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Len Penzo dot Com

The offbeat personal finance blog for responsible people.

Beware: A Credit Card for Excellent Credit That Doesn’t Fit the Bill

By Guest

You might think that credit cards for people with excellent credit are universally the best products available, and that the quality of a credit card naturally rises in accordance with the credit level required to get it. You might believe that high ...

Continue reading Beware: A Credit Card for Excellent Credit That Doesn’t Fit the Bill

3 Comments February 16, 2011

Black Coffee: Miracle Whip, Grokking, and My Contest Winner

By Len Penzo

It's time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the ...

Continue reading Black Coffee: Miracle Whip, Grokking, and My Contest Winner

8 Comments February 12, 2011

Black Coffee: My Magic 8 Ball Makes Its Super Bowl Prediction

By Len Penzo

It's time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the ...

Continue reading Black Coffee: My Magic 8 Ball Makes Its Super Bowl Prediction

12 Comments February 5, 2011

Black Coffee: Denver Weather, Taco Bell Tacos & Cheap Sausage

By Len Penzo

It's time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the ...

Continue reading Black Coffee: Denver Weather, Taco Bell Tacos & Cheap Sausage

9 Comments January 29, 2011

A Look Back at 12 Years of Spending Data: My 2011 State of the Household Report

By Len Penzo

Since 1999 the Honeybee and I have used our trusty Excel spreadsheet to steadfastly track how we use every dollar earned that is not siphoned off by federal and state taxes, or automatic retirement contributions. Over the years, this disciplined ...

Continue reading A Look Back at 12 Years of Spending Data: My 2011 State of the Household Report

19 Comments January 26, 2011

Black Coffee: I Don’t Mean to Be Rude, But This Survey Bites

By Len Penzo

It's time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the ...

Continue reading Black Coffee: I Don’t Mean to Be Rude, But This Survey Bites

12 Comments January 22, 2011

Black Coffee: How iTunes Changed Our Music Shopping Habits

By Len Penzo

It's time to sit back, relax and enjoy a little joe Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of whats been going on in the world of money and personal finance. Heres what caught my attention over the past ...

Continue reading Black Coffee: How iTunes Changed Our Music Shopping Habits

6 Comments January 15, 2011

My Ketchup Taste-Test: Upset! Guess Which Brand Topped Heinz

By Len Penzo

Ketchup is the most popular condiment in the United States, and if you ask one hundred people what their favorite brand is, ninety-nine will usually say Heinz. As for the other guy, he'll simply say he doesn't like ketchup, period. It's true. Then ...

Continue reading My Ketchup Taste-Test: Upset! Guess Which Brand Topped Heinz

89 Comments January 10, 2011

Black Coffee: Sizing Up the Sexiest Man Alive (That’s Not a Typo)

By Len Penzo

It's time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the past ...

Continue reading Black Coffee: Sizing Up the Sexiest Man Alive (That’s Not a Typo)

9 Comments January 8, 2011

How Being Absentminded Resulted In A $2750 Year-End Windfall

By Len Penzo

At least I'm calling it a windfall.   Let me explain. You see, if I leave a twenty dollar bill in a winter jacket only to rediscover it after it has been hanging in the closet for nine months, that's a windfall. Now I can hear a lot of you out ...

Continue reading How Being Absentminded Resulted In A $2750 Year-End Windfall

22 Comments January 6, 2011

Black Coffee: The 10 Most Popular Articles of 2010 & More

By Len Penzo

It's time to sit back, relax and enjoy a little joe Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of whats been going on in the world of money and personal finance. Heres what caught my attention over the past ...

Continue reading Black Coffee: The 10 Most Popular Articles of 2010 & More

11 Comments December 31, 2010

The Penner Awards: The 10 Craziest Money Blunders of 2010

By Len Penzo

As 2010 comes to a close, I think it is only appropriate that I share my picks for the ten dumbest money stories of the past year, highlighting some of the most dumbfounding displays of numismatical naivete and financial ineptitude known to ...

Continue reading The Penner Awards: The 10 Craziest Money Blunders of 2010

31 Comments December 29, 2010

Black Coffee: Who’s Up for A Rousing Game of Parcheesi? Me Either.

By Len Penzo

It's time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the ...

Continue reading Black Coffee: Who’s Up for A Rousing Game of Parcheesi? Me Either.

8 Comments December 18, 2010

Why Baseball’s Jayson Werth Is Worth $126 Million (and You’re Not)

By Mr. Credit Card

This is a guest post from my good friend, Mr. Credit Card, from www.askmrcreditcard.com.   For the past three years, his Philadelphia Phillies have been the nemesis of my beloved Los Angeles Dodgers. I certainly feel we can learn a lot from how ...

Continue reading Why Baseball’s Jayson Werth Is Worth $126 Million (and You’re Not)

10 Comments December 15, 2010

Black Coffee: Celebrating Two Years of Len Penzo dot Com

By Len Penzo

It's time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the ...

Continue reading Black Coffee: Celebrating Two Years of Len Penzo dot Com

32 Comments December 11, 2010

Black Coffee: A Little Fun with Bono and the Banker Bullies

By Len Penzo

It's time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the ...

Continue reading Black Coffee: A Little Fun with Bono and the Banker Bullies

13 Comments December 4, 2010

How My Great Dane and I Got Cheated By a Fake Charity

By Len Penzo

Well, I've been moonlighting again for American Express's cleverly titled Currency blog. I know. But this Christmas the Honeybee decided to ask for the first seven seasons of Grey's Anatomy. No, not on Blue-ray DVD -- she wants the whole cast to ...

Continue reading How My Great Dane and I Got Cheated By a Fake Charity

10 Comments December 2, 2010

Black (Friday) Coffee: Thanksgiving Roundup & Remodel Photos

By Len Penzo

It's time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the ...

Continue reading Black (Friday) Coffee: Thanksgiving Roundup & Remodel Photos

8 Comments November 26, 2010

Consumer Alert: Qualia Free Coffee E-mail is a Scam

By Len Penzo

Any time I get an email offering me a free anything just for clicking on a link, I get suspicious. I know.   I'm just paranoid that way, but it usually saves me a lot of heartache down the road. Not five minutes ago I got an email from "J" who sent ...

Continue reading Consumer Alert: Qualia Free Coffee E-mail is a Scam

6 Comments November 20, 2010

Black Coffee: The Lasagna Hogs & 119 Weeks of Unemployment Benefits

By Len Penzo

It's time to sit back, relax and enjoy a little joe… Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here’s what caught my attention over the ...

Continue reading Black Coffee: The Lasagna Hogs & 119 Weeks of Unemployment Benefits

10 Comments November 20, 2010

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This site is for informational and entertainment purposes only, and the content herein should not be mistaken for professional financial advice. This website accepts advertising in the form of monetary and other compensation; as such, topics of discussion are occasionally influenced by these advertisers. Ultimately, you and you alone are responsible for the decisions you make in life, so please contact an independent financial professional for advice regarding your unique personal situation.

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