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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Black Coffee: Weekend at Bernie’s

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everybody is enjoying their ...

Continue reading Black Coffee: Weekend at Bernie’s

February 15, 2020

How to Properly Prepare for Your Next Cruise

By Enero Febrero

Preparing for a cruise trip can be overwhelming, especially if it's your first time traveling. Unlike other activities, such as camping, cruising requires more detailed preparations. If well planned, cruising can be very exciting. Otherwise, it can ...

Continue reading How to Properly Prepare for Your Next Cruise

February 14, 2020

Is South Boston the Right Neighborhood for You?

By Sabado Domingo

If you are relocating to Boston, you might be struggling to know exactly where to stay. The state capital of Massachusetts is a beautiful city and is home to many different people scattered across a variety of neighborhoods. South Boston, or Southie ...

Continue reading Is South Boston the Right Neighborhood for You?

February 14, 2020

Buying And Selling? Try Using Bitcoin Escrow to Protect Yourself

By Tex Freitag

Not everybody is looking to scam you out of money, but if you've been selling products or services online, then you likely have been burned before. You uphold your end of the bargain and expect others to do the same. Most times they do, but it ...

Continue reading Buying And Selling? Try Using Bitcoin Escrow to Protect Yourself

February 12, 2020

Six US Presidents Who Suffered with Personal Debt Problems

By Kevin Bowen

Four US Presidents were born in the month of February, including two who are memorialized on Mount Rushmore: George Washington and Abraham Lincoln. (Ronald Reagan and William Henry Harrison are the other two.) As such, it should be no surprise that ...

Continue reading Six US Presidents Who Suffered with Personal Debt Problems

February 10, 2020

Black Coffee: The Kingdom of the Blind

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. There is no means of avoiding a final ...

Continue reading Black Coffee: The Kingdom of the Blind

February 8, 2020

How to Find the Perfect Marketing Agency for Your Business

By Sabado Domingo

Specialization is the name of the game. In the modern business world, more and more companies are exploiting niche markets to positive effect. After all, consumers don't want generic products. Instead, they want to patronize businesses they feel ...

Continue reading How to Find the Perfect Marketing Agency for Your Business

February 7, 2020

Grandfather Says: The Boy Is ‘Just Who He Is’

By RD Blakeslee

Grandfather says his preparing for retirement boiled down to supporting and, to the extent needed, enabling the family members (particularly the wife -- permanent fixture -- kids, temporary) to live the lives they wanted to live in their best ...

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February 6, 2020

5 Lessons From My Italian Father on Love, Marriage and Money

By Vince Scordo

I talk about my Italian parents so much that most of my friends think Mamma and Papa are paying their firstborn son to say nice things about them. In fact, I often tell my readers at Scordo.com that if it weren't for my parents I'd be lost in terms ...

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February 5, 2020

Get Cash Now: How to Cash a Check Without a Bank Account

By Sabado Domingo

If you're wondering how to cash a check without using a bank account, rest assured that you're not alone. Statistics show that around a quarter of US households either don't have a bank account, or regularly use an alternative means of check ...

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February 5, 2020

Sneaky Price Tricks Your Grocer Doesn’t Want You to Know

By Len Penzo

When I was teenager I worked in a grocery store, initially as a box boy. Within six months of being hired, however, I was promoted to checker. Over time I eventually got to work almost all of the jobs in the store including working the deli ...

Continue reading Sneaky Price Tricks Your Grocer Doesn’t Want You to Know

February 3, 2020

Black Coffee: Stop Me If You’ve Heard This Before …

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Well ... another glorious weekend is ...

Continue reading Black Coffee: Stop Me If You’ve Heard This Before …

February 1, 2020

5 Easy Ways to Cut Your Small Business Costs

By Enero Febrero

It's no surprise that many small businesses operate on tight margins. After all, relatively few companies experience sustained success immediately. As such, all new business owners need to understand how to save money to allow their company to ...

Continue reading 5 Easy Ways to Cut Your Small Business Costs

January 31, 2020

Federal vs. Private: Your Guide to Different Student Loan Types

By Enero Febrero

It doesn't matter if you are planning on taking out student loans in the near future or have in the past, student loans can be confusing. Trying to understand the types of student loans might leave you feeling overwhelmed. Keep reading to learn ...

Continue reading Federal vs. Private: Your Guide to Different Student Loan Types

January 31, 2020

How to Get Monetary Compensation For a Car Accident

By Enero Febrero

After you get into a car accident, there are a few very important things that will likely be on your mind: how can you recover from your injuries, and how can you get compensated for the medical costs and employment losses that you have incurred as a ...

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January 30, 2020

Personal Finance Course: How to Organize Your Money

By Sabado Domingo

Money. It's something you earn and something you spend, but do you ever feel like you'd like to have a better grip on it? Approximately 67% of American families claim to live on a budget but many people living on a budget still feel like they ...

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January 30, 2020

How Effective Are Super Bowl TV Ads?

By Tex Freitag

Super Bowl commercials are among the most viewed television broadcasts. According to Nielsen, Super Bowl XLIX attracted more than 114 million people. In fact, this was the highest number to have been recorded in the history of any US television ...

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January 30, 2020

5 Best Robo Advisors of 2020

By Tex Freitag

Robo-advisors are software programs that investors can use to manage their investment portfolios. They utilize computer algorithms and require minimal human intervention to take care of your venture. Traditionally, if you wanted to grow your ...

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January 29, 2020

I Ordered Some Omaha Steaks; But Were They Worth the Price?

By Len Penzo

Aside from the vegetarians and vegans of the world, who doesn't love a good steak? On second thought, there are more than a few vegetarians and vegans out there who, when pressed, will sheepishly admit they love steak too. I only bring this up ...

Continue reading I Ordered Some Omaha Steaks; But Were They Worth the Price?

January 27, 2020

Black Coffee: A Financial System In Jeopardy

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

Continue reading Black Coffee: A Financial System In Jeopardy

January 25, 2020

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