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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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Where to Find Help When Your Business Has Tax Troubles

By Enero Febrero

Being an entrepreneur is challenging enough without the added trouble of a huge tax liability hanging over your head. Difficulties with business taxes can be both stressful and expensive to sort out. However, one important thing to remember is that ...

Continue reading Where to Find Help When Your Business Has Tax Troubles

June 8, 2018

The Art of the Side Hustle: Overlapping Your Day Job with Entrepreneurship

By Tex Freitag

ads for your side hustle

Very few businesses today are started by those without existing careers. Instead, many choose to take a well-paid job and then create another business in their spare time, only to go full-time when they're confident. In principle, the side hustle ...

Continue reading The Art of the Side Hustle: Overlapping Your Day Job with Entrepreneurship

May 29, 2018

A Look at the Economic Importance of the Trucking Industry

By Tex Freitag

We live in an economy today that is very different from those of years gone by. Technology has made it possible for consumers in almost any location to buy products from retailers in almost any other location, with minimal costs to both. In this ...

Continue reading A Look at the Economic Importance of the Trucking Industry

May 18, 2018

Don’t Get Zapped: 3 Ways the Right Insurance Limits Electrician Expenses

By Enero Febrero

Unsurprisingly, electricians face severe risks in their line of work. The tiniest mishap can lead to significant bodily harm, not to mention massive financial losses. As an electrician, therefore, protecting yourself with proper insurance is as ...

Continue reading Don’t Get Zapped: 3 Ways the Right Insurance Limits Electrician Expenses

May 9, 2018

Why Spending Money on Your Website Doesn’t Guarantee Visitors

By Tex Freitag

So ... you've spent money on the best web developers and graphic designers to make your website look and function spectacularly. Good! But before you expect the visitors to come pouring in, there's much more work to be done. How will people find ...

Continue reading Why Spending Money on Your Website Doesn’t Guarantee Visitors

February 23, 2018

What is Director Disqualification and How Can You Avoid It?

By Sabado Domingo

The following guide is likely to be useful to those recently promoted to the position of Company Director of a business, or directors who want more information about their rights. Director disqualification happens when directors are reported as unfit ...

Continue reading What is Director Disqualification and How Can You Avoid It?

January 19, 2018

6 Tips That Can Help You Avoid Pyramid Marketing Schemes

By Sabado Domingo

Pyramid schemes are in the news, with the recent lawsuit against LuLaRoe bringing fresh attention to the issue. If you're in the market for a side hustle or direct marketing opportunity, you need to be conscious of the difference between a legitimate ...

Continue reading 6 Tips That Can Help You Avoid Pyramid Marketing Schemes

January 5, 2018

What is Tourism Marketing and How Can It Help My Business?

By Sabado Domingo

Is your business in the travel sector, offering experiences, or helping customers achieve the vacation of a lifetime? You would certainly benefit from specific tourism marketing -- but its methods aren't only useful for dedicated travel ...

Continue reading What is Tourism Marketing and How Can It Help My Business?

December 22, 2017

5 Ways to Make Your Business Greener While Increasing Profits

By Enero Febrero

Most business owners and managers who have their eyes on the prize are well aware reducing the environmental impact of their business is one of the best things they can do. Business owners can respond flexibly to the demands of the changing planet. ...

Continue reading 5 Ways to Make Your Business Greener While Increasing Profits

December 14, 2017

5 Strategies That Can Help Boost Your Business’s Profits

By Tex Freitag

When you own a business, there are plenty of reasons to stay motivated. Maybe you're developing a unique product, or perhaps you have an excellent team in place with whom you love spending time. However, the main motivation is profit. Without it, ...

Continue reading 5 Strategies That Can Help Boost Your Business’s Profits

December 12, 2017

Smart Tips for Protecting Your Personal Assets

By Enero Febrero

We live in litigious times and it's an unfortunate reality that you need to take steps to ensure your personal assets are protected from anything that may happen. It's also unfortunate that there are rather a lot of ways in which you could be put in ...

Continue reading Smart Tips for Protecting Your Personal Assets

December 7, 2017

10 External Funding Options for Startup Business Owners

By Sabado Domingo

Planning how to fund your business at various stages is part of being a business owner. Most companies need external capital at some point in the life of the company. There are two main ways to raise capital: debt and equity. With debt, you borrow ...

Continue reading 10 External Funding Options for Startup Business Owners

November 30, 2017

5 Steps to Securing a Small Business Loan

By Sabado Domingo

It's tough out there in the business sector; especially when you're just starting out. To this end, a small business loan can be a great relief -- but only if you have a meticulous plan for securing the best one for your fledgling company. You can ...

Continue reading 5 Steps to Securing a Small Business Loan

October 13, 2017

How Smart Entrepreneurs Manage Business Risk

By Sabado Domingo

Not too long ago, Len wrote about ways to manage personal finance risks. Evaluating risk is an important facet of being entrepreneur; the key is in understanding how to properly manage those entrepreneurial risks and how much of a risk you should be ...

Continue reading How Smart Entrepreneurs Manage Business Risk

July 26, 2017

What’s Next for the Price of Crude Oil?

By Tex Freitag

The ongoing rivalries between the major oil-exporting countries are currently intensifying. Most large producers are hugely dependent on income from crude oil sales to support growth. While restricting supply drives up prices, pumping out more of the ...

Continue reading What’s Next for the Price of Crude Oil?

April 28, 2017

3 Reasons Why Your Business Should Begin Accepting Credit Cards

By Pat Sava

It's crazy trying to run a business without accepting credit cards these days. Nearly everyone in the free world is at a least using a debit card that they have connected to their checking account. And many people like to build up travel miles, so ...

Continue reading 3 Reasons Why Your Business Should Begin Accepting Credit Cards

April 27, 2017

What’s Heaven Like for Entrepreneurs? Hint: It Has Capital

By Jim Thompson

You have had several business ideas over the years, but you have that one idea that you know can change your life, touch lives and change the world. However, it needs capital, and you can't figure out how to raise funds to launch or boost your ...

Continue reading What’s Heaven Like for Entrepreneurs? Hint: It Has Capital

April 26, 2017

4 Reasons Why Businesses Will Always Need Working Capital

By Enero Febrero

When people talk about business finances, they usually focus on startup capital, profits, and losses. Profits and losses are important because money is the lifeblood of business -- and you have no business being in business if you are running at ...

Continue reading 4 Reasons Why Businesses Will Always Need Working Capital

April 26, 2017

5 Side Businesses You Can Start from Home

By Sabado Domingo

If you're one of the few people who can walk into your work and demand a raise, good for you! Most of us can't do that, but almost everyone wishes they had some more money in their pockets -- especially at the end of the month. Luckily, there are ...

Continue reading 5 Side Businesses You Can Start from Home

April 21, 2017

When Does a Hobby Turn Into a Business?

By Tex Freitag

Most of us dream of having a full-time occupation that not only keeps our finances healthy, but also indulges our creative tendencies too. And many lucky entrepreneurs have managed to turn their pastimes into lucrative occupations in a way that shows ...

Continue reading When Does a Hobby Turn Into a Business?

March 31, 2017

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