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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

3 Ways to Save Your Small Business Time and Money

By Sabado Domingo

Nowadays it's not enough to simply offer a good product or service. Small businesses must also be savvy with their finances, learning when to spend and when to save in order to maximize the return on all their investments. If you own a small ...

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September 3, 2020

Common Mishaps to Avoid When Holding a Video Conference

By Enero Febrero

In order to be successful, every business meeting should be planned in advance; and a virtual meeting held by video conference is no different than a traditional meeting. This is more important than ever now that COVID has forced most business ...

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August 28, 2020

How to Manage Your Real Estate Business Amid COVID-19 Restrictions

By Tex Freitag

As the pandemic continues spreading all over the world, many who own a real estate business are probably wondering what options they have. According to some studies, the peak of the curve happened in May 2020, which means a full recovery could happen ...

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August 19, 2020

How to Launch Your Own Business as a Student

By Enero Febrero

Many of the most successful businesses we know started in colleges; Facebook, Dell, Insomnia Cookies, and dozens of world-class brands were once just random ideas written down into a textbook on a campus. Starting your business as a student may be ...

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August 14, 2020

4 Ways to Save Money on Social Media Promotion Campaigns

By Sabado Domingo

A good promotion campaign is essential for the growth of any business. But a good campaign doesn't always mean an expensive one. The modern Internet has dozens of ways to create a great promotion without spending your last money and hoping for ...

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August 12, 2020

Should You Wait to Start a Small Business?

By Sabado Domingo

We live in a fast-paced society based around the ideal of instant gratification. Unsurprisingly, patience is a pretty rare virtue in both consumers and business leaders. People are often most concerned with making progress as quickly as possible. ...

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August 5, 2020

4 Things Every New Business Needs to Get Started

By Sabado Domingo

When starting a business, it can be a daunting task trying to figure out what you really need versus unnecessary window dressing that will ultimately provide no added benefits to the bottom line. This is especially true if you're bootstrapping your ...

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July 24, 2020

How to Successfully Pitch Your Startup Business to Investors

By Tex Freitag

Your business pitch can jump start your dreams -- or send your idea into oblivion. Serious investors get pitched constantly, so you should assume that they're not going to give you a lot of time, which is why it's so important to grab their ...

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July 8, 2020

How Much Does a Money Counting Machine Cost?

By Sabado Domingo

Businesses that deal with a lot of cash daily need a cash counter to do the job efficiently. A money counting machine makes your cash opening, counting, and closing procedures quick, saving your staff time that can be spent on other productive ...

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July 2, 2020

How Small Businesses Can Move Beyond Niche Appeal

By Sabado Domingo

financial statements explained

Finding the right niche can be extremely beneficial for a growing business. Indeed, many startups and small businesses strive to identify and service a niche in their industry in order to consolidate their position and establish a reliable source of ...

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May 29, 2020

Simple Fundraising Tips and Tricks for Beginners

By Sabado Domingo

Fundraising plays a vital role in the way we support causes for public interest, health advances, and various charities. If you want to help a charity or cause that's important to you, you'll need to know how to fundraise effectively. Thankfully, ...

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May 20, 2020

How the Supply Chain and Logistics Are Vital to Your Business

By Sabado Domingo

There are two things that are the biggest pain-points for just about every business: their supply chain and cash flow. Without the proper logistics, your cash flow is usually not looking good. And the contrary is the same. There are a lot of moving ...

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May 8, 2020

A Startup’s Guide to Working Capital Loans: Everything to Know

By Tex Freitag

business statements with pen and calculator

According to data by the Federal Reserve, 40% of businesses have a hard time paying their operational expenses. For such business, failure to access working capital financing can lead to low or no investment in other critical operational areas for ...

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May 7, 2020

10 Things Every Entrepreneur Should Do Before Starting a New Business

By Enero Febrero

Starting a business is no walk in the park. It requires a lot of time, sacrifices, and money. However, once you succeed in laying down the foundation of your business, you'll enjoy the fruits for a very long time. Of course, starting your ...

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May 6, 2020

4 High ROI Marketing Practices

By Sabado Domingo

Marketing is a business investment; it is not an expense. Business owners can and should expect to generate revenue as a direct result of their marketing efforts. Still, it's worth remembering that some marketing practices are more effective than ...

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May 1, 2020

5 Things to Think About Before Starting Your Own Business

By Enero Febrero

While starting your own business may seem like an exciting prospect, those who are just getting started do not always have a strong idea of how much effort it will take to reach their desired objective. Such an endeavor is a major challenge, but when ...

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April 1, 2020

5 Crazy Ideas That Resulted in Million Dollar Paydays

By Len Penzo

The economy may officially be in the dumps, but you can still make a whole lot of money if you've got a great idea. In fact, there are many examples of strange -- and often ingeniously simple -- business ideas that have earned their owners millions ...

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March 30, 2020

Six Ways to Turn Your Home Business Into an Actual Company

By Tex Freitag

It takes courage to steer off the beaten track and bring a product or service to the market, with no certain assurance that you will make a living from this. Suddenly what started out as an ambitious side hustle has gained traction and you are ...

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March 13, 2020

How Small Businesses Can Adapt to a Changing World

By Sabado Domingo

There's no doubt that the world is growing smaller by the day. Improved communications, pace of change, and globalization all have a part to play. And, while the big corporations may have the resources to adapt, this isn't always the case for small ...

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March 6, 2020

What’s the Cost of a Bad Hire?

By Sabado Domingo

Small businesses often survive on fine margins. Considering the fact that many new companies simply struggle to remain viable during their first few years of existence, it's crucial that business leaders make smart financial decisions. Unfortunately, ...

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February 28, 2020

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