sabado Domingo

Going green with your business is important for protecting the environment, but did you know it can also improve your bottom line? Besides doing wonders for your company's public image, making eco-friendly changes can also save money by reducing the ...

Continue reading 6 Major Green Investments for Your Small Business

January 2, 2019

Grandfather Says: Remembering Grandfather’s Grandfather

By RD Blakeslee

Grandfather remembers his grandfather, James F. Miller, a man respected and honored as the family's patriarch. He sired eight children, one of whom died in infancy; a common occurrence which was accepted stoically, in those days. Grandfather ...

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December 27, 2018

3 Economically Attractive Countries for Starting a Business

By Enero Febrero

There are numerous countries that are attractive for starting a business activity and choosing one can be a challenging aspect, as plenty of the top business destinations provide a wide range of advantages. Deciding on the country in which a business ...

Continue reading 3 Economically Attractive Countries for Starting a Business

December 19, 2018

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