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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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8 Factors You Need to Consider When Taking Out Business Insurance

By Sabado Domingo

When you're running a business there are many risks and scenarios where you could be financially exposed if you don't have the right insurance coverage. If you're unsure what sort of coverage you need, you should inquire about typical portfolio ...

Continue reading 8 Factors You Need to Consider When Taking Out Business Insurance

November 6, 2019

When Businesses Suffer, So Too Do Their Communities

By Sabado Domingo

Local businesses both large and small have a significant impact on the communities in which they're located. When businesses flourish, so too does every other aspect of the community. However, when they suffer, residents may start to notice a decline ...

Continue reading When Businesses Suffer, So Too Do Their Communities

October 31, 2019

Outrageous Pizza Delivery Fees Are Here to Stay (and It’s Your Fault)

By Len Penzo

I love sleight of hand tricks. Occasionally, a coworker of mine named Fred will stop by my office and regale me with some truly amazing acts of prestidigitation. I'm always left in awe every time he seemingly pulls a coin out of thin air -- or ...

Continue reading Outrageous Pizza Delivery Fees Are Here to Stay (and It’s Your Fault)

October 7, 2019

Coworking Spaces vs. Incubators vs. Accelerators for Startups

By Sabado Domingo

Coworking spaces, incubators, and accelerators happen to be three concepts that are used often in the startup community. Each of these options is advantageous for building a new business, and has something to offer based on your personality and ...

Continue reading Coworking Spaces vs. Incubators vs. Accelerators for Startups

September 30, 2019

How a Lead Generation Business Can Save Your Law Firm Time and Money

By Enero Febrero

Law firms are always on the lookout for bigger and better clients. Legal businesses try to out-market each other and get as many high-value clients as possible. From SEO strategies such as writing valuable content to pay for Google advertising, ...

Continue reading How a Lead Generation Business Can Save Your Law Firm Time and Money

September 20, 2019

5 Big Mistakes to Avoid When Starting a Restaurant

By Sabado Domingo

Food businesses have become immensely popular and, as a result, more people are showing interest in investing in the food and dining industry. One of the main reasons is that the industry is easy to get into and the rapidly growing trend of dining ...

Continue reading 5 Big Mistakes to Avoid When Starting a Restaurant

September 4, 2019

If You Want to Succeed in Forex Trading, Then Treat It as a Business

By Tex Freitag

Should forex trading be viewed as a business? There are probably a few people out there who would dispute that assertion. They might argue that in any kind of financial trading there are no guarantees that you'll actually make money. After all, if ...

Continue reading If You Want to Succeed in Forex Trading, Then Treat It as a Business

August 29, 2019

6 Ways to Keep Growing Your Business by Lowering Outsourcing Costs

By Tex Freitag

The biggest worry most companies have when it comes to lowering outsourcing cost is the quality of the output. Larger blue chip companies such as Apple Inc. and Nike may not care much about the quality of things such as customer support when it's ...

Continue reading 6 Ways to Keep Growing Your Business by Lowering Outsourcing Costs

August 16, 2019

3 Ways to Unify Your Business Operations

By Sabado Domingo

Have you ever had a branch or department of your business that seems to be in its own world? When certain branches of the business aren't unified, they don't work well together due to a lack of communication, leading to further errors that can often ...

Continue reading 3 Ways to Unify Your Business Operations

August 9, 2019

The Trick to Running a Business Across International Borders

By Enero Febrero

With the US Department of Commerce reporting imports and exports ringing in at right under $2 trillion a year and covering more than 150 countries, it's no surprise that companies are going global with their operations at record rates. However, this ...

Continue reading The Trick to Running a Business Across International Borders

July 31, 2019

5 Important Factors to Consider Before Applying for a Business Loan

By Sabado Domingo

Expanding or growing a business usually means paying for the increasing accounts receivable balances, buying new equipment, and paying for more manpower. However, businesses that don't have enough funds often need to consider applying for a business ...

Continue reading 5 Important Factors to Consider Before Applying for a Business Loan

July 12, 2019

What Were They Thinking? The 10 Biggest Grocery Product Flops!

By Len Penzo

While it's true that companies must constantly innovate in order to stay viable and maintain market share, it's also true that not every idea that comes out of corporate research and development departments will be a huge success. Of course, the ...

Continue reading What Were They Thinking? The 10 Biggest Grocery Product Flops!

July 1, 2019

How to Boost Your Small-Scale Business and Take It to the Next Level

By Enero Febrero

Are you desperate to take your business to the next level? If so, then you have to align your processes. The payment is a critical issue when it comes to a business. However, most businesses agree that they need to opt for dependable point-of-sale ...

Continue reading How to Boost Your Small-Scale Business and Take It to the Next Level

June 28, 2019

Distributed Meets Growing Demands Through $1.9M Seed Funding from Fuel Ventures

By Tex Freitag

Distributed, the AI-powered tech talent-resourcing platform, raised $1.9 million in a seed-funding round from Fuel Ventures, bringing its total initial funding up to $2.1 million. With the growing demand for Distributed's Elastic Team platform, the ...

Continue reading Distributed Meets Growing Demands Through $1.9M Seed Funding from Fuel Ventures

May 30, 2019

5 Ways to Make Extra Money While Staying at Home

By Sabado Domingo

If you've ever dreamed about working from home, this could be the best time for you to take the leap and start a business that allows you to make extra money while staying at home. In fact, more and more Americans are turning to self-employment to ...

Continue reading 5 Ways to Make Extra Money While Staying at Home

May 15, 2019

SoundCloud: The Pros & Cons of Buying Followers to Boost Your Music Sales

By Tex Freitag

Have you ever looked at your social media accounts such as Facebook, Twitter, or Instagram and wondered why none of your posts, videos, or music tracks have gone viral? Have you ever turned green with envy when you see someone else with an ...

Continue reading SoundCloud: The Pros & Cons of Buying Followers to Boost Your Music Sales

May 10, 2019

How To Start a Direct Sales Business

By Tex Freitag

Direct sales companies have been around for generations, but they have recently seen a resurgence with the increase in social media usage. The Internet allows people to easily contact potential customers without time-intensive, door-to-door sales. ...

Continue reading How To Start a Direct Sales Business

May 9, 2019

Good Personal Finance Habits Everyone Should Follow

By Len Penzo

There are good habits and there are bad habits - and I have a lot of bad habits. For example, I tend to bite my nails when I get stressed out. I also have a penchant for opening the cupboard to get a drinking glass -- then walking away and leaving ...

Continue reading Good Personal Finance Habits Everyone Should Follow

April 29, 2019

How Writing Checks Is Still Beneficial for Your Business

By Sabado Domingo

With modern online banking, direct deposit, and payment services like PayPal, many businesses forget the basic need of having checks on hand.But, in truth, most business owners still use checks often -- sometimes everyday. As such, if you're ...

Continue reading How Writing Checks Is Still Beneficial for Your Business

April 3, 2019

Influencer Marketing: Can an Outsider Really Help Build My Brand?

By Tex Freitag

The big hurdle many businesses face as they work to build their brand is reaching their target audience. This is where influencer marketing comes into play, exposing messaging to key demographics. It's one of the fastest tactics for increasing ...

Continue reading Influencer Marketing: Can an Outsider Really Help Build My Brand?

March 29, 2019

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