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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

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7 Big Reasons to Pay Off Your Debt Now!

By Enero Febrero

Being in debt isn't something to be proud of. Debt can be your worst financial disaster, depending on the amount you owe and the kind of debt you have. Of course, when it comes to paying off your debts, you really have to be serious about it if you ...

Continue reading 7 Big Reasons to Pay Off Your Debt Now!

October 4, 2019

Should You Buy a Diamond Engagement Ring from a Retailer or Wholesale?

By Sabado Domingo

So you've finally decided to take that next big step and get engaged -- but if you think making that decision was hard, then you're in for a ride, because the most common question that pops into the mind of someone getting engaged is what type of ...

Continue reading Should You Buy a Diamond Engagement Ring from a Retailer or Wholesale?

October 4, 2019

Grandfather Says: The Little Engine That Couldn’t

By RD Blakeslee

Not all of Grandfather's escapades were a great success. Grandfather set out to build a miniature steam engine, which he did alright, but just look at it! The boiler proved to be "marginal" (as the engineers say) meaning: "about to explode" ...

Continue reading Grandfather Says: The Little Engine That Couldn’t

October 3, 2019

Take Control of Your Finances: A Few Simple Steps to a More Secure Future

By Tex Freitag

So many of us struggle to keep track of our spending and balance fun and excitement with the need for long term security. The good news is that you don't have to sacrifice your hobbies or interests in order to be a master saver. All you need to do is ...

Continue reading Take Control of Your Finances: A Few Simple Steps to a More Secure Future

October 1, 2019

Coworking Spaces vs. Incubators vs. Accelerators for Startups

By Sabado Domingo

Coworking spaces, incubators, and accelerators happen to be three concepts that are used often in the startup community. Each of these options is advantageous for building a new business, and has something to offer based on your personality and ...

Continue reading Coworking Spaces vs. Incubators vs. Accelerators for Startups

September 30, 2019

Black Coffee: Here Comes the Lightning Round!

By RD Blakeslee

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I'm away on vacation -- but our ...

Continue reading Black Coffee: Here Comes the Lightning Round!

September 28, 2019

5 Critical Forex Trading Mistakes to Avoid

By Sabado Domingo

We all want money. That's the reason why most people wake up early to get to work, and come back home late. For Forex traders, some of them don't sleep at times! Therefore, since you are working so hard to earn this money, you should learn to ...

Continue reading 5 Critical Forex Trading Mistakes to Avoid

September 26, 2019

Strategies to Consider for Improving Your Forex Trading Skills

By Enero Febrero

For most forex rookies, it's not enough to have a top-notch forex trading platform. A trading plan must also be in place to successfully execute trades in the market. As such, it's only proper to hold your ground -- but you'll still need to improvise ...

Continue reading Strategies to Consider for Improving Your Forex Trading Skills

September 26, 2019

Back to School: How to Get a Student Loan

By Tex Freitag

The average price of tuition for a public university is $9410 for in-state students and $23,890 for out-of-state students. That doesn't include all the other expenses that come along with going to college, such as rent, meals, and the cost of ...

Continue reading Back to School: How to Get a Student Loan

September 25, 2019

7 Must-Have Tips on How to Repair Your Credit Score Yourself

By Sabado Domingo

Having good credit is a necessity for several reasons including buying a house or car, applying for a credit card, renting an apartment, buying a phone, and more. Without good credit, you could be left without these important essentials of life. ...

Continue reading 7 Must-Have Tips on How to Repair Your Credit Score Yourself

September 25, 2019

Don’t Be a Wimp! Here Are 22 Things You Should Always Haggle For

By Len Penzo

Last weekend I was at a barbecue with a buddy who told me a good-news bad-news story regarding a deal he got from DirecTV for their extremely popular NFL Sunday Ticket service that allows him to watch every out-of-market game during the entire ...

Continue reading Don’t Be a Wimp! Here Are 22 Things You Should Always Haggle For

September 23, 2019

Black Coffee: Revenge of the Debt Monster

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. Wow! Another week has come and gone -- ...

Continue reading Black Coffee: Revenge of the Debt Monster

September 21, 2019

6 House Upgrades That Increase Property Values

By Sabado Domingo

The US home improvement market is strong at about $400 billion dollars per year. Many homes and rentals that once sat empty are now filling burgeoning housing needs. Those homes are often in need of renovation and house upgrades. Did you invest ...

Continue reading 6 House Upgrades That Increase Property Values

September 20, 2019

How a Lead Generation Business Can Save Your Law Firm Time and Money

By Enero Febrero

Law firms are always on the lookout for bigger and better clients. Legal businesses try to out-market each other and get as many high-value clients as possible. From SEO strategies such as writing valuable content to pay for Google advertising, ...

Continue reading How a Lead Generation Business Can Save Your Law Firm Time and Money

September 20, 2019

Grandfather Says: Great Grandfather’s Stained Glass Bullseye Windows

By RD Blakeslee

One of the most influential people in Grandfather's life as he was growing up was his maternal grandfather, Mr. James F. Miller. He lived for many years in an elegant old home in Saginaw, Michigan; a relic from the days when Michigan's virgin ...

Continue reading Grandfather Says: Great Grandfather’s Stained Glass Bullseye Windows

September 19, 2019

8 Things To Look For In A Forex Trading Platform

By Sabado Domingo

An efficient Forex trading platform is either going to make your life extremely easy or extremely difficult. A trading platform is a type of software that connects you, the trader, to your chosen broker; the platform provides you with all the ...

Continue reading 8 Things To Look For In A Forex Trading Platform

September 18, 2019

Be Careful, Priceline Users! Name a Wrong Price and You May Go To Jail

By Len Penzo

I bet you didn't know Priceline had a jail. I didn't either until I got tossed into their web-based hoosegow for 24 hours. Heh. What was my "crime" you ask? This is kind of embarrassing to admit, but I recently made an offer on a rental car ...

Continue reading Be Careful, Priceline Users! Name a Wrong Price and You May Go To Jail

September 16, 2019

Black Coffee: The Central Bankers’ Magic Act Continues

By Len Penzo

It's time to sit back, relax and enjoy a little joe ... Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what's been going on in the world of money and personal finance. I hope everyone is enjoying their ...

Continue reading Black Coffee: The Central Bankers’ Magic Act Continues

September 14, 2019

5 Awesome Benefits of Buying a Condo

By Sabado Domingo

Do you want to buy a home, but just don't have the money for it? Then consider buying a condo. Condos tend to be a lot cheaper than the average home and offer up a lot of great benefits. So, what are the benefits of buying a condo? Read on to ...

Continue reading 5 Awesome Benefits of Buying a Condo

September 13, 2019

How to Be Smart When Selling Your Mortgage Note

By Enero Febrero

So you've decided to sell your mortgage note. If you have never sold a mortgage note before, it can be difficult to know where to start. A mortgage note is a document that is signed at the closing of a mortgage that obligates the homebuyer to ...

Continue reading How to Be Smart When Selling Your Mortgage Note

September 13, 2019

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